McCulley Financial Group provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 101–250 clients last fiscal year.
McCulley Financial Group reports 169 clients. They include 119 individual clients, 28 pension and profit-sharing plans, and 22 high-net-worth individuals. Of its assets, 53.9% ($102M across 141 accounts) are managed with discretion; $87.1M across 28 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 70% | 15% |
| High-net-worth individuals | 13% | 39% |
| Pension and profit-sharing plans | 17% | 46% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 119 | $28.1M | 14.9% | $236K |
| High-net-worth individuals | 22 | $73.5M | 39.0% | $3.34M |
| Pension and profit-sharing plans | 28 | $87.1M | 46.1% | $3.11M |
| Total | 169 | $189M | 100% | $1.12M |
- Clients
- 119
- Regulatory AUM
- $28.1M
- AUM share
- 14.9%
- Avg. per client
- $236K
- Clients
- 22
- Regulatory AUM
- $73.5M
- AUM share
- 39.0%
- Avg. per client
- $3.34M
- Clients
- 28
- Regulatory AUM
- $87.1M
- AUM share
- 46.1%
- Avg. per client
- $3.11M
Total
- Clients
- 169
- Regulatory AUM
- $189M
- AUM share
- 100%
- Avg. per client
- $1.12M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
McCulley Financial Group charges 0.30%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Additional Services
- Services beyond the advisory agreement are billed at $250 per hour, with an estimate agreed before billing.
- Corporate Retirement Plan Asset Management
- Asset management for corporate retirement plans and 401(k) plans is 1.00% of assets up to $1,000,000, stepping down to 0.20% from $50,000,000 to $100,000,000; negotiable above $100,000,000.
- Financial Planning
- Financial plans are a monthly fee: $250 (Bronze, $500k+ in assets), $500 (Silver, $1m+) or $1,000 (Gold, $2m+).
Kortney McCulley owns 75% or more of McCulley Financial Group. The leadership team of McCulley Financial Group includes Chief Compliance Officer Kortney McCulley. It has 4 employees, 1 of them in advisory roles.
Leadership
- Kortney McCulleyManaging Member, Chief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of McCulley Financial Group, LLC
Kortney McCulley
Control person · since February 2011
McCulley Financial Group’s regulatory assets grew 1.5× from $125M (February 2024) to $189M (April 2026); clients rose from 149 to 169 and employees from 1 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $189M | 169 | 4 | 2 |
| January 2025 | $153M | 156 | 1 | 2 |
| February 2024 | $125M | 149 | 1 | 2 |
Besides its headquarters, McCulley Financial Group has 1 office (1 private residence, listed without an address), with 1 listed address in Illinois.
Illinois · 1 listed address
- 2 Westbrook Corporate Center, Suite 220, WestchesterHQ
Contact and registration details
- Legal name
- McCulley Financial Group, LLC
- Headquarters
- 2 Westbrook Corporate Center, Suite 220, Westchester, IL 60154
- Website
- mcculleycompanies.com
- Phone
- 312-219-9000
- @mcculley-financial-group
- SEC file
- 801-129527
- Structure
- Illinois LLC
- Fiscal year end
- December
McCulley Financial Group uses Charles Schwab ($100M) as custodian for its separately managed accounts. McCulley Financial Group does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $100M100%
At year end, McCulley Financial Group’s separately managed accounts were largely in stocks (40%) and funds (30%).
What the accounts hold
- Stocks40%
- Funds30%
- Bonds26%
- Cash4%
How many clients does McCulley Financial Group have?
McCulley Financial Group has 169 clients and manages $189 million for them, as of April 2026. They include 119 individual clients, 28 pension and profit-sharing plans, and 22 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 April 2026
What services does McCulley Financial Group offer?
McCulley Financial Group provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does McCulley Financial Group charge?
McCulley Financial Group charges 0.30%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable.
Source: MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B, filed 8 April 2026
Which custodians does McCulley Financial Group use?
McCulley Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $100M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 April 2026
How many financial advisors does McCulley Financial Group have?
McCulley Financial Group has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does McCulley Financial Group invest in?
At the end of its last fiscal year, McCulley Financial Group’s separately managed accounts held 40% exchange-traded equities, 30% registered funds (mutual funds, ETFs, BDCs), 26% U.S. government and agency bonds and 4% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns McCulley Financial Group?
McCulley Financial Group’s direct owner is Kortney McCulley (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 8 April 2026
How does McCulley Financial Group get paid?
McCulley Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact McCulley Financial Group?
McCulley Financial Group’s main office is at 2 Westbrook Corporate Center, Suite 220, Westchester, IL 60154. Its phone number is 312-219-9000. Its website is mcculleycompanies.com.