{"url":"https://nivawealth.com/firms/journey-retirement-planning-and-investment-management-315237","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/315237","regulatoryAum":187318571,"crd":"315237","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6608222","suffix":null,"lastName":"ANDERSON","firstName":"JORDAN","middleName":"CAL"},{"crd":"4338282","suffix":null,"lastName":"LANDON","firstName":"JENNIFER","middleName":"LYNNE"},{"crd":"8121583","suffix":null,"lastName":"Ludlow","firstName":"Rachel","middleName":"Brook"},{"crd":"7519662","suffix":null,"lastName":"McHugh","firstName":"Paul","middleName":"Bae"},{"crd":"8148424","suffix":null,"lastName":"Rasmussen","firstName":"Makenna","middleName":null}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-07-11","regulatoryAum":109611613,"clients":348,"employees":4,"offices":1},{"filedOn":"2023-04-19","regulatoryAum":108927905,"clients":545,"employees":7,"offices":1},{"filedOn":"2024-04-18","regulatoryAum":127320527,"clients":425,"employees":7,"offices":1},{"filedOn":"2025-03-06","regulatoryAum":161098639,"clients":570,"employees":7,"offices":1},{"filedOn":"2026-06-05","regulatoryAum":187318571,"clients":637,"employees":8,"offices":1}],"secFileNumber":"801-122085","legalName":"Journey Retirement Planning and Investment Management, LLC","displayName":"Journey Retirement Planning and Investment Management","slug":"journey-retirement-planning-and-investment-management-315237","website":"https://journeyretirement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Idaho limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3040 E 17th Street, Suite 2","city":"Ammon","state":"ID","stateName":"Idaho","country":"United States","postalCode":"83406"},"tradeNames":[],"registration":{"secApproved":"13 August 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":294063.6907378336,"staff":{"employees":8,"advisory":5,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":187318571,"discretionary":187318571,"discretionaryAccounts":1048,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":3},"clientTypes":[{"label":"Individuals (other than HNW)","clients":603,"regulatoryAum":124341541},{"label":"High-net-worth individuals","clients":34,"regulatoryAum":62977030}],"feePrograms":[{"role":"other","program":"Financial Planning Services","summary":"Financial planning is a fixed fee negotiated for the engagement, or hourly at the same rate for single-subject consulting, with half paid in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008483","versionId":1008483,"submittedOn":"2026-02-12","documentName":"JOURNEY RETIREMENT PLANNING AND INVESTMENT MANAGEMENT, LLC - DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:00:18.433308+00:00","documents":[{"name":"JOURNEY RETIREMENT PLANNING AND INVESTMENT MANAGEMENT, LLC - DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008483","versionId":1008483,"submittedOn":"2026-02-12"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":171909395}],"custodyNote":"Journey Retirement Planning and Investment Management does not have custody of client assets.","leadership":[{"name":"Jennifer Landon","title":"President and Chief Executive Officer","crd":"4338282"},{"name":"Rachel Ludlow","title":"Chief Compliance Officer","crd":"8121583"}],"ownership":[{"label":"Jennifer Landon","detail":"President and chief executive officer in the 75% or more ownership band and a control person, since April 2021."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Idaho","offices":1,"addresses":[{"street":"3040 E 17th Street, Suite 2","city":"Ammon","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"208-552-9169","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":68},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":12},{"label":"Securities issued by registered investment companies or business development companies","percent":15},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"5 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/315237/PDF/315237.pdf","brochureDate":"12 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008483","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Journey Retirement Planning and Investment Management have?","answer":"Journey Retirement Planning and Investment Management has 637 clients and manages $187 million for them, as of June 2026. They include 603 individual clients and 34 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Journey Retirement Planning and Investment Management offer?","answer":"Journey Retirement Planning and Investment Management provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Journey Retirement Planning and Investment Management use?","answer":"Journey Retirement Planning and Investment Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $172M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Journey Retirement Planning and Investment Management have?","answer":"Journey Retirement Planning and Investment Management has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Journey Retirement Planning and Investment Management invest in?","answer":"At the end of its last fiscal year, Journey Retirement Planning and Investment Management’s separately managed accounts held 68% exchange-traded equities, 15% registered funds (mutual funds, ETFs, BDCs), 12% investment grade corporate bonds, 3% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Journey Retirement Planning and Investment Management?","answer":"Journey Retirement Planning and Investment Management’s direct owner is Jennifer Landon (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 5 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Journey Retirement Planning and Investment Management get paid?","answer":"Journey Retirement Planning and Investment Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Journey Retirement Planning and Investment Management registered with the SEC?","answer":"Yes, Journey Retirement Planning and Investment Management has been registered with the SEC as an investment adviser since 13 August 2021. Its CRD number is 315237 and its SEC file number is 801-122085.","source":"Form ADV Part 1A, Item 1, filed 5 June 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Journey Retirement Planning and Investment Management?","answer":"Journey Retirement Planning and Investment Management’s main office is at 3040 E 17th Street, Suite 2, Ammon, ID 83406. Its phone number is 208-552-9169. Its website is journeyretirement.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}