{"url":"https://nivawealth.com/firms/jim-mackay-financial-planning-169583","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/169583","regulatoryAum":176042555,"crd":"169583","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7966752","suffix":null,"lastName":"Gertson","firstName":"Nathan","middleName":null},{"crd":"4425867","suffix":"III","lastName":"MACKAY","firstName":"JAMES","middleName":"LEWIS"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-03","regulatoryAum":140115580,"clients":63,"employees":2,"offices":1},{"filedOn":"2026-03-27","regulatoryAum":176042555,"clients":71,"employees":2,"offices":1}],"secFileNumber":"801-132302","legalName":"Jim Mackay Financial Planning, LLC","displayName":"Jim MacKay Financial Planning","slug":"jim-mackay-financial-planning-169583","website":"https://mackayfinancialplanning.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/169583/d2e02b5f9811b3d8-r1.webp","tone":"dark","width":813,"height":200,"sourceUrl":"https://mackayfinancialplanning.com/","sourceLabel":"Mackay Financial Planning, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/mackay-financial-planning-llc/about/","founded":null,"organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2142 W. Chesterfield BLVD, E201","city":"Springfield","state":"MO","stateName":"Missouri","country":"United States","postalCode":"65807"},"tradeNames":[],"registration":{"secApproved":"7 April 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2220905.3970588236,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":176042555,"discretionary":164466173,"discretionaryAccounts":340,"nonDiscretionary":11576382,"nonDiscretionaryAccounts":44,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":33,"regulatoryAum":18503542},{"label":"High-net-worth individuals","clients":35,"regulatoryAum":132518025},{"label":"Charitable organizations","clients":3,"fewerThan5":true,"regulatoryAum":25020988}],"feePrograms":[{"role":"other","program":"Limited scope financial planning","summary":"Limited scope financial planning is billed hourly at $250 an hour in 15-minute increments, with a deposit of 50% of the estimated fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029565","versionId":1029565,"submittedOn":"2026-03-27","documentName":"PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:50:24.267597+00:00","documents":[{"name":"PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029565","versionId":1029565,"submittedOn":"2026-03-27"}]},"custodians":[{"name":"Vanguard Marketing Corporation","shortName":"Vanguard Marketing","location":"Valley Forge, PA","smaAssets":30754000},{"name":"Altruist Financial LLC","shortName":"Altruist","location":"San Diego, CA","smaAssets":105484966}],"custodyNote":"Jim MacKay Financial Planning has custody of $94.1M for 46 clients.","otherCustodians":[],"leadership":[{"name":"Darci MacKay","title":"Non-Member Manager","crd":"7069812"},{"name":"James Mackay","title":"Managing Member/CCO","crd":"4425867"}],"ownership":[{"label":"James Mackay","detail":"Managing member/cco in the 75% or more ownership band and a control person, since October 2013."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Missouri","offices":1,"addresses":[{"street":"2142 W. Chesterfield BLVD, E201","city":"Springfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"417-268-9191","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"26-50","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":97},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"27 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/169583/PDF/169583.pdf","brochureDate":"27 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1029565","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Jim MacKay Financial Planning have?","answer":"Jim MacKay Financial Planning has 71 clients and manages $176 million for them, as of March 2026. They include 35 high-net-worth individuals, 33 individual clients and 3 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Jim MacKay Financial Planning offer?","answer":"Jim MacKay Financial Planning provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Jim MacKay Financial Planning use?","answer":"Jim MacKay Financial Planning’s separately managed account assets are held at Altruist Financial LLC (San Diego, CA), with $105M and Vanguard Marketing Corporation (Valley Forge, PA), with $30.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Jim MacKay Financial Planning have?","answer":"Jim MacKay Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Jim MacKay Financial Planning invest in?","answer":"At the end of its last fiscal year, Jim MacKay Financial Planning’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs) and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Jim MacKay Financial Planning?","answer":"Jim MacKay Financial Planning’s direct owner is James Mackay (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Jim MacKay Financial Planning get paid?","answer":"Jim MacKay Financial Planning is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Jim MacKay Financial Planning?","answer":"Jim MacKay Financial Planning’s main office is at 2142 W. Chesterfield BLVD, E201, Springfield, MO 65807. Its phone number is 417-268-9191. Its website is mackayfinancialplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}