LCW Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, and insurance. Financial planning was provided to 1–10 clients last fiscal year.
LCW Services reports 261 clients. They include 158 individual clients and 103 high-net-worth individuals. Nearly all assets ($235M across 895 accounts) are managed with discretion; $36.7K across 3 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 61% | 24% |
| High-net-worth individuals | 39% | 74% |
| Pension and profit-sharing plans | Fewer than 5 | 1% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 158 | $56.1M | 23.9% | $355K |
| High-net-worth individuals | 103 | $175M | 74.4% | $1.7M |
| Pension and profit-sharing plans | Fewer than 5 | $3.38M | 1.4% | — |
| Charitable organizations | Fewer than 5 | $289K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $295K | 0.1% | — |
| Total | 261 | $235M | 100% | — |
- Clients
- 158
- Regulatory AUM
- $56.1M
- AUM share
- 23.9%
- Avg. per client
- $355K
- Clients
- 103
- Regulatory AUM
- $175M
- AUM share
- 74.4%
- Avg. per client
- $1.7M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.38M
- AUM share
- 1.4%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $289K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $295K
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 261
- Regulatory AUM
- $235M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
LCW Services is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Initial Financial Planning
- Initial fixed financial planning fee ranging from $4,000 to $25,000, which may be negotiable.
- Ongoing Financial Planning
- Ongoing stand-alone financial planning is billed monthly at $350 to $2,500 per month, which may be negotiable.
- Retirement Plan Advisory Services
- Retirement plan advisory fees are an annual asset-based fee of up to 0.50%, which may be negotiable.
Lci LLC owns 75% or more of LCW Services and is in turn owned by Repp Lambert (75% or more). The leadership team of LCW Services includes Chief Compliance Officer Roger Crook. It has 6 employees, 4 of them in advisory roles.
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- 5 insurance agents
- Owns 75% or more of LCW Services, LLC
Lci LLC
Control person · since January 2020
- Owns 75% or more of Lci LLC
Repp Lambert
Control person · since January 2020
- Owns 25% to 50% of LCW Services, LLC
Recj LLC
Control person · since January 2022
- Owns 75% or more of Recj LLC
Roger Crook
Control person · since July 2025
Besides its headquarters, LCW Services has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 4669 South BLVD, Ste 105, Virginia BeachHQ
Contact and registration details
- Legal name
- LCW Services, LLC
- Headquarters
- 4669 South BLVD, Ste 105, Virginia Beach, VA 23452
- Website
- alturawealth.com
- Phone
- 757-834-7606
- SEC file
- 801-134316
- Founded
- 2020
- Structure
- Virginia LLC
- Fiscal year end
- December
LCW Services’ named custodian for separately managed accounts is Charles Schwab ($235M). LCW Services has custody of $2.54M for 5 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $235M100%
At year end, LCW Services’ separately managed accounts were mostly in stocks (87%). Its reported 13F holdings for the quarter ended 30 June 2026 total $230M across 40 positions; the largest are iShares TR (20.4%), Schwab Strategic TR (16.1%) and iShares TR (10.4%).
What the accounts hold
- Stocks87%
- Funds6%
- Bonds1%
- Cash6%
How many clients does LCW Services have?
LCW Services has 261 clients and manages $235 million for them, as of April 2026. They include 158 individual clients and 103 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 April 2026
What services does LCW Services offer?
LCW Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does LCW Services use?
LCW Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $235M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 April 2026
How many financial advisors does LCW Services have?
LCW Services has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does LCW Services invest in?
At the end of its last fiscal year, LCW Services’ separately managed accounts held 87% exchange-traded equities, 6% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns LCW Services?
LCW Services is owned through holding companies by Repp Lambert and Roger Crook. Its direct owners are Lci LLC (75% or more) and Recj LLC (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 April 2026
How does LCW Services get paid?
LCW Services is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact LCW Services?
LCW Services’ main office is at 4669 South BLVD, Ste 105, Virginia Beach, VA 23452. Its phone number is 757-834-7606. Its website is alturawealth.com.
