Millennium Investment and Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.
Millennium Investment and Retirement Advisors reports 523 clients. They include 341 pension and profit-sharing plans, 179 individual clients, and 3 high-net-worth individuals. Of its assets, 95.9% ($1.33B across 513 accounts) are managed with discretion; $56.5M across 10 accounts are not. Of its clients, 1% are outside the U.S. It advised 10 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 34% | 1% |
| High-net-worth individuals | <1% | <1% |
| Pension and profit-sharing plans | 65% | 98% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 179 | $15.9M | 1.1% | $88.8K |
| High-net-worth individuals | 3 | $13.7M | 1.0% | $4.56M |
| Pension and profit-sharing plans | 341 | $1.36B | 97.9% | $3.97M |
| Total | 523 | $1.38B | 100% | $2.65M |
- Clients
- 179
- Regulatory AUM
- $15.9M
- AUM share
- 1.1%
- Avg. per client
- $88.8K
- Clients
- 3
- Regulatory AUM
- $13.7M
- AUM share
- 1.0%
- Avg. per client
- $4.56M
- Clients
- 341
- Regulatory AUM
- $1.36B
- AUM share
- 97.9%
- Avg. per client
- $3.97M
Total
- Clients
- 523
- Regulatory AUM
- $1.38B
- AUM share
- 100%
- Avg. per client
- $2.65M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 10
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Millennium Investment and Retirement Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Yvonne Rizk owns 25% to 50% of Millennium Investment and Retirement Advisors. The leadership team of Millennium Investment and Retirement Advisors includes Chief Compliance Officer Colin Dixon. It has 6 employees, 5 of them in advisory roles.
Staff
- 6 employees
- 5 in advisory functions
- 4 state-registered reps
- 1 insurance agent
- Owns 25% to 50% of Millennium Investment and Retirement Advisors, LLC
Yvonne Rizk
Control person · since August 2024
- Owns 25% to 50% of Millennium Investment and Retirement Advisors, LLC
Cothrom LLC
Control person · since August 2024
- Owns 75% or more of Cothrom LLC
John Dixon
Control person · since August 2024
- Owns 10% to 25% of Millennium Investment and Retirement Advisors, LLC
Colin Dixon
since August 2024
Millennium Investment and Retirement Advisors’ regulatory assets went from $1.36B (March 2021) to $1.38B (June 2026); clients rose from 394 to 523 and employees fell from 10 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jun 2026June 2026 | $1.38B | 523 | 6 | 5 |
| Mar 2025March 2025 | $1.37B | 613 | 8 | 6 |
| May 2024May 2024 | $1.66B | 703 | 6 | 5 |
| Mar 2023March 2023 | $1.59B | 681 | 10 | 5 |
| Mar 2022March 2022 | $1.78B | 464 | 11 | 3 |
| Mar 2021March 2021 | $1.36B | 394 | 10 | 3 |
Besides its headquarters, Millennium Investment and Retirement Advisors has 4 offices (4 private residences, listed without an address), with 1 listed address with no US state reported.
Other business names
Millennium Investment and Retirement Advisors has reported 2 other business names to the SEC.
- Millennium
- Mira
Contact and registration details
- Legal name
- Millennium Investment and Retirement Advisors, LLC
- Headquarters
- Not reported
- Website
- miracenter.com
- Phone
- 800-344-4038
- SEC file
- 801-76544
- Structure
- North Carolina LLC
- Fiscal year end
- December
Millennium Investment and Retirement Advisors’ named custodians for separately managed accounts are John Hancock Trust ($333M, 37%), John Hancock Life Insurance ($300M, 33%) and Fidelity ($275M, 30%). Millennium Investment and Retirement Advisors does not have custody of client assets.
- John Hancock TrustJohn Hancock Trust Company LLC · Westwood, MA · $333M37%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $275M30%
- John Hancock Life InsuranceJohn Hancock Life Insurance Company · Westwood, MA · $300M33%
At year end, Millennium Investment and Retirement Advisors’ separately managed accounts were mostly in funds (97%).
What the accounts hold
- Stocks1%
- Funds97%
- Bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash1%
How many clients does Millennium Investment and Retirement Advisors have?
Millennium Investment and Retirement Advisors has 523 clients and manages $1.38 billion for them, as of June 2026. They include 341 pension and profit-sharing plans, 179 individual clients, and 3 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 June 2026
What services does Millennium Investment and Retirement Advisors offer?
Millennium Investment and Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Millennium Investment and Retirement Advisors use?
Millennium Investment and Retirement Advisors’ separately managed account assets are held at John Hancock Trust Company LLC (Westwood, MA), with $333M, John Hancock Life Insurance Company (Westwood, MA), with $300M and Fidelity Brokerage Services LLC (Smithfield, RI), with $275M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 June 2026
How many financial advisors does Millennium Investment and Retirement Advisors have?
Millennium Investment and Retirement Advisors has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Millennium Investment and Retirement Advisors invest in?
At the end of its last fiscal year, Millennium Investment and Retirement Advisors’ separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 1% exchange-traded equities, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Millennium Investment and Retirement Advisors?
Millennium Investment and Retirement Advisors is owned through a holding company by John Dixon. Its direct owners are Colin Dixon, Yvonne Rizk and Cothrom LLC, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 8 June 2026
How does Millennium Investment and Retirement Advisors get paid?
Millennium Investment and Retirement Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Millennium Investment and Retirement Advisors?
Its phone number is 800-344-4038. Its website is miracenter.com.