Intelligent Wealth Solutions provides portfolio management for individuals and small businesses and selecting other managers.
Intelligent Wealth Solutions reports 3,156 clients. They include 3,028 individual clients and 128 high-net-worth individuals. Of its assets, 100.0% ($961M across 3,156 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 96% | 96% |
| High-net-worth individuals | 4% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 3,028 | $923M | 96.0% | $305K |
| High-net-worth individuals | 128 | $38.4M | 4.0% | $300K |
| Total | 3,156 | $961M | 100% | $305K |
- Clients
- 3,028
- Regulatory AUM
- $923M
- AUM share
- 96.0%
- Avg. per client
- $305K
- Clients
- 128
- Regulatory AUM
- $38.4M
- AUM share
- 4.0%
- Avg. per client
- $300K
Total
- Clients
- 3,156
- Regulatory AUM
- $961M
- AUM share
- 100%
- Avg. per client
- $305K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Intelligent Wealth Solutions is paid through a percentage of assets under management and commissions. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Waterloo Capital, L.P. owns 75% or more of Intelligent Wealth Solutions and is in turn owned by Waterloo Capital Management LLC (50–75%). The leadership team of Intelligent Wealth Solutions includes Chief Compliance Officer Gery Sadzewicz. It has 6 employees.
Leadership
- Gery SadzewiczChief Compliance Officer
- John ChatmasCEO
- Bennett WoodwardMember
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- 1 insurance agent
- Owns 75% or more of Intelligent Wealth Solutions LLC
Waterloo Capital, L.P.
Control person · since March 2019
- Owns 50% to 75% of Waterloo Capital, L.P.
Waterloo Capital Management LLC
Control person · since March 2019
- Owns 75% or more of Waterloo Capital Management LLC
John Chatmas
Control person · since December 2012
- Owns 5% to 10% of Intelligent Wealth Solutions LLC
Bennett Woodward
Control person · since March 2019
Intelligent Wealth Solutions’ regulatory assets grew 24.1× from $39.9M (March 2021) to $961M (September 2026); employees rose from 2 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $961M | 3,156 | 6 | 2 |
| May 2025 | $632M | 2,473 | 5 | 2 |
| February 2024 | $277M | 552 | 2 | 2 |
| March 2023 | $99.8M | 514 | 2 | 2 |
| July 2022 | $57.5M | 0 | 2 | 2 |
| March 2021 | $39.9M | 0 | 2 | 2 |
Besides its headquarters, Intelligent Wealth Solutions has 1 office, with 2 listed addresses in Georgia and Texas.
Georgia · 1 listed address
- 5555 Glenridge Connector, Atlanta
Texas · 1 listed address
- 2801 Via Fortuna, Suite 250, AustinHQ
Contact and registration details
- Legal name
- Intelligent Wealth Solutions LLC
- Headquarters
- 2801 Via Fortuna, Suite 250, Austin, TX 78746
- Phone
- 877-699-3258
- SEC file
- 801-114989
- Structure
- Texas LLC
- Fiscal year end
- December
Intelligent Wealth Solutions uses Fidelity ($625M, 65%) and Charles Schwab ($336M, 35%) as custodians for its separately managed accounts. Intelligent Wealth Solutions has custody of $627M in client assets for 2,021 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $336M35%
- FidelityFidelity Distributors Company LLC · Smithfiled, RI · $625M65%
At year end, Intelligent Wealth Solutions’ separately managed accounts were mostly in funds (55%) and stocks (30%).
What the accounts hold
- Stocks30%
- Funds55%
- Cash15%
How many clients does Intelligent Wealth Solutions have?
Intelligent Wealth Solutions has 3,156 clients and manages $961 million for them, as of September 2026. They include 3,028 individual clients and 128 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026
What services does Intelligent Wealth Solutions offer?
Intelligent Wealth Solutions provides portfolio management for individuals and small businesses and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Intelligent Wealth Solutions use?
Intelligent Wealth Solutions’ separately managed account assets are held at Fidelity Distributors Company LLC (Smithfiled, RI), with $625M and Charles Schwab & Co., Inc. (San Francisco, CA), with $336M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026
How many financial advisors does Intelligent Wealth Solutions have?
Intelligent Wealth Solutions has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Intelligent Wealth Solutions invest in?
At the end of its last fiscal year, Intelligent Wealth Solutions’ separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 30% exchange-traded equities and 15% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Intelligent Wealth Solutions?
Intelligent Wealth Solutions is owned through a chain of holding companies by John Chatmas. Its direct owners are Waterloo Capital, L.P. (75% or more) and Bennett Woodward (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 29 September 2026
How does Intelligent Wealth Solutions get paid?
Intelligent Wealth Solutions is paid through a percentage of assets under management and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Intelligent Wealth Solutions registered with the SEC?
Yes, Intelligent Wealth Solutions has been registered with the SEC as an investment adviser since 12 April 2019. Its CRD number is 300403 and its SEC file number is 801-114989.
Source: Form ADV Part 1A, Item 1, filed 29 September 2026; IAPD firm record
How do I contact Intelligent Wealth Solutions?
Intelligent Wealth Solutions’ main office is at 2801 Via Fortuna, Suite 250, Austin, TX 78746. Its phone number is 877-699-3258. Its website is intelligentwealthsolutions.com.