{"url":"https://nivawealth.com/firms/intelligent-wealth-solutions-300403","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/300403","regulatoryAum":961026206,"crd":"300403","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2208046","suffix":"JR","lastName":"CHATMAS","firstName":"JOHN","middleName":"THOMAS"},{"crd":"6933004","suffix":null,"lastName":"Flowers","firstName":"Randy","middleName":"Keith"},{"crd":"7583537","suffix":null,"lastName":"Looney","firstName":"Henry","middleName":"Guest"},{"crd":"7158483","suffix":null,"lastName":"Moulton","firstName":"Logan","middleName":"Pearce"},{"crd":"8185983","suffix":null,"lastName":"MUTTER","firstName":"SAJAL","middleName":"EMILY"},{"crd":"4370808","suffix":null,"lastName":"WOODWARD","firstName":"BENNETT","middleName":"HAMPTON"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-01","regulatoryAum":39877779,"clients":0,"employees":2,"offices":2},{"filedOn":"2022-07-12","regulatoryAum":57537741,"clients":0,"employees":2,"offices":2},{"filedOn":"2023-03-28","regulatoryAum":99799399,"clients":514,"employees":2,"offices":2},{"filedOn":"2024-02-20","regulatoryAum":277387629,"clients":552,"employees":2,"offices":2},{"filedOn":"2025-05-27","regulatoryAum":632396939,"clients":2473,"employees":5,"offices":2},{"filedOn":"2026-09-29","regulatoryAum":961026206,"clients":3156,"employees":6,"offices":2}],"secFileNumber":"801-114989","legalName":"Intelligent 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Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":336359173},{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Smithfiled, RI","smaAssets":624667033}],"custodyNote":"Intelligent Wealth Solutions has custody of $627M in client assets for 2,021 clients.","leadership":[{"name":"Gery Sadzewicz","title":"Chief Compliance Officer","crd":"1090963"},{"name":"John Chatmas","title":"CEO","crd":"2208046"},{"name":"Bennett Woodward","title":"Member","crd":"4370808"}],"ownership":[{"label":"Waterloo Capital, L.P.","detail":"Member in the 75% or more ownership band and a control person, since March 2019."},{"label":"Bennett Woodward","detail":"Member in the 5% to 10% ownership band and a control person, since March 2019."},{"label":"Waterloo Capital Management LLC","detail":"Indirect owner: a member of Waterloo Capital, L.P. in the 50% to 75% band and a control person, since March 2019.","parent":"Waterloo Capital, L.P."},{"label":"John Chatmas","detail":"Indirect owner: a member of Waterloo Capital Management LLC in the 75% or more band and a control person, since December 2012.","parent":"Waterloo Capital Management LLC"}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":1,"addresses":[{"street":"5555 Glenridge Connector","city":"Atlanta"}]},{"state":"Texas","offices":1,"addresses":[{"street":"2801 Via Fortuna, Suite 250","city":"Austin","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"877-699-3258","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Commissions"],"activities":["Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":30},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Cash and cash equivalents","percent":15}],"privateFunds":0},"sources":{"adv1FilingDate":"29 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/300403/PDF/300403.pdf","brochureDate":"29 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059383","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Intelligent Wealth Solutions have?","answer":"Intelligent Wealth Solutions has 3,156 clients and manages $961 million for them, as of September 2026. They include 3,028 individual clients and 128 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Intelligent Wealth Solutions offer?","answer":"Intelligent Wealth Solutions provides portfolio management for individuals and small businesses and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Intelligent Wealth Solutions use?","answer":"Intelligent Wealth Solutions’ separately managed account assets are held at Fidelity Distributors Company LLC (Smithfiled, RI), with $625M and Charles Schwab & Co., Inc. (San Francisco, CA), with $336M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Intelligent Wealth Solutions have?","answer":"Intelligent Wealth Solutions has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Intelligent Wealth Solutions invest in?","answer":"At the end of its last fiscal year, Intelligent Wealth Solutions’ separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 30% exchange-traded equities and 15% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Intelligent Wealth Solutions?","answer":"Intelligent Wealth Solutions is owned through a chain of holding companies by John Chatmas. Its direct owners are Waterloo Capital, L.P. (75% or more) and Bennett Woodward (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Intelligent Wealth Solutions get paid?","answer":"Intelligent Wealth Solutions is paid through a percentage of assets under management and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Intelligent Wealth Solutions registered with the SEC?","answer":"Yes, Intelligent Wealth Solutions has been registered with the SEC as an investment adviser since 12 April 2019. Its CRD number is 300403 and its SEC file number is 801-114989.","source":"Form ADV Part 1A, Item 1, filed 29 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Intelligent Wealth Solutions?","answer":"Intelligent Wealth Solutions’ main office is at 2801 Via Fortuna, Suite 250, Austin, TX 78746. Its phone number is 877-699-3258. Its website is intelligentwealthsolutions.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}