Lighthouse Financial provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
Lighthouse Financial reports 134 clients. They include 84 individual clients, 48 high-net-worth individuals and 2 charitable organizations. Of its assets, 27.2% ($205M across 334 accounts) are managed with discretion; $550M across 3 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 63% | 4% |
| High-net-worth individuals | 36% | 94% |
| Charitable organizations | 1% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 84 | $27.8M | 3.7% | $331K |
| High-net-worth individuals | 48 | $712M | 94.2% | $14.8M |
| Charitable organizations | Fewer than 5 | $15.9M | 2.1% | $7.95M |
| Total | 134 | $756M | 100% | — |
- Clients
- 84
- Regulatory AUM
- $27.8M
- AUM share
- 3.7%
- Avg. per client
- $331K
- Clients
- 48
- Regulatory AUM
- $712M
- AUM share
- 94.2%
- Avg. per client
- $14.8M
- Clients
- Fewer than 5
- Regulatory AUM
- $15.9M
- AUM share
- 2.1%
- Avg. per client
- $7.95M
Total
- Clients
- 134
- Regulatory AUM
- $756M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Lighthouse Financial charges 0.50%–0.95% a year for its Investment Supervisory Service Fees for Individual Equities. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Consulting Services
- Consulting may be billed at an hourly rate of $120 per hour; full-service clients pay no hourly fees, and this option is not subject to the $500,000 minimum.
Steven Wotovich owns 75% or more of Lighthouse Financial. The leadership team of Lighthouse Financial includes President Steven Wotovich. It has 1 employee.
Leadership
- Steven WotovichPresident and CCO
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Lighthouse Financial LLC
Steven Wotovich
Control person · since November 2003
Lighthouse Financial’s regulatory assets grew 1.7× from $453M (July 2023) to $756M (September 2026); clients rose from 71 to 134 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $756M | 134 | 1 | 1 |
| March 2025 | $605M | 118 | 1 | 1 |
| March 2024 | $490M | 95 | 1 | 1 |
| July 2023 | $453M | 71 | 1 | 1 |
Besides its headquarters, Lighthouse Financial has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 4020 Park Street N, Suite 201d, Saint PetersburgHQ
Contact and registration details
- Legal name
- Lighthouse Financial LLC
- Headquarters
- 4020 Park Street N, Suite 201d, Saint Petersburg, FL 33709
- Website
- lighthousefinancial.info
- Phone
- 727-490-5797
- SEC file
- 801-128475
- Structure
- Florida LLC
- Fiscal year end
- December
Lighthouse Financial uses Charles Schwab ($753M) as custodian for its separately managed accounts. Lighthouse Financial has custody of $99.2M in client assets for 102 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $753M100%
At year end, Lighthouse Financial’s separately managed accounts were mostly in funds (64%) and stocks (34%).
What the accounts hold
- Stocks34%
- Funds64%
- Registered funds63%
- Pooled vehicles1%
- Cash1%
- Other1%
- Derivatives1%
How many clients does Lighthouse Financial have?
Lighthouse Financial has 134 clients and manages $756 million for them, as of September 2026. They include 84 individual clients, 48 high-net-worth individuals and 2 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 September 2026
What services does Lighthouse Financial offer?
Lighthouse Financial provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Lighthouse Financial charge?
Lighthouse Financial charges 0.50%–0.95% a year for its Investment Supervisory Service Fees for Individual Equities. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Which custodians does Lighthouse Financial use?
Lighthouse Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $753M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 September 2026
How many financial advisors does Lighthouse Financial have?
Lighthouse Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lighthouse Financial invest in?
At the end of its last fiscal year, Lighthouse Financial’s separately managed accounts held 63% registered funds (mutual funds, ETFs, BDCs), 34% exchange-traded equities, 1% derivatives, 1% pooled vehicles (private funds and similar) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Lighthouse Financial have a minimum investment?
Yes, Lighthouse Financial’s minimum account size for its Investment Supervisory Service Fees for Individual Equities is $500K.
Who owns Lighthouse Financial?
Lighthouse Financial’s direct owner is Steven Wotovich (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 14 September 2026
How does Lighthouse Financial get paid?
Lighthouse Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Lighthouse Financial?
Lighthouse Financial’s main office is at 4020 Park Street N, Suite 201d, Saint Petersburg, FL 33709. Its phone number is 727-490-5797. Its website is lighthousefinancial.info.