{"url":"https://nivawealth.com/firms/mcculley-financial-group-154891","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/154891","regulatoryAum":188677227,"crd":"154891","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5482838","suffix":null,"lastName":"MCCULLEY","firstName":"KORTNEY","middleName":"ROBERT"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-02-23","regulatoryAum":125203536,"clients":149,"employees":1,"offices":2},{"filedOn":"2025-01-13","regulatoryAum":153136643,"clients":156,"employees":1,"offices":2},{"filedOn":"2026-04-08","regulatoryAum":188677227,"clients":169,"employees":4,"offices":2}],"secFileNumber":"801-129527","legalName":"McCulley Financial Group, LLC","displayName":"McCulley Financial Group","slug":"mcculley-financial-group-154891","website":"https://mcculleycompanies.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/154891/f46b01813a38b938-r1.webp","tone":"light","width":651,"height":200,"sourceUrl":"https://mcculleyfinancial.com/","sourceLabel":"Mcculley Financial Group, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/mcculley-financial-group","founded":null,"organization":"Illinois limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2 Westbrook Corporate Center, Suite 220","city":"Westchester","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60154"},"tradeNames":[],"registration":{"secApproved":"16 February 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":720664.9432624114,"staff":{"employees":4,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":188677227,"discretionary":101613757,"discretionaryAccounts":141,"nonDiscretionary":87063470,"nonDiscretionaryAccounts":28,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":119,"regulatoryAum":28089362},{"label":"High-net-worth individuals","clients":22,"regulatoryAum":73524395},{"label":"Pension and profit-sharing plans","clients":28,"regulatoryAum":87063470}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","versionId":1040739,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-04-08","documentName":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Additional Services","summary":"Services beyond the advisory agreement are billed at $250 per hour, with an estimate agreed before billing.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","versionId":1040739,"submittedOn":"2026-04-08","documentName":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B"},{"role":"other","program":"Corporate Retirement Plan Asset Management","summary":"Asset management for corporate retirement plans and 401(k) plans is 1.00% of assets up to $1,000,000, stepping down to 0.20% from $50,000,000 to $100,000,000; negotiable above $100,000,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","versionId":1040739,"submittedOn":"2026-04-08","documentName":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B"},{"role":"other","program":"Financial Planning","summary":"Financial plans are a monthly fee: $250 (Bronze, $500k+ in assets), $500 (Silver, $1m+) or $1,000 (Gold, $2m+).","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","versionId":1040739,"submittedOn":"2026-04-08","documentName":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:11:43.282583+00:00","documents":[{"name":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","versionId":1040739,"submittedOn":"2026-04-08"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":100088770}],"custodyNote":"McCulley Financial Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Kortney McCulley","title":"Managing Member, Chief Compliance Officer","crd":"5482838"}],"ownership":[{"label":"Kortney McCulley","detail":"Managing member, chief compliance officer in the 75% or more ownership band and a control person, since February 2011."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"2 Westbrook Corporate Center, Suite 220","city":"Westchester","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"312-219-9000","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":40},{"label":"U.S. government/agency bonds","percent":26},{"label":"Securities issued by registered investment companies or business development companies","percent":30},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"8 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/154891/PDF/154891.pdf","brochureDate":"8 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1040739","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does McCulley Financial Group have?","answer":"McCulley Financial Group has 169 clients and manages $189 million for them, as of April 2026. They include 119 individual clients, 28 pension and profit-sharing plans, and 22 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does McCulley Financial Group offer?","answer":"McCulley Financial Group provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does McCulley Financial Group charge?","answer":"McCulley Financial Group charges 0.30%–1.00% a year for its Asset Management. The fee is billed in arrears and is negotiable.","source":"MCCULLEY FINANCIAL GROUP ADV PART 2A AND 2B, filed 8 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does McCulley Financial Group use?","answer":"McCulley Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $100M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does McCulley Financial Group have?","answer":"McCulley Financial Group has 1 investment adviser representative registered with state securities authorities, out of 4 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does McCulley Financial Group invest in?","answer":"At the end of its last fiscal year, McCulley Financial Group’s separately managed accounts held 40% exchange-traded equities, 30% registered funds (mutual funds, ETFs, BDCs), 26% U.S. government and agency bonds and 4% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns McCulley Financial Group?","answer":"McCulley Financial Group’s direct owner is Kortney McCulley (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does McCulley Financial Group get paid?","answer":"McCulley Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact McCulley Financial Group?","answer":"McCulley Financial Group’s main office is at 2 Westbrook Corporate Center, Suite 220, Westchester, IL 60154. Its phone number is 312-219-9000. Its website is mcculleycompanies.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}