Lighthouse Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 26–50 clients last fiscal year.
Lighthouse Wealth Management reports 384 clients. They include 323 individual clients, 50 high-net-worth individuals and 6 charitable organizations. Of its assets, 100.0% ($238M across 800 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 47% |
| High-net-worth individuals | 13% | 44% |
| Charitable organizations | 2% | 9% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 323 | $111M | 46.6% | $343K |
| High-net-worth individuals | 50 | $105M | 44.1% | $2.09M |
| Charitable organizations | 6 | $20.5M | 8.6% | $3.41M |
| Corporations and other businesses | 5 | $1.7M | 0.7% | $341K |
| Total | 384 | $238M | 100% | $619K |
- Clients
- 323
- Regulatory AUM
- $111M
- AUM share
- 46.6%
- Avg. per client
- $343K
- Clients
- 50
- Regulatory AUM
- $105M
- AUM share
- 44.1%
- Avg. per client
- $2.09M
- Clients
- 6
- Regulatory AUM
- $20.5M
- AUM share
- 8.6%
- Avg. per client
- $3.41M
- Clients
- 5
- Regulatory AUM
- $1.7M
- AUM share
- 0.7%
- Avg. per client
- $341K
Total
- Clients
- 384
- Regulatory AUM
- $238M
- AUM share
- 100%
- Avg. per client
- $619K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Lighthouse Wealth Management charges 0.30%–1.00% a year for its Portfolio Management for Individuals and Corporations. Each asset band is charged at its own rate. The fee is billed in advance and is not negotiable. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$2M | 0.75% |
| $2M–$4M | 0.50% |
| $4M and above | 0.30% |
Fee details and sources
Other fees
- 401(k) Consulting
- 401(k) plan consulting is billed quarterly in advance at 0.75% on the first $750,000 of plan assets, 0.50% to $1,500,000, and 0.30% above that.
- Financial Planning
- Financial planning for non-investment clients is billed at an hourly fee of up to $400, agreed in advance with an estimate; half is payable on signing.
- Tax Preparation
- Tax preparation fees vary with the complexity of the return and are agreed in advance for clients with less than $1,000,000 invested; there is no separate tax fee above that.
Timothy Rowsey owns 25% to 50% of Lighthouse Wealth Management. The leadership team of Lighthouse Wealth Management includes President Gregory Emmons. It has 5 employees.
Leadership
Gregory EmmonsPresident, CCO
Aaron RowseyVice President
Christopher BevingtonPartner/Treasurer
Timothy RowseyFounder, CEO, CPA
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 5 in advisory functions
- 4 state-registered reps
- 3 insurance agents
- Owns 25% to 50% of Lighthouse Wealth Management, Inc.
Timothy Rowsey
Control person · since May 2011
- Owns 25% to 50% of Lighthouse Wealth Management, Inc.
Gregory Emmons
Control person · since December 2020
- Owns 10% to 25% of Lighthouse Wealth Management, Inc.
Aaron Rowsey
Control person · since January 2015
- Owns 10% to 25% of Lighthouse Wealth Management, Inc.
Christopher Bevington
Control person · since January 2020
Lighthouse Wealth Management’s regulatory assets grew 1.7× from $138M (February 2021) to $238M (January 2026); clients rose from 327 to 384 and employees were 5 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $238M | 384 | 5 | 1 |
| February 2025 | $200M | 370 | 5 | 1 |
| February 2024 | $170M | 421 | 5 | 1 |
| February 2023 | $153M | 356 | 5 | 1 |
| February 2022 | $175M | 344 | 5 | 1 |
| February 2021 | $138M | 327 | 5 | 1 |
Besides its headquarters, Lighthouse Wealth Management has 0 offices, with 1 listed address in Ohio.
Ohio · 1 listed address
- 1078 Commerce Parkway, AshlandHQ
Contact and registration details
- Legal name
- Lighthouse Wealth Management, Inc.
- Headquarters
- 1078 Commerce Parkway, Ashland, OH 44805
- Website
- lightwealth.com
- Phone
- 419-496-0016
- SEC file
- 801-117825
- Structure
- Ohio corporation
- Fiscal year end
- December
Lighthouse Wealth Management uses Charles Schwab ($238M) as custodian for its separately managed accounts. Lighthouse Wealth Management has custody of $768K in client assets for 1 client.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $238M100%
At year end, Lighthouse Wealth Management’s separately managed accounts were mostly in stocks (68%) and funds (26%). Its reported 13F holdings for the quarter ended 30 June 2026 total $161M across 47 positions; the largest are Invesco Qqq TR (11.4%), iShares TR (9.9%) and Schwab Strategic TR (9.3%).
What the accounts hold
- Stocks68%
- Funds26%
- Bonds6%
- U.S. government and agency bonds3%
- Investment grade corporate bonds3%
- Cash3%
Reported 13F holdings
- $161M
- Reported 13F value
- 47
- Positions
- 72.2%
- In the 10 largest
- +9.4%
- Value vs. prior quarter
- Invesco Qqq TR · Unit Ser 111.4%
- iShares TR · Hdg MSCI Eafe9.9%
- Schwab Strategic TR · US Dividend EQ9.3%
- Schwab Strategic TR · 1000 Index ETF8.5%
- Invesco Exch Trd Slf Idx FD · Rafi Stratgic US7.0%
- Pacer Fds TR · US Cash Cows 1006.5%
- Schwab Strategic TR · US Lcap VA ETF5.6%
- Pacer Fds TR · Globl Cash ETF5.1%
- Profesionally Managed Portfo · Akre Focus ETF4.6%
- Invesco Exchange Traded FD T · S&P Mdcp Quality4.3%
Together, the ten largest are 72.2% of reported value.
How many clients does Lighthouse Wealth Management have?
Lighthouse Wealth Management has 384 clients and manages $238 million for them, as of January 2026. They include 323 individual clients, 50 high-net-worth individuals and 6 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 January 2026
What services does Lighthouse Wealth Management offer?
Lighthouse Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Lighthouse Wealth Management charge?
Lighthouse Wealth Management charges 0.30%–1.00% a year for its Portfolio Management for Individuals and Corporations. Each asset band is charged at its own rate. The fee is billed in advance and is not negotiable.
Source: LIGHTHOUSE WEALTH MANAGEMENT PART 2 OF FORM ADV: FIRM BROCHURE, filed 26 January 2026
Which custodians does Lighthouse Wealth Management use?
Lighthouse Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $238M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 January 2026
How many financial advisors does Lighthouse Wealth Management have?
Lighthouse Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lighthouse Wealth Management invest in?
At the end of its last fiscal year, Lighthouse Wealth Management’s separately managed accounts held 68% exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 3% U.S. government and agency bonds, 3% investment grade corporate bonds and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lighthouse Wealth Management?
Lighthouse Wealth Management’s direct owners are Timothy Rowsey, Aaron Rowsey, Gregory Emmons and Christopher Bevington, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 26 January 2026
How does Lighthouse Wealth Management get paid?
Lighthouse Wealth Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Lighthouse Wealth Management registered with the SEC?
Yes, Lighthouse Wealth Management has been registered with the SEC as an investment adviser since 20 December 2019. Its CRD number is 157925 and its SEC file number is 801-117825.
Source: Form ADV Part 1A, Item 1, filed 26 January 2026; IAPD firm record
How do I contact Lighthouse Wealth Management?
Lighthouse Wealth Management’s main office is at 1078 Commerce Parkway, Ashland, OH 44805. Its phone number is 419-496-0016. Its website is lightwealth.com.