{"url":"https://nivawealth.com/firms/millennium-investment-and-retirement-advisors-117868","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/117868","regulatoryAum":1384837041,"crd":"117868","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4488122","suffix":null,"lastName":"CANIPE","firstName":"RICKY","middleName":"GENE"},{"crd":"7473584","suffix":null,"lastName":"DIXON","firstName":"COLIN","middleName":"STEVENS"},{"crd":"4531892","suffix":null,"lastName":"EDBERG","firstName":"MICHAEL","middleName":"ALAN"},{"crd":"2181702","suffix":null,"lastName":"HOLLAND","firstName":"JAMES","middleName":"MATTHEW"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":1359677480,"clients":394,"employees":10,"offices":3},{"filedOn":"2022-03-24","regulatoryAum":1781830323,"clients":464,"employees":11,"offices":3},{"filedOn":"2023-03-29","regulatoryAum":1590559133,"clients":681,"employees":10,"offices":5},{"filedOn":"2024-05-16","regulatoryAum":1659426210,"clients":703,"employees":6,"offices":5},{"filedOn":"2025-03-26","regulatoryAum":1374389476,"clients":613,"employees":8,"offices":6},{"filedOn":"2026-06-08","regulatoryAum":1384837041,"clients":523,"employees":6,"offices":5}],"secFileNumber":"801-76544","legalName":"Millennium Investment and Retirement Advisors, LLC","displayName":"Millennium Investment and Retirement Advisors","slug":"millennium-investment-and-retirement-advisors-117868","website":"https://miracenter.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/117868/42880d467452bc6b-r1.webp","tone":"light","width":200,"height":200,"sourceUrl":"https://miracenter.com/","sourceLabel":"Millennium Investment and Retirement Advisors, LLC, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"founded":null,"organization":"North Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":["Millennium","Mira"],"registration":{"secApproved":"26 April 2012","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":162450.45604395604,"staff":{"employees":6,"advisory":5,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":1384837041,"discretionary":1328337041,"discretionaryAccounts":513,"nonDiscretionary":56500000,"nonDiscretionaryAccounts":10,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":10},"clientTypes":[{"label":"Individuals (other than HNW)","clients":179,"regulatoryAum":15899246},{"label":"High-net-worth individuals","clients":3,"regulatoryAum":13666737},{"label":"Pension and profit-sharing plans","clients":341,"regulatoryAum":1355271058}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"John Hancock Trust Company LLC","shortName":"John Hancock Trust","location":"Westwood, MA","smaAssets":332542729},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":275033833},{"name":"John Hancock Life Insurance Company","shortName":"John Hancock Life Insurance","location":"Westwood, MA","smaAssets":300062882}],"custodyNote":"Millennium Investment and Retirement Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Colin Dixon","title":"Chief Compliance Officer","crd":"7473584"},{"name":"Colin Dixon","title":"Owner","crd":"7473584"},{"name":"Yvonne Rizk","title":"Owner and Managing Member","crd":"5715541"}],"ownership":[{"label":"Colin Dixon","detail":"Owner in the 10% to 25% ownership band, since August 2024."},{"label":"Yvonne Rizk","detail":"Owner and managing member in the 25% to 50% ownership band and a control person, since August 2024."},{"label":"Cothrom LLC","detail":"Owner in the 25% to 50% ownership band and a control person, since August 2024."},{"label":"John Dixon","detail":"Indirect owner: a owner of Cothrom LLC in the 75% or more band and a control person, since August 2024.","parent":"Cothrom LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":4},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"800-344-4038","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Pension consulting services","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":97},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"8 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/117868/PDF/117868.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Millennium Investment and Retirement Advisors have?","answer":"Millennium Investment and Retirement Advisors has 523 clients and manages $1.38 billion for them, as of June 2026. They include 341 pension and profit-sharing plans, 179 individual clients, and 3 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Millennium Investment and Retirement Advisors offer?","answer":"Millennium Investment and Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Millennium Investment and Retirement Advisors use?","answer":"Millennium Investment and Retirement Advisors’ separately managed account assets are held at John Hancock Trust Company LLC (Westwood, MA), with $333M, John Hancock Life Insurance Company (Westwood, MA), with $300M and Fidelity Brokerage Services LLC (Smithfield, RI), with $275M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Millennium Investment and Retirement Advisors have?","answer":"Millennium Investment and Retirement Advisors has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Millennium Investment and Retirement Advisors invest in?","answer":"At the end of its last fiscal year, Millennium Investment and Retirement Advisors’ separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 1% exchange-traded equities, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Millennium Investment and Retirement Advisors?","answer":"Millennium Investment and Retirement Advisors is owned through a holding company by John Dixon. Its direct owners are Colin Dixon, Yvonne Rizk and Cothrom LLC, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 8 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Millennium Investment and Retirement Advisors get paid?","answer":"Millennium Investment and Retirement Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Millennium Investment and Retirement Advisors?","answer":"Its phone number is 800-344-4038. Its website is miracenter.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}