Luminvest Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Luminvest Wealth Management reports 140 clients. They include 113 high-net-worth individuals and 27 individual clients. Of its assets, 100.0% ($398M across 370 accounts) are managed with discretion. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 19% | 3% |
| High-net-worth individuals | 81% | 97% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 27 | $9.97M | 2.5% | $369K |
| High-net-worth individuals | 113 | $388M | 97.5% | $3.43M |
| Total | 140 | $398M | 100% | $2.84M |
- Clients
- 27
- Regulatory AUM
- $9.97M
- AUM share
- 2.5%
- Avg. per client
- $369K
- Clients
- 113
- Regulatory AUM
- $388M
- AUM share
- 97.5%
- Avg. per client
- $3.43M
Total
- Clients
- 140
- Regulatory AUM
- $398M
- AUM share
- 100%
- Avg. per client
- $2.84M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Luminvest Wealth Management charges 0.05%–0.25% a year for its Comprehensive Portfolio Management. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Recurring subscription fee: an initial fee of $500, then a monthly fee not to exceed $200 per month, charged monthly in advance.
Trent White owns 75% or more of Luminvest Wealth Management. The leadership team of Luminvest Wealth Management includes Chief Compliance Officer Trent White. It has 5 employees, 2 of them in advisory roles.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Luminvest Wealth Management LLC
Trent White
Control person · since June 2023
Luminvest Wealth Management’s regulatory assets grew Infinity× from $0 (June 2023) to $398M (February 2026); employees rose from 1 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $398M | 140 | 5 | 1 |
| Jan 2025January 2025 | $282M | 100 | 4 | 1 |
| Mar 2024March 2024 | $203M | 38 | 2 | 1 |
| Jun 2023June 2023 | $0 | 0 | 1 | 1 |
Besides its headquarters, Luminvest Wealth Management has 0 offices, with 1 listed address in 1 state.
Arizona · 1 listed address
- 9375 E Shea BLVD, Suite 100, ScottsdaleHQ
Contact and registration details
- Legal name
- Luminvest Wealth Management LLC
- Headquarters
- 9375 E Shea BLVD, Suite 100, Scottsdale, AZ 85260
- Website
- luminvest.com
- Phone
- 480-300-0062
- @luminvest-wealth-management-llc
- SEC file
- 801-128242
- Founded
- 2023
- Structure
- Delaware LLC
- Fiscal year end
- December
Luminvest Wealth Management’s named custodians for separately managed accounts are Charles Schwab ($163M, 41%), Altruist ($147M, 37%) and Vanguard Marketing ($88.1M, 22%). Luminvest Wealth Management has custody of $49.2M for 14 clients.
- AltruistAltruist Financial LLC · Culver City, CA · $147M37%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $163M41%
- Vanguard MarketingVanguard Marketing Corporation · Malvern, PA · $88.1M22%
At year end, Luminvest Wealth Management’s separately managed accounts were mostly in stocks (87%) and funds (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $430M across 58 positions; the largest are Vanguard Index Fds (25.4%), Vanguard Star Fds (19.7%) and Vanguard Intl Equity Index F (8.9%).
What the accounts hold
- Stocks87%
- Funds11%
- Cash1%
- Other1%
- Us government agency bonds, us state and local bonds, investment grade corporate bonds1%
How many clients does Luminvest Wealth Management have?
Luminvest Wealth Management has 140 clients and manages $398 million for them, as of February 2026. They include 113 high-net-worth individuals and 27 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026
What services does Luminvest Wealth Management offer?
Luminvest Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Luminvest Wealth Management charge?
Luminvest Wealth Management charges 0.05%–0.25% a year for its Comprehensive Portfolio Management. The fee is billed in arrears and is negotiable.
Source: FORM ADV PART 2A - FIRM BROCHURE, filed 25 February 2026
Which custodians does Luminvest Wealth Management use?
Luminvest Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $163M, Altruist Financial LLC (Culver City, CA), with $147M and Vanguard Marketing Corporation (Malvern, PA), with $88.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026
How many financial advisors does Luminvest Wealth Management have?
Luminvest Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Luminvest Wealth Management invest in?
At the end of its last fiscal year, Luminvest Wealth Management’s separately managed accounts held 87% exchange-traded equities, 11% registered funds (mutual funds, ETFs, BDCs), 1% cash and equivalents and 1% other. The 1% other category is described as: US Government Agency Bonds, US State and Local Bonds, Investment Grade Corporate Bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Luminvest Wealth Management?
Luminvest Wealth Management’s direct owner is Trent White (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 February 2026
How does Luminvest Wealth Management get paid?
Luminvest Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Luminvest Wealth Management?
Luminvest Wealth Management’s main office is at 9375 E Shea BLVD, Suite 100, Scottsdale, AZ 85260. Its phone number is 480-300-0062. Its website is luminvest.com.