Howland and Associates provides portfolio management for individuals and small businesses.
Howland and Associates reports 67 clients. They include 42 high-net-worth individuals, 21 individual clients, and 4 corporations and other businesses. Of its assets, 100.0% ($139M across 67 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 31% | 3% |
| High-net-worth individuals | 63% | 95% |
| Corporations and other businesses | 6% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 21 | $3.92M | 2.8% | $187K |
| High-net-worth individuals | 42 | $132M | 95.0% | $3.14M |
| Corporations and other businesses | Fewer than 5 | $3M | 2.2% | $751K |
| Total | 67 | $139M | 100% | — |
- Clients
- 21
- Regulatory AUM
- $3.92M
- AUM share
- 2.8%
- Avg. per client
- $187K
- Clients
- 42
- Regulatory AUM
- $132M
- AUM share
- 95.0%
- Avg. per client
- $3.14M
- Clients
- Fewer than 5
- Regulatory AUM
- $3M
- AUM share
- 2.2%
- Avg. per client
- $751K
Total
- Clients
- 67
- Regulatory AUM
- $139M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Howland and Associates charges up to 1.20% a year for its Investment management. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- HARP (Howland and Associates Repository Program)
- Annual investment management fee of 0.12%, billed monthly, with a $25 monthly minimum fee.
It has 5 employees, 4 of them in advisory roles.
Leadership
Staff
- 5 employees
- 4 in advisory functions
- 4 state-registered reps
Besides its headquarters, Howland and Associates has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 10261 4th Street N., St PetersburgHQ
Contact and registration details
- Legal name
- Howland and Associates, LLC
- Headquarters
- 10261 4th Street N., St Petersburg, FL 33716
- Website
- investhowland.com
- Phone
- 813-333-2900
- SEC file
- 801-136782
- Structure
- Florida LLC
- Fiscal year end
- December
Howland and Associates does not have custody of client assets.
At year end, Howland and Associates’ separately managed accounts were mostly in stocks (82%) and cash (16%).
What the accounts hold
- Stocks82%
- Bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash16%
How many clients does Howland and Associates have?
Howland and Associates has 67 clients and manages $139 million for them, as of August 2026. They include 42 high-net-worth individuals, 21 individual clients, and 4 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 August 2026
What services does Howland and Associates offer?
Howland and Associates provides portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Howland and Associates charge?
Howland and Associates charges up to 1.20% a year for its Investment management. The fee is billed in advance.
Source: HOWLAND 06_18_2026_ADV_PART_2_BROCHURE, filed 18 June 2026
How many financial advisors does Howland and Associates have?
Howland and Associates has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Howland and Associates invest in?
At the end of its last fiscal year, Howland and Associates’ separately managed accounts held 82% exchange-traded equities, 16% cash and equivalents, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
How does Howland and Associates get paid?
Howland and Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Howland and Associates registered with the SEC?
Yes, Howland and Associates has been registered with the SEC as an investment adviser since 13 August 2026. Its CRD number is 106963 and its SEC file number is 801-136782.
Source: Form ADV Part 1A, Item 1, filed 11 August 2026; IAPD firm record
How do I contact Howland and Associates?
Howland and Associates’ main office is at 10261 4th Street N., St Petersburg, FL 33716. Its phone number is 813-333-2900. Its website is investhowland.com.