{"url":"https://nivawealth.com/firms/motiv8-investments-285560","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/285560","regulatoryAum":219071944,"crd":"285560","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5565692","suffix":null,"lastName":"BOURETTE","firstName":"JANE","middleName":"ELIZABETH"},{"crd":"5978181","suffix":null,"lastName":"DYER","firstName":"STEPHEN","middleName":"GLYNN"},{"crd":"6475776","suffix":null,"lastName":"HIETALA","firstName":"CATHERINE","middleName":"JEANNE"},{"crd":"4515591","suffix":null,"lastName":"KEMPRECOS","firstName":"CHRISTINA","middleName":"WORTH"},{"crd":"6576962","suffix":null,"lastName":"Kolpakov","firstName":"Andrey","middleName":"N"},{"crd":"6127419","suffix":null,"lastName":"MUNNERLYN","firstName":"PATRICK","middleName":"DANIEL"},{"crd":"6308895","suffix":null,"lastName":"Neal","firstName":"Matthew","middleName":"James"},{"crd":"4039071","suffix":null,"lastName":"STIENESSEN","firstName":"KATHERINE","middleName":"MARY"},{"crd":"7159318","suffix":null,"lastName":"TENNYSON","firstName":"OWEN","middleName":"P"},{"crd":"5453353","suffix":null,"lastName":"TERRIO","firstName":"MICHAEL","middleName":"GERALD"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-14","regulatoryAum":149736829,"clients":1045,"employees":9,"offices":13},{"filedOn":"2022-07-25","regulatoryAum":143481826,"clients":1104,"employees":5,"offices":10},{"filedOn":"2023-07-13","regulatoryAum":118148737,"clients":722,"employees":14,"offices":16},{"filedOn":"2024-06-17","regulatoryAum":161355661,"clients":1061,"employees":39,"offices":13},{"filedOn":"2025-05-12","regulatoryAum":187093402,"clients":1011,"employees":41,"offices":13},{"filedOn":"2026-03-13","regulatoryAum":219071944,"clients":726,"employees":21,"offices":11}],"secFileNumber":"801-108653","legalName":"Motiv8 Investments LLC","displayName":"Motiv8 Investments","slug":"motiv8-investments-285560","website":"https://motiv8investments.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/285560/c16845d2ba09a009-r1.webp","tone":"light","width":204,"height":200,"sourceUrl":"https://www.motiv8investments.com","sourceLabel":"Motiv8 Investments LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"542 NW University BLVD, Suite B101","city":"Port St Lucie","state":"FL","stateName":"Florida","country":"United States","postalCode":"34986"},"tradeNames":["Coast to Coast Financial Planning LLC","Excelsior Financial Group LLC","Faithful Financial Group","Mason Street Wealth Management","Optimal Wealth Strategies LLC","Tennyson Group","The Terrio Group","Well Preserved Advisory Group"],"registration":{"secApproved":"15 November 2016","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":302586.5361111111,"staff":{"employees":21,"advisory":10,"brokerDealerReps":0,"insuranceAgents":10,"promoters":1},"aum":{"regulatory":219071944,"discretionary":219071944,"discretionaryAccounts":1337,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":35},"clientTypes":[{"label":"Individuals (other than HNW)","clients":678,"regulatoryAum":145599269},{"label":"High-net-worth individuals","clients":42,"regulatoryAum":72263037},{"label":"Pension and profit-sharing plans","clients":6,"regulatoryAum":1209638}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018839","versionId":1018839,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-13","documentName":"MOTIV8 ADV PART 2A BROCHURE","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":50000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Broad-based financial planning is a fixed fee of $1,000 to $10,000 (limited cases may exceed $10,000); hourly specific services are billed at $300 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018839","versionId":1018839,"submittedOn":"2026-03-13","documentName":"MOTIV8 ADV PART 2A BROCHURE"},{"role":"other","program":"Held-Away Asset Management","summary":"Management of held-away assets on a third-party platform is charged an annual fee of 1.45% of the market value of the assets being managed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018839","versionId":1018839,"submittedOn":"2026-03-13","documentName":"MOTIV8 ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:36:14.649851+00:00","documents":[{"name":"MOTIV8 ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018839","versionId":1018839,"submittedOn":"2026-03-13"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":185000000}],"custodyNote":"Motiv8 Investments has custody of $170M in client assets for 305 clients.","otherCustodians":[],"leadership":[{"name":"Michael Terrio","title":"Managing Member/President/CCO","crd":"5453353"}],"ownership":[{"label":"Michael Terrio","detail":"Managing member/president/cco in the 75% or more ownership band and a control person, since September 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":10,"privateResidences":2},"listedOfficeAddresses":9,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"5250 N. Palm Avenue","city":"Fresno"}]},{"state":"Florida","offices":3,"addresses":[{"street":"542 NW University BLVD, Suite B101","city":"Port St Lucie","headquarters":true},{"street":"100 E New York Ave","city":"Deland"},{"street":"2104 Se Rays Way","city":"Stuart"}]},{"state":"Georgia","offices":1,"addresses":[{"street":"3633 Wheeler RD.","city":"Augusta"}]},{"state":"Idaho","offices":1,"addresses":[{"street":"3676 N. Harbor Lane","city":"Boise"}]},{"state":"Massachusetts","offices":1,"addresses":[{"street":"60j Munson Meeting Way","city":"Chatham"}]},{"state":"Minnesota","offices":1,"addresses":[{"street":"4021 Vernon Avenue South","city":"St. Louis Park"}]},{"state":"Oklahoma","offices":1,"addresses":[{"street":"4800 Mayfair DR","city":"Oklahoma City"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"772-247-4488","stateRegisteredReps":10,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"800","assetMix":[{"label":"Exchange-traded equity securities","percent":29},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":65},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"13 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/285560/PDF/285560.pdf","brochureDate":"13 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1018839","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Motiv8 Investments have?","answer":"Motiv8 Investments has 726 clients and manages $219 million for them, as of March 2026. They include 678 individual clients, 42 high-net-worth individuals, and 6 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Motiv8 Investments offer?","answer":"Motiv8 Investments provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Motiv8 Investments charge?","answer":"Motiv8 Investments charges up to 2.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and requires an account of at least $50,000.","source":"MOTIV8 ADV PART 2A BROCHURE, filed 13 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Motiv8 Investments use?","answer":"Motiv8 Investments’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $185M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Motiv8 Investments have?","answer":"Motiv8 Investments has 10 investment adviser representatives registered with state securities authorities, out of 21 employees, and 10 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 10 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Motiv8 Investments invest in?","answer":"At the end of its last fiscal year, Motiv8 Investments’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 29% exchange-traded equities, 5% cash and equivalents and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Motiv8 Investments have a minimum investment?","answer":"Yes, Motiv8 Investments’ minimum account size for its Portfolio Management Services is $50K.","source":"MOTIV8 ADV PART 2A BROCHURE, filed 13 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Motiv8 Investments?","answer":"Motiv8 Investments’ direct owner is Michael Terrio (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Motiv8 Investments get paid?","answer":"Motiv8 Investments is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Motiv8 Investments?","answer":"Motiv8 Investments’ main office is at 542 NW University BLVD, Suite B101, Port St Lucie, FL 34986. Its phone number is 772-247-4488. Its website is motiv8investments.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}