Grand Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, philanthropic planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Grand Wealth Management reports 156 clients. They include 112 high-net-worth individuals, 35 individual clients, and 4 pension and profit-sharing plans. Of its assets, 100.0% ($598M across 929 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 22% | 3% |
| High-net-worth individuals | 72% | 79% |
| Pension and profit-sharing plans | 3% | 10% |
| Charitable organizations | 2% | 3% |
| Corporations and other businesses | 1% | 5% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 35 | $16.1M | 2.7% | $460K |
| High-net-worth individuals | 112 | $475M | 79.5% | $4.24M |
| Pension and profit-sharing plans | 4 | $58.4M | 9.8% | $14.6M |
| Charitable organizations | 3 | $20.5M | 3.4% | $6.82M |
| Corporations and other businesses | Fewer than 5 | $27.6M | 4.6% | $13.8M |
| Total | 156 | $598M | 100% | — |
- Clients
- 35
- Regulatory AUM
- $16.1M
- AUM share
- 2.7%
- Avg. per client
- $460K
- Clients
- 112
- Regulatory AUM
- $475M
- AUM share
- 79.5%
- Avg. per client
- $4.24M
- Clients
- 4
- Regulatory AUM
- $58.4M
- AUM share
- 9.8%
- Avg. per client
- $14.6M
- Clients
- 3
- Regulatory AUM
- $20.5M
- AUM share
- 3.4%
- Avg. per client
- $6.82M
- Clients
- Fewer than 5
- Regulatory AUM
- $27.6M
- AUM share
- 4.6%
- Avg. per client
- $13.8M
Total
- Clients
- 156
- Regulatory AUM
- $598M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Grand Wealth Management charges 0.30%–1.00% a year for its Wealth management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4M | 0.80% |
| $4M–$6M | 0.60% |
| $6M–$10M | 0.50% |
| $10M–$25M | 0.40% |
| $25M and above | 0.30% |
Fee details and sources
Other fees
- Financial planning and consulting
- Financial planning and consulting are billed at a maximum hourly rate of $500, with a minimum engagement fee of $2,500.
- Portfolio management
- The annual portfolio management fee is 1.00% of assets, subject to a minimum quarterly fee of $1,250.
Jeffrey Williams owns 50% to 75% of Grand Wealth Management. The leadership team of Grand Wealth Management includes Chief Compliance Officer Janelle Anderson. It has 12 employees, 6 of them in advisory roles.
Leadership
- Janelle AndersonChief Compliance Officer
Jeffrey WilliamsMember - Managing Principal
Calvin WiersmaFinancial Advisor
Ryan DetersFinancial Advisor
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
Staff
- 12 employees
- 6 in advisory functions
- 7 state-registered reps
- Owns 50% to 75% of Grand Wealth Management, LLC
Jeffrey Williams
Control person · since June 2004
- Owns 10% to 25% of Grand Wealth Management, LLC
Janelle Anderson
Control person · since March 2020
- Owns 10% to 25% of Grand Wealth Management, LLC
Calvin Wiersma
since October 2022
- Owns 5% to 10% of Grand Wealth Management, LLC
Ryan Deters
since January 2026
Grand Wealth Management’s regulatory assets grew from $488M (March 2021) to $598M (September 2026); clients were 156 in both filings and employees were 12 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $598M | 156 | 12 | 1 |
| March 2025 | $530M | 164 | 13 | 1 |
| June 2024 | $605M | 194 | 13 | 1 |
| July 2023 | $510M | 186 | 13 | 1 |
| April 2022 | $582M | 171 | 13 | 1 |
| March 2021 | $488M | 151 | 12 | 1 |
Besides its headquarters, Grand Wealth Management has 0 offices, with 1 listed address in Michigan.
Michigan · 1 listed address
- 333 Bridge Street NW, Suite 800, Grand RapidsHQ
Contact and registration details
- Legal name
- Grand Wealth Management, LLC
- Headquarters
- 333 Bridge Street NW, Suite 800, Grand Rapids, MI 49504
- Website
- grandwealth.com
- Phone
- 616-451-4228
- @grand-wealth-management
- SEC file
- 801-63306
- Founded
- 2004
- Structure
- Michigan LLC
- Fiscal year end
- December
Grand Wealth Management uses Fidelity ($494M) as custodian for its separately managed accounts. Grand Wealth Management has custody of $418M in client assets for 132 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $494M100%
At year end, Grand Wealth Management’s separately managed accounts were mostly in funds (93%). Its reported 13F holdings for the quarter ended 30 June 2026 total $240M across 49 positions; the largest are Dimensional ETF Trust (34.6%), American Centy ETF TR (11.1%) and Dimensional ETF Trust (6.8%).
What the accounts hold
- Stocks6%
- Funds93%
- Cash1%
Reported 13F holdings
- $240M
- Reported 13F value
- 49
- Positