Kure Advisory provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Kure Advisory reports 401 clients. They include 313 individual clients, 84 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 100.0% ($259M across 990 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 36% |
| High-net-worth individuals | 21% | 64% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
| Other | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 313 | $92.1M | 35.6% | $294K |
| High-net-worth individuals | 84 | $166M | 64.0% | $1.97M |
| Charitable organizations | 1 | $99.9K | 0.0% | $99.9K |
| Corporations and other businesses | 2 | $911K | 0.4% | $456K |
| Other | 1 | $100 | 0.0% | $100 |
| Total | 401 | $259M | 100% | $646K |
- Clients
- 313
- Regulatory AUM
- $92.1M
- AUM share
- 35.6%
- Avg. per client
- $294K
- Clients
- 84
- Regulatory AUM
- $166M
- AUM share
- 64.0%
- Avg. per client
- $1.97M
- Clients
- 1
- Regulatory AUM
- $99.9K
- AUM share
- 0.0%
- Avg. per client
- $99.9K
- Clients
- 2
- Regulatory AUM
- $911K
- AUM share
- 0.4%
- Avg. per client
- $456K
- Clients
- 1
- Regulatory AUM
- $100
- AUM share
- 0.0%
- Avg. per client
- $100
Total
- Clients
- 401
- Regulatory AUM
- $259M
- AUM share
- 100%
- Avg. per client
- $646K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Kure Advisory charges 0.50%–1.50% a year for its Investment Management Fees. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Fixed fees for financial planning and consulting are negotiable and range from $500 to $10,000, depending on the scope and complexity of the services.
Income Planning Group, LLC owns 75% or more of Kure Advisory and is in turn owned by Thomas Wade (75% or more). Thomas Wade is CEO; the leadership team includes Chief Investment Officer Karen Stay and Chief Compliance Officer Kathleen Wade. It has 6 employees.
Leadership
- Thomas WadeChief Financial Officer/Chief Executive Officer / Chief Operating Officer
- Kathleen WadeChief Compliance Officer
- Karen StayChief Investment Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Michael John Granbois
- Joshua J Nolby
- Karen Elizabeth Stay
- John T Wade
- Thomas John Wade
- Jack Waletich
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- 6 insurance agents
- 1 soliciting firm
- Owns 75% or more of Kure Advisory, LLC
Income Planning Group, LLC
Control person · since June 2021
- Owns 75% or more of Income Planning Group, LLC
Thomas Wade
Control person · since June 2021
Kure Advisory’s regulatory assets grew 2.6× from $100M (March 2021) to $259M (March 2026); clients rose from 224 to 401 and employees from 1 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $259M | 401 | 6 | 1 |
| March 2025 | $191M | 357 | 5 | 1 |
| June 2024 | $160M | 344 | 6 | 1 |
| April 2023 | $241M | 579 | 9 | 4 |
| March 2022 | $275M | 682 | 12 | 7 |
| March 2021 | $100M | 224 | 1 | 4 |
Besides its headquarters, Kure Advisory has 0 offices, with 1 listed address in Minnesota.
Minnesota · 1 listed address
- 15600 36th Avenue North, Suite 200, PlymouthHQ
Other business names
Kure Advisory has reported 1 other business name to the SEC.
- Income Planning Group, LLC
Contact and registration details
- Legal name
- Kure Advisory, LLC
- Headquarters
- 15600 36th Avenue North, Suite 200, Plymouth, MN 55446
- Website
- incomeplanninggroup.com
- Phone
- 763-559-9213
- SEC file
- 801-120058
- Structure
- Delaware LLC
- Fiscal year end
- December
Kure Advisory uses Charles Schwab ($259M) as custodian for its separately managed accounts. Kure Advisory has custody of $113M in client assets for 176 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $259M100%
At year end, Kure Advisory’s separately managed accounts were mostly in funds (70%) and cash (17%). Its reported 13F holdings for the quarter ended 30 June 2026 total $211M across 62 positions; the largest are Dimensional ETF Trust (15.4%), Dimensional ETF Trust (15.0%) and Innovator ETFS Trust (12.0%).
What the accounts hold
- Stocks13%
- Exchange-traded equities12%
- Non-exchange-traded equities1%
- Funds70%
- Registered funds69%
- Pooled vehicles1%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash17%
- Other1%
- Variable annuities1%
Reported 13F holdings
- $211M
- Reported 13F value
- 62
- Positions
- 79.2%
- In the 10 largest
- +14.9%
- Value vs. prior quarter
- Dimensional ETF Trust · US Core EQT Mkt15.4%
- Dimensional ETF Trust · Intl Core EQT MK15.0%
- Innovator ETFS Trust · Defined Wlt Shld12.0%
- Vanguard Scottsdale Fds · Short Term Treas7.7%
- iShares TR · Core S&P Scp ETF6.4%
- Vanguard Index Fds · Growth ETF5.9%
- Dimensional ETF Trust · Emgr Cre EQT Mng5.3%
- Schwab Strategic TR · US Dividend EQ5.2%
- iShares Gold TR · iShares New3.1%
- iShares TR · 0-5 YR Tips ETF3.1%
Together, the ten largest are 79.2% of reported value.
How many clients does Kure Advisory have?
Kure Advisory has 401 clients and manages $259 million for them, as of March 2026. They include 313 individual clients, 84 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Kure Advisory offer?
Kure Advisory provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Kure Advisory charge?
Kure Advisory charges 0.50%–1.50% a year for its Investment Management Fees. The fee is billed in advance and is negotiable.
Source: DISCLOSURE BROCHURE FOR KURE ADVISORY, LLC, filed 11 March 2026
Which custodians does Kure Advisory use?
Kure Advisory’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $259M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Kure Advisory have?
Kure Advisory has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Kure Advisory invest in?
At the end of its last fiscal year, Kure Advisory’s separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 17% cash and equivalents, 12% exchange-traded equities, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds, 1% pooled vehicles (private funds and similar) and 1% other. The 1% other category is described as: Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Kure Advisory?
Kure Advisory is owned through a holding company by Thomas Wade. Its direct owner is Income Planning Group, LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Kure Advisory get paid?
Kure Advisory is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Kure Advisory registered with the SEC?
Yes, Kure Advisory has been registered with the SEC as an investment adviser since 4 January 2021. Its CRD number is 311320 and its SEC file number is 801-120058.
Source: Form ADV Part 1A, Item 1, filed 11 March 2026; IAPD firm record
How do I contact Kure Advisory?
Kure Advisory’s main office is at 15600 36th Avenue North, Suite 200, Plymouth, MN 55446. Its phone number is 763-559-9213. Its website is incomeplanninggroup.com.