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They include 1,055 individual clients, 880 high-net-worth individuals, and 18 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does KWB Wealth offer?","answer":"KWB Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does KWB Wealth charge?","answer":"KWB Wealth charges 0.50%–1.30% a year for its KWB Wealth Advisory Service. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A - FIRM BROCHURE, filed 11 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does KWB Wealth use?","answer":"KWB Wealth’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $1.23B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does KWB Wealth have?","answer":"KWB Wealth has 10 investment adviser representatives registered with state securities authorities, out of 10 employees, and 8 perform investment advisory functions. 10 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does KWB Wealth invest in?","answer":"At the end of its last fiscal year, KWB Wealth’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 2% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns KWB Wealth?","answer":"KWB Wealth is owned through a trust by Kerrick and Lisa Bubb. Its direct owners are Diana Sailler (5% to 10%), Quentin Bubb (5% to 10%), Michael Razzouk (5% to 10%), Bubb Family Trust (75% or more) and Rachel Bubb (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 14 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does KWB Wealth get paid?","answer":"KWB Wealth is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is KWB Wealth registered with the SEC?","answer":"Yes, KWB Wealth has been registered with the SEC as an investment adviser since 15 May 2020. 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