KWB Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars. Financial planning was provided to 1,500 clients last fiscal year.
KWB Wealth reports 1,971 clients. They include 1,055 individual clients, 880 high-net-worth individuals, and 18 pension and profit-sharing plans. Of its assets, 100.0% ($1.23B across 3,280 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 54% | 17% |
| High-net-worth individuals | 45% | 80% |
| Pension and profit-sharing plans | <1% | 2% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,055 | $211M | 17.1% | $200K |
| High-net-worth individuals | 880 | $988M | 80.0% | $1.12M |
| Pension and profit-sharing plans | 18 | $19.6M | 1.6% | $1.09M |
| Charitable organizations | Fewer than 5 | $2.71M | 0.2% | $902K |
| Corporations and other businesses | 15 | $14M | 1.1% | $936K |
| Total | 1,971 | $1.23B | 100% | — |
- Clients
- 1,055
- Regulatory AUM
- $211M
- AUM share
- 17.1%
- Avg. per client
- $200K
- Clients
- 880
- Regulatory AUM
- $988M
- AUM share
- 80.0%
- Avg. per client
- $1.12M
- Clients
- 18
- Regulatory AUM
- $19.6M
- AUM share
- 1.6%
- Avg. per client
- $1.09M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.71M
- AUM share
- 0.2%
- Avg. per client
- $902K
- Clients
- 15
- Regulatory AUM
- $14M
- AUM share
- 1.1%
- Avg. per client
- $936K
Total
- Clients
- 1,971
- Regulatory AUM
- $1.23B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1500
KWB Wealth charges 0.50%–1.30% a year for its KWB Wealth Advisory Service. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
| Asset band | Annual rate |
|---|---|
| $0–$50K | 1.30% |
| $50K–$100K | 1.20% |
| $100K–$500K | 1.00% |
| $500K–$1M | 0.95% |
| $1M–$2.5M | 0.80% |
| $2.5M–$5M | 0.65% |
| $5M and above | 0.50% |
Fee details and sources
Bubb Family Trust owns 75% or more of KWB Wealth and is in turn owned by Kerrick Bubb (50–75%) and Lisa Bubb (50–75%). The leadership team of KWB Wealth includes President Kerrick Bubb, Chief Operating Officer Quentin Bubb and Chief Compliance Officer Emily Tejeda. It has 10 employees, 8 of them in advisory roles.
Leadership
- Kerrick BubbPresident & Investment Adviser Representative
- Quentin BubbOwner & Chief Operating Officer
- Emily TejedaOwner & Chief Compliance Officer
- Steven GormleyOwner & Investment Adviser Representative
- Diana SaillerOwner & Investment Adviser Representative
- Michael RazzoukOwner & Investment Adviser Representative
- Rachel BubbOwner
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
- Kerrick Walter Bubb
- Quentin Kerrick Bubb
- Rachel Alisa Bubb
- Leslie Marie Carnahan
- Aaron Mathew Garcia
- Steven Daniel Gormley
- Claire Lucchese
- Michael Nabil Razzouk
- Diana Lynn Sailler
- Ricardo Salinas Jr
Staff
- 10 employees
- 8 in advisory functions
- 10 state-registered reps
- 10 broker-dealer reps
- 8 insurance agents
- Owns 75% or more of KWB Wealth
Bubb Family Trust
Control person · since May 2020
- Owns 50% to 75% of Bubb Family Trust
Kerrick Bubb
Control person · since May 2020
- Owns 50% to 75% of Bubb Family Trust
Lisa Bubb
Control person · since May 2023
- Owns 5% to 10% of KWB Wealth
Diana Sailler
since May 2019
- Owns 5% to 10% of KWB Wealth
Quentin Bubb
Control person · since May 2019
- Owns 5% to 10% of KWB Wealth
Michael Razzouk
since May 2019
- Owns 5% to 10% of KWB Wealth
Rachel Bubb
since April 2023
KWB Wealth’s regulatory assets grew 1.9× from $634M (June 2021) to $1.23B (July 2026); clients rose from 996 to 1,971 and employees were 10 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $1.23B | 1,971 | 10 | 2 |
| July 2025 | $1.01B | 1,845 | 11 | 2 |
| July 2024 | $854M | 1,736 | 9 | 2 |
| July 2023 | $700M | 1,630 | 10 | 2 |
| February 2022 | $775M | 1,499 | 12 | 2 |
| June 2021 | $634M | 996 | 10 | 2 |
Besides its headquarters, KWB Wealth has 1 office, with 2 listed addresses in California.
