LTG Capital provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
LTG Capital reports 92 clients. They include 61 individual clients, 30 high-net-worth individuals and 1 charitable organization. Of its assets, 100.0% ($142M across 353 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 66% | 15% |
| High-net-worth individuals | 33% | 85% |
| Charitable organizations | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 61 | $20.7M | 14.6% | $340K |
| High-net-worth individuals | 30 | $121M | 85.3% | $4.04M |
| Charitable organizations | Fewer than 5 | $159K | 0.1% | $159K |
| Total | 92 | $142M | 100% | — |
- Clients
- 61
- Regulatory AUM
- $20.7M
- AUM share
- 14.6%
- Avg. per client
- $340K
- Clients
- 30
- Regulatory AUM
- $121M
- AUM share
- 85.3%
- Avg. per client
- $4.04M
- Clients
- Fewer than 5
- Regulatory AUM
- $159K
- AUM share
- 0.1%
- Avg. per client
- $159K
Total
- Clients
- 92
- Regulatory AUM
- $142M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
LTG Capital charges 1.00%–1.50% a year for its Investment advisory services. The fee is billed in advance or in arrears and is negotiable.
Fee details and sources
Ariel Acuna owns 75% or more of LTG Capital. The leadership team of LTG Capital includes Chief Compliance Officer Kathleen Cox. It has 5 employees, 2 of them in advisory roles.
Leadership
Kathleen CoxChief Compliance Officer
Ariel AcunaManager and Owner
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of LTG Capital LLC
Ariel Acuna
Control person · since August 2003
LTG Capital’s regulatory assets grew from $123M (April 2022) to $142M (September 2026); clients rose from 79 to 92 and employees from 2 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $142M | 92 | 5 | 1 |
| March 2025 | $133M | 94 | 4 | 1 |
| March 2024 | $121M | 96 | 3 | 1 |
| March 2023 | $99.2M | 81 | 3 | 1 |
| April 2022 | $123M | 79 | 2 | 1 |
Besides its headquarters, LTG Capital has 0 offices, with 1 listed address in Massachusetts.
Massachusetts · 1 listed address
- 10 Speen Street, Suite 4-03, FraminghamHQ
Contact and registration details
- Legal name
- LTG Capital LLC
- Headquarters
- 10 Speen Street, Suite 4-03, Framingham, MA 01701
- Website
- ltgcapital.com
- Phone
- 888-445-0111
- SEC file
- 801-123540
- Structure
- Massachusetts LLC
- Fiscal year end
- December
LTG Capital uses Fidelity ($96.1M, 68%) and Charles Schwab ($46M, 32%) as custodians for its separately managed accounts. LTG Capital has custody of $9.56M in client assets for 12 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $46M32%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $96.1M68%
At year end, LTG Capital’s separately managed accounts were mostly in funds (94%). Its reported 13F holdings for the quarter ended 30 June 2026 total $150M across 24 positions; the largest are iShares TR (22.0%), Invesco Exchange Traded FD T (21.5%) and iShares TR (18.3%).
What the accounts hold
- Funds94%
- Cash6%
Reported 13F holdings
- $150M
- Reported 13F value
- 24
- Positions
- 86.5%
- In the 10 largest
- +14.2%
- Value vs. prior quarter
- iShares TR · Core S&P Scp ETF22.0%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt21.5%
- iShares TR · Core S&P Mcp ETF18.3%
- iShares TR · Eafe Sml CP ETF5.7%
- iShares TR · Core MSCI Eafe4.7%
- iShares TR · S&P Sml 600 Gwt3.4%
- iShares TR · SP Smcp600vl ETF3.2%
- iShares TR · S&P MC 400gr ETF2.8%
- iShares TR · S&P MC 400vl ETF2.8%
- iShares TR · MSCI Eafe ETF2.3%
Together, the ten largest are 86.5% of reported value.
How many clients does LTG Capital have?
LTG Capital has 92 clients and manages $142 million for them, as of September 2026. They include 61 individual clients, 30 high-net-worth individuals and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 September 2026
What services does LTG Capital offer?
LTG Capital provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does LTG Capital charge?
LTG Capital charges 1.00%–1.50% a year for its Investment advisory services. The fee is billed in advance or in arrears and is negotiable.
Which custodians does LTG Capital use?
LTG Capital’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $96.1M and Charles Schwab & Co., Inc. (Westlake, TX), with $46M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 September 2026
How many financial advisors does LTG Capital have?
LTG Capital has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does LTG Capital invest in?
At the end of its last fiscal year, LTG Capital’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs) and 6% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns LTG Capital?
LTG Capital’s direct owner is Ariel Acuna (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 3 September 2026
How does LTG Capital get paid?
LTG Capital is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is LTG Capital registered with the SEC?
Yes, LTG Capital has been registered with the SEC as an investment adviser since 25 March 2022. Its CRD number is 128216 and its SEC file number is 801-123540.
Source: Form ADV Part 1A, Item 1, filed 3 September 2026; IAPD firm record
How do I contact LTG Capital?
LTG Capital’s main office is at 10 Speen Street, Suite 4-03, Framingham, MA 01701. Its phone number is 888-445-0111. Its website is ltgcapital.com.