Journey Retirement Planning and Investment Management provides financial planning, portfolio management for individuals and small businesses, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Journey Retirement Planning and Investment Management reports 637 clients. They include 603 individual clients and 34 high-net-worth individuals. Of its assets, 100.0% ($187M across 1,048 accounts) are managed with discretion. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 95% | 66% |
| High-net-worth individuals | 5% | 34% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 603 | $124M | 66.4% | $206K |
| High-net-worth individuals | 34 | $63M | 33.6% | $1.85M |
| Total | 637 | $187M | 100% | $294K |
- Clients
- 603
- Regulatory AUM
- $124M
- AUM share
- 66.4%
- Avg. per client
- $206K
- Clients
- 34
- Regulatory AUM
- $63M
- AUM share
- 33.6%
- Avg. per client
- $1.85M
Total
- Clients
- 637
- Regulatory AUM
- $187M
- AUM share
- 100%
- Avg. per client
- $294K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Journey Retirement Planning and Investment Management is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Services
- Financial planning is a fixed fee negotiated for the engagement, or hourly at the same rate for single-subject consulting, with half paid in advance.
Jennifer Landon owns 75% or more of Journey Retirement Planning and Investment Management. Jennifer Landon is CEO; the leadership team includes Chief Compliance Officer Rachel Ludlow. It has 8 employees, 5 of them in advisory roles.
Leadership
- Jennifer LandonPresident and Chief Executive Officer
- Rachel LudlowChief Compliance Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 8 employees
- 5 in advisory functions
- 5 state-registered reps
- 5 insurance agents
- Owns 75% or more of Journey Retirement Planning and Investment Management, LLC
Jennifer Landon
Control person · since April 2021
Journey Retirement Planning and Investment Management’s regulatory assets grew 1.7× from $110M (July 2022) to $187M (June 2026); clients rose from 348 to 637 and employees from 4 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $187M | 637 | 8 | 1 |
| March 2025 | $161M | 570 | 7 | 1 |
| April 2024 | $127M | 425 | 7 | 1 |
| April 2023 | $109M | 545 | 7 | 1 |
| July 2022 | $110M | 348 | 4 | 1 |
Besides its headquarters, Journey Retirement Planning and Investment Management has 0 offices, with 1 listed address in Idaho.
Idaho · 1 listed address
- 3040 E 17th Street, Suite 2, AmmonHQ
Contact and registration details
- Legal name
- Journey Retirement Planning and Investment Management, LLC
- Headquarters
- 3040 E 17th Street, Suite 2, Ammon, ID 83406
- Website
- journeyretirement.com
- Phone
- 208-552-9169
- SEC file
- 801-122085
- Structure
- Idaho LLC
- Fiscal year end
- December
Journey Retirement Planning and Investment Management uses Charles Schwab ($172M) as custodian for its separately managed accounts. Journey Retirement Planning and Investment Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $172M100%
At year end, Journey Retirement Planning and Investment Management’s separately managed accounts were mostly in stocks (68%) and funds (15%).
What the accounts hold
- Stocks68%
- Funds15%
- Bonds14%
- Investment grade corporate bonds12%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash3%
How many clients does Journey Retirement Planning and Investment Management have?
Journey Retirement Planning and Investment Management has 637 clients and manages $187 million for them, as of June 2026. They include 603 individual clients and 34 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 June 2026
What services does Journey Retirement Planning and Investment Management offer?
Journey Retirement Planning and Investment Management provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Journey Retirement Planning and Investment Management use?
Journey Retirement Planning and Investment Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $172M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 June 2026
How many financial advisors does Journey Retirement Planning and Investment Management have?
Journey Retirement Planning and Investment Management has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Journey Retirement Planning and Investment Management invest in?
At the end of its last fiscal year, Journey Retirement Planning and Investment Management’s separately managed accounts held 68% exchange-traded equities, 15% registered funds (mutual funds, ETFs, BDCs), 12% investment grade corporate bonds, 3% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Journey Retirement Planning and Investment Management?
Journey Retirement Planning and Investment Management’s direct owner is Jennifer Landon (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 5 June 2026
How does Journey Retirement Planning and Investment Management get paid?
Journey Retirement Planning and Investment Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Journey Retirement Planning and Investment Management registered with the SEC?
Yes, Journey Retirement Planning and Investment Management has been registered with the SEC as an investment adviser since 13 August 2021. Its CRD number is 315237 and its SEC file number is 801-122085.
Source: Form ADV Part 1A, Item 1, filed 5 June 2026; IAPD firm record
How do I contact Journey Retirement Planning and Investment Management?
Journey Retirement Planning and Investment Management’s main office is at 3040 E 17th Street, Suite 2, Ammon, ID 83406. Its phone number is 208-552-9169. Its website is journeyretirement.com.