Hilltop Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Hilltop Wealth Advisors reports 588 clients. They include 341 individual clients, 245 high-net-worth individuals and 1 charitable organization. Of its assets, 100.0% ($636M across 1,968 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 58% | 19% |
| High-net-worth individuals | 42% | 81% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 341 | $122M | 19.2% | $359K |
| High-net-worth individuals | 245 | $513M | 80.7% | $2.09M |
| Charitable organizations | Fewer than 5 | $153K | 0.0% | $153K |
| Corporations and other businesses | Fewer than 5 | $366K | 0.1% | $366K |
| Total | 588 | $636M | 100% | — |
- Clients
- 341
- Regulatory AUM
- $122M
- AUM share
- 19.2%
- Avg. per client
- $359K
- Clients
- 245
- Regulatory AUM
- $513M
- AUM share
- 80.7%
- Avg. per client
- $2.09M
- Clients
- Fewer than 5
- Regulatory AUM
- $153K
- AUM share
- 0.0%
- Avg. per client
- $153K
- Clients
- Fewer than 5
- Regulatory AUM
- $366K
- AUM share
- 0.1%
- Avg. per client
- $366K
Total
- Clients
- 588
- Regulatory AUM
- $636M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Hilltop Wealth Advisors charges 0.45%–1.00% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $15,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1.5M | 1.00% |
| $1.5M–$10M | 0.70% |
| $10M and above | 0.45% |
Fee details and sources
Other fees
- ERISA Plan Services
- Services as a 3(21) fiduciary to retirement plans are negotiable, typically 0.50% of plan assets, billed quarterly in arrears.
- Financial Planning and Consulting
- Separate financial planning and consulting is a fixed fee of $5,000 to $50,000, charged in quarterly installments in advance.
Benjamin Yeager owns 25% to 50% of Hilltop Wealth Advisors. The leadership team of Hilltop Wealth Advisors includes Chief Compliance Officer Russell Eriksen. It has 18 employees, 11 of them in advisory roles.
Leadership
- Russell EriksenChief Compliance Officer and Managing Member
- Christopher HostetlerMember
- Benjamin YeagerManaging Member
Investment adviser representatives
11 representatives listed in the SEC register as of 9 October 2026.
Staff
- 18 employees
- 11 in advisory functions
- 11 state-registered reps
- Owns 25% to 50% of Hilltop Wealth Advisors, LLC
Benjamin Yeager
Control person · since April 2016
- Owns 25% to 50% of Hilltop Wealth Advisors, LLC
Russell Eriksen
Control person · since April 2016
- Owns 10% to 25% of Hilltop Wealth Advisors, LLC
Christopher Hostetler
Control person · since January 2019
Hilltop Wealth Advisors’ regulatory assets grew 1.9× from $335M (March 2021) to $636M (September 2026); clients rose from 413 to 588 and employees from 14 to 18.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $636M | 588 | 18 | 1 |
| February 2025 | $503M | 527 | 12 | 1 |
| July 2024 | $433M | 494 | 13 | 1 |
| July 2023 | $378M | 466 | 15 | 1 |
| July 2022 | $370M | 453 | 16 | 1 |
| March 2021 | $335M | 413 | 14 | 1 |
Besides its headquarters, Hilltop Wealth Advisors has 0 offices, with 1 listed address in North Carolina.
North Carolina · 1 listed address
- 6340 Quadrangle Drive, Suite 100, Chapel HillHQ
Contact and registration details
- Legal name
- Hilltop Wealth Advisors, LLC
- Headquarters
- 6340 Quadrangle Drive, Suite 100, Chapel Hill, NC 27517
- Website
- hilltopwealthadvisors.com
- Phone
- 919-401-1500
- @hilltop-wealth-advisors
- SEC file
- 801-107408
- Founded
- 2016
- Structure
- Delaware LLC
- Fiscal year end
- December
Hilltop Wealth Advisors uses Fidelity ($613M) as custodian for its separately managed accounts. Hilltop Wealth Advisors has custody of $126M in client assets for 186 clients.
- FidelityNational Financial Services LLC · Boston, MA · $613M100%
At year end, Hilltop Wealth Advisors’ separately managed accounts were mostly in funds (83%). Its reported 13F holdings for the quarter ended 30 June 2026 total $202M across 74 positions; the largest are iShares TR (21.2%), iShares TR (13.0%) and Vanguard Tax-managed Fds (9.0%).
What the accounts hold
- Stocks9%
- Exchange-traded equities8%
- Non-exchange-traded equities1%
- Funds83%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash6%
- Other2%
- Derivatives1%
- Annuity1%
Reported 13F holdings
- $202M
- Reported 13F value
- 74
- Positions
- 67.7%
- In the 10 largest
- —
- Value vs. prior quarter
- iShares TR · Core S&P US Gwt21.2%
- iShares TR · Core S&P500 ETF13.0%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt9.0%
- Select Sector SPDR TR · ST Str Care ETF8.3%
- Vanguard Intl Equity Index F · FTSE Emr Mkt ETF3.4%
- iShares TR · Esg Optimized3.1%
- Schwab Strategic TR · US Mid-cap ETF2.8%
- iShares TR · Core S&P US Vlu2.5%
- iShares TR · S&P 500 Val ETF2.2%
- Nvidia Corporation2.2%
Together, the ten largest are 67.7% of reported value.
How many clients does Hilltop Wealth Advisors have?
Hilltop Wealth Advisors has 588 clients and manages $636 million for them, as of September 2026. They include 341 individual clients, 245 high-net-worth individuals and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 September 2026
What services does Hilltop Wealth Advisors offer?
Hilltop Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Hilltop Wealth Advisors charge?
Hilltop Wealth Advisors charges 0.45%–1.00% a year for its Investment Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $15,000 annual minimum.
Which custodians does Hilltop Wealth Advisors use?
Hilltop Wealth Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $613M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 September 2026
How many financial advisors does Hilltop Wealth Advisors have?
Hilltop Wealth Advisors has 11 investment adviser representatives registered with state securities authorities, out of 18 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Hilltop Wealth Advisors invest in?
At the end of its last fiscal year, Hilltop Wealth Advisors’ separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities, 6% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds, 1% derivatives and 1% other. The 1% other category is described as: Annuity.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Hilltop Wealth Advisors?
Hilltop Wealth Advisors’ direct owners are Benjamin Yeager, Russell Eriksen and Christopher Hostetler, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 17 September 2026
How does Hilltop Wealth Advisors get paid?
Hilltop Wealth Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Hilltop Wealth Advisors registered with the SEC?
Yes, Hilltop Wealth Advisors has been registered with the SEC as an investment adviser since 16 March 2016. Its CRD number is 283014 and its SEC file number is 801-107408.
Source: Form ADV Part 1A, Item 1, filed 17 September 2026; IAPD firm record
How do I contact Hilltop Wealth Advisors?
Hilltop Wealth Advisors’ main office is at 6340 Quadrangle Drive, Suite 100, Chapel Hill, NC 27517. Its phone number is 919-401-1500. Its website is hilltopwealthadvisors.com.