Motiv8 Investments provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 800 clients last fiscal year.
Motiv8 Investments reports 726 clients. They include 678 individual clients, 42 high-net-worth individuals, and 6 pension and profit-sharing plans. Of its assets, 100.0% ($219M across 1,337 accounts) are managed with discretion. It advised 35 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 93% | 66% |
| High-net-worth individuals | 6% | 33% |
| Pension and profit-sharing plans | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 678 | $146M | 66.5% | $215K |
| High-net-worth individuals | 42 | $72.3M | 33.0% | $1.72M |
| Pension and profit-sharing plans | 6 | $1.21M | 0.6% | $202K |
| Total | 726 | $219M | 100% | $302K |
- Clients
- 678
- Regulatory AUM
- $146M
- AUM share
- 66.5%
- Avg. per client
- $215K
- Clients
- 42
- Regulatory AUM
- $72.3M
- AUM share
- 33.0%
- Avg. per client
- $1.72M
- Clients
- 6
- Regulatory AUM
- $1.21M
- AUM share
- 0.6%
- Avg. per client
- $202K
Total
- Clients
- 726
- Regulatory AUM
- $219M
- AUM share
- 100%
- Avg. per client
- $302K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 35
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 800
Motiv8 Investments charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $50,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Broad-based financial planning is a fixed fee of $1,000 to $10,000 (limited cases may exceed $10,000); hourly specific services are billed at $300 an hour.
- Held-Away Asset Management
- Management of held-away assets on a third-party platform is charged an annual fee of 1.45% of the market value of the assets being managed.
Michael Terrio owns 75% or more of Motiv8 Investments. The leadership team of Motiv8 Investments includes President Michael Terrio. It has 21 employees, 10 of them in advisory roles.
Leadership
- Michael TerrioManaging Member/President/CCO
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
Staff
- 21 employees
- 10 in advisory functions
- 10 state-registered reps
- 10 insurance agents
- 1 soliciting firm
- Owns 75% or more of Motiv8 Investments LLC
Michael Terrio
Control person · since September 2016
Motiv8 Investments’ regulatory assets grew from $150M (May 2021) to $219M (March 2026); clients fell from 1,045 to 726 and employees rose from 9 to 21.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $219M | 726 | 21 | 11 |
| May 2025 | $187M | 1,011 | 41 | 13 |
| June 2024 | $161M | 1,061 | 39 | 13 |
| July 2023 | $118M | 722 | 14 | 16 |
| July 2022 | $143M | 1,104 | 5 | 10 |
| May 2021 | $150M | 1,045 | 9 | 13 |
Besides its headquarters, Motiv8 Investments has 10 offices (2 private residences, listed without an address), with 9 listed addresses across 7 states.
Florida · 3 listed addresses
- 542 NW University BLVD, Suite B101, Port St LucieHQ
- 100 E New York Ave, Deland
- 2104 Se Rays Way, Stuart
California · 1 listed address
- 5250 N. Palm Avenue, Fresno
Georgia · 1 listed address
- 3633 Wheeler RD., Augusta
Idaho · 1 listed address
- 3676 N. Harbor Lane, Boise
Massachusetts · 1 listed address
- 60j Munson Meeting Way, Chatham
Minnesota · 1 listed address
- 4021 Vernon Avenue South, St. Louis Park
Oklahoma · 1 listed address
- 4800 Mayfair DR, Oklahoma City
Other business names
Motiv8 Investments has reported 8 other business names to the SEC.
- Coast to Coast Financial Planning LLC
- Excelsior Financial Group LLC
- Faithful Financial Group
- Mason Street Wealth Management
- Optimal Wealth Strategies LLC
- Tennyson Group
- The Terrio Group
- Well Preserved Advisory Group
Contact and registration details
- Legal name
- Motiv8 Investments LLC
- Headquarters
- 542 NW University BLVD, Suite B101, Port St Lucie, FL 34986
- Website
- motiv8investments.com
- Phone
- 772-247-4488
- SEC file
- 801-108653
- Structure
- Florida LLC
- Fiscal year end
- December
Motiv8 Investments uses Charles Schwab ($185M) as custodian for its separately managed accounts. Motiv8 Investments has custody of $170M in client assets for 305 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $185M100%
At year end, Motiv8 Investments’ separately managed accounts were mostly in funds (65%) and stocks (29%).
What the accounts hold
- Stocks29%
- Funds65%
- Bonds1%
- Cash5%
How many clients does Motiv8 Investments have?
Motiv8 Investments has 726 clients and manages $219 million for them, as of March 2026. They include 678 individual clients, 42 high-net-worth individuals, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026
What services does Motiv8 Investments offer?
Motiv8 Investments provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Motiv8 Investments charge?
Motiv8 Investments charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $50,000.
Which custodians does Motiv8 Investments use?
Motiv8 Investments’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $185M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026
How many financial advisors does Motiv8 Investments have?
Motiv8 Investments has 10 investment adviser representatives registered with state securities authorities, out of 21 employees, and 10 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 10 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Motiv8 Investments invest in?
At the end of its last fiscal year, Motiv8 Investments’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 29% exchange-traded equities, 5% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Motiv8 Investments have a minimum investment?
Yes, Motiv8 Investments’ minimum account size for its Portfolio Management Services is $50K.
Who owns Motiv8 Investments?
Motiv8 Investments’ direct owner is Michael Terrio (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 13 March 2026
How does Motiv8 Investments get paid?
Motiv8 Investments is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Motiv8 Investments?
Motiv8 Investments’ main office is at 542 NW University BLVD, Suite B101, Port St Lucie, FL 34986. Its phone number is 772-247-4488. Its website is motiv8investments.com.