Jim MacKay Financial Planning provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 26–50 clients last fiscal year.
Jim MacKay Financial Planning reports 71 clients. They include 35 high-net-worth individuals, 33 individual clients and 3 charitable organizations. Of its assets, 93.4% ($164M across 340 accounts) are managed with discretion; $11.6M across 44 accounts are not. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 46% | 11% |
| High-net-worth individuals | 49% | 75% |
| Charitable organizations | 4% | 14% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 33 | $18.5M | 10.5% | $561K |
| High-net-worth individuals | 35 | $133M | 75.3% | $3.79M |
| Charitable organizations | Fewer than 5 | $25M | 14.2% | $8.34M |
| Total | 71 | $176M | 100% | — |
- Clients
- 33
- Regulatory AUM
- $18.5M
- AUM share
- 10.5%
- Avg. per client
- $561K
- Clients
- 35
- Regulatory AUM
- $133M
- AUM share
- 75.3%
- Avg. per client
- $3.79M
- Clients
- Fewer than 5
- Regulatory AUM
- $25M
- AUM share
- 14.2%
- Avg. per client
- $8.34M
Total
- Clients
- 71
- Regulatory AUM
- $176M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Jim MacKay Financial Planning is paid through a percentage of assets under management and hourly charges. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Limited scope financial planning
- Limited scope financial planning is billed hourly at $250 an hour in 15-minute increments, with a deposit of 50% of the estimated fee.
James Mackay owns 75% or more of Jim MacKay Financial Planning. It has 2 employees.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Jim Mackay Financial Planning, LLC
James Mackay
Control person · since October 2013
Jim MacKay Financial Planning’s regulatory assets grew from $140M (April 2025) to $176M (March 2026); clients rose from 63 to 71 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $176M | 71 | 2 | 1 |
| Apr 2025April 2025 | $140M | 63 | 2 | 1 |
Besides its headquarters, Jim MacKay Financial Planning has 0 offices, with 1 listed address in 1 state.
Missouri · 1 listed address
- 2142 W. Chesterfield BLVD, E201, SpringfieldHQ
Contact and registration details
- Legal name
- Jim Mackay Financial Planning, LLC
- Headquarters
- 2142 W. Chesterfield BLVD, E201, Springfield, MO 65807
- Website
- mackayfinancialplanning.com
- Phone
- 417-268-9191
- @mackay-financial-planning-llc
- SEC file
- 801-132302
- Structure
- Missouri LLC
- Fiscal year end
- December
Jim MacKay Financial Planning’s named custodians for separately managed accounts are Altruist ($105M, 77%) and Vanguard Marketing ($30.8M, 23%). Jim MacKay Financial Planning has custody of $94.1M for 46 clients.
- Vanguard MarketingVanguard Marketing Corporation · Valley Forge, PA · $30.8M23%
- AltruistAltruist Financial LLC · San Diego, CA · $105M77%
At year end, Jim MacKay Financial Planning’s separately managed accounts were mostly in funds (97%).
What the accounts hold
- Funds97%
- Cash3%
How many clients does Jim MacKay Financial Planning have?
Jim MacKay Financial Planning has 71 clients and manages $176 million for them, as of March 2026. They include 35 high-net-worth individuals, 33 individual clients and 3 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Jim MacKay Financial Planning offer?
Jim MacKay Financial Planning provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Jim MacKay Financial Planning use?
Jim MacKay Financial Planning’s separately managed account assets are held at Altruist Financial LLC (San Diego, CA), with $105M and Vanguard Marketing Corporation (Valley Forge, PA), with $30.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Jim MacKay Financial Planning have?
Jim MacKay Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Jim MacKay Financial Planning invest in?
At the end of its last fiscal year, Jim MacKay Financial Planning’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs) and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Jim MacKay Financial Planning?
Jim MacKay Financial Planning’s direct owner is James Mackay (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Jim MacKay Financial Planning get paid?
Jim MacKay Financial Planning is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Jim MacKay Financial Planning?
Jim MacKay Financial Planning’s main office is at 2142 W. Chesterfield BLVD, E201, Springfield, MO 65807. Its phone number is 417-268-9191. Its website is mackayfinancialplanning.com.