Ketron Financial provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and retirement plan services. Financial planning was provided to 26–50 clients last fiscal year.
Ketron Financial reports 262 clients. They include 166 individual clients, 86 high-net-worth individuals and 4 charitable organizations. Of its assets, 100.0% ($384M across 733 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 63% | 13% |
| High-net-worth individuals | 33% | 85% |
| Pension and profit-sharing plans | 1% | <1% |
| Charitable organizations | 2% | 1% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 166 | $50M | 13.0% | $301K |
| High-net-worth individuals | 86 | $325M | 84.7% | $3.78M |
| Pension and profit-sharing plans | Fewer than 5 | $2.51M | 0.7% | $837K |
| Charitable organizations | Fewer than 5 | $5.72M | 1.5% | $1.43M |
| Corporations and other businesses | Fewer than 5 | $388K | 0.1% | $129K |
| Total | 262 | $384M | 100% | — |
- Clients
- 166
- Regulatory AUM
- $50M
- AUM share
- 13.0%
- Avg. per client
- $301K
- Clients
- 86
- Regulatory AUM
- $325M
- AUM share
- 84.7%
- Avg. per client
- $3.78M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.51M
- AUM share
- 0.7%
- Avg. per client
- $837K
- Clients
- Fewer than 5
- Regulatory AUM
- $5.72M
- AUM share
- 1.5%
- Avg. per client
- $1.43M
- Clients
- Fewer than 5
- Regulatory AUM
- $388K
- AUM share
- 0.1%
- Avg. per client
- $129K
Total
- Clients
- 262
- Regulatory AUM
- $384M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Ketron Financial charges up to 1.30% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- ERISA Plan Services
- Asset-based fees for ERISA plan services are up to 0.25% of total assets under management, generally negotiable.
- Financial Planning and Estate Transition Planning
- Financial plans and estate transition plans are priced as fixed fees of up to $3,500, negotiable, with the final schedule in the financial planning agreement.
Courtenay Wise owns 75% or more of Ketron Financial. The leadership team of Ketron Financial includes Chief Compliance Officer Courtenay Wise. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 broker-dealer rep
- 1 insurance agent
- Owns 75% or more of Ketron Financial LLC
Courtenay Wise
Control person · since January 2024
- Owns 10% to 25% of Ketron Financial LLC
Ruth Aguirre
Control person · since January 2019
Ketron Financial’s regulatory assets grew Infinity× from $0 (July 2024) to $384M (May 2026); employees rose from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $384M | 262 | 5 | 1 |
| Jan 2025January 2025 | $300M | 271 | 3 | 1 |
| Jul 2024July 2024 | $0 | 0 | 3 | 1 |
Besides its headquarters, Ketron Financial has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 1500 Grant Ave Ste 238, NovatoHQ
Contact and registration details
- Legal name
- Ketron Financial LLC
- Headquarters
- 1500 Grant Ave Ste 238, Novato, CA 94945
- Website
- ketronfinancial.com
- Phone
- 415-892-0928
- @ketron-financial
- SEC file
- 801-130222
- Structure
- California LLC
- Fiscal year end
- December
Ketron Financial’s named custodian for separately managed accounts is Charles Schwab ($384M). Ketron Financial does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $384M100%
At year end, Ketron Financial’s separately managed accounts were mostly in stocks (78%) and funds (18%). Its reported 13F holdings for the quarter ended 30 June 2026 total $322M across 64 positions; the largest are Nvidia Corporation (43.3%), Taiwan Semiconductor Manufac (9.5%) and Alphabet Inc. (7.3%).
What the accounts hold
- Stocks78%
- Funds18%
- Bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash2%
How many clients does Ketron Financial have?
Ketron Financial has 262 clients and manages $384 million for them, as of May 2026. They include 166 individual clients, 86 high-net-worth individuals and 4 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 May 2026
What services does Ketron Financial offer?
Ketron Financial provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and retirement plan services.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Ketron Financial charge?
Ketron Financial charges up to 1.30% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.
Source: ADV PART 2A KETRON FINANCIAL, LLC, filed 19 October 2026
Which custodians does Ketron Financial use?
Ketron Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $384M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 May 2026
How many financial advisors does Ketron Financial have?
Ketron Financial has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ketron Financial invest in?
At the end of its last fiscal year, Ketron Financial’s separately managed accounts held 78% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ketron Financial?
Ketron Financial’s direct owners are Courtenay Wise (75% or more) and Ruth Aguirre (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 May 2026
How does Ketron Financial get paid?
Ketron Financial is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ketron Financial?
Ketron Financial’s main office is at 1500 Grant Ave Ste 238, Novato, CA 94945. Its phone number is 415-892-0928. Its website is ketronfinancial.com.