California · 2 listed addresses
- 1782 Orange Tree Lane, RedlandsHQ
- 617 S Ivy Ave, Monrovia
Contact and registration details
- Legal name
- KWB Wealth
- Headquarters
- 1782 Orange Tree Lane, Redlands, CA 92374
- Website
- kwbwealth.com
- Phone
- 909-307-8220
- @kwb-wealth
- SEC file
- 801-118740
- Structure
- California corporation
- Fiscal year end
- December
KWB Wealth uses LPL Financial ($1.23B) as custodian for its separately managed accounts. KWB Wealth has custody of $119M in client assets for 33 clients.
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $1.23B100%
At year end, KWB Wealth’s separately managed accounts were mostly in funds (92%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.17B across 169 positions; the largest are SPDR Series Trust (12.9%), SPDR Series Trust (8.1%) and SPDR Series Trust (7.1%).
What the accounts hold
- Stocks6%
- Exchange-traded equities5%
- Non-exchange-traded equities1%
- Funds92%
- Bonds4%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- High-yield corporate bonds1%
- Cash2%
Reported 13F holdings
- $1.17B
- Reported 13F value
- 169
- Positions
- 46.6%
- In the 10 largest
- +15.6%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500etf12.9%
- SPDR Series Trust · ST Str P500grw8.1%
- SPDR Series Trust · ST Str P500val7.1%
- SPDR Index Shs Fds · ST Str PO EX ETF3.4%
- Capital Group Core Balanced3.0%
- Blackrock ETF Trust · iShares US Equit2.6%
- Capital Group Dividend Value · Shs Creat Unit2.4%
- SPDR Series Trust · ST Inter ETF2.4%
- Columbia ETF TR I · Resh Enhnc Cor2.4%
- iShares Inc. · Core MSCI Emkt2.2%
Together, the ten largest are 46.6% of reported value.
How many clients does KWB Wealth have?
KWB Wealth has 1,971 clients and manages $1.23 billion for them, as of July 2026. They include 1,055 individual clients, 880 high-net-worth individuals, and 18 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 14 July 2026
What services does KWB Wealth offer?
KWB Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does KWB Wealth charge?
KWB Wealth charges 0.50%–1.30% a year for its KWB Wealth Advisory Service. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A - FIRM BROCHURE, filed 11 February 2026
Which custodians does KWB Wealth use?
KWB Wealth’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $1.23B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 July 2026
How many financial advisors does KWB Wealth have?
KWB Wealth has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 8 perform investment advisory functions. 10 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does KWB Wealth invest in?
At the end of its last fiscal year, KWB Wealth’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 2% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns KWB Wealth?
KWB Wealth is owned through a trust by Kerrick and Lisa Bubb. Its direct owners are Diana Sailler (5% to 10%), Quentin Bubb (5% to 10%), Michael Razzouk (5% to 10%), Bubb Family Trust (75% or more) and Rachel Bubb (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 14 July 2026
How does KWB Wealth get paid?
KWB Wealth is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is KWB Wealth registered with the SEC?
Yes, KWB Wealth has been registered with the SEC as an investment adviser since 15 May 2020. Its CRD number is 300921 and its SEC file number is 801-118740.
Source: Form ADV Part 1A, Item 1, filed 14 July 2026; IAPD firm record
How do I contact KWB Wealth?
KWB Wealth’s main office is at 1782 Orange Tree Lane, Redlands, CA 92374. Its phone number is 909-307-8220. Its website is kwbwealth.com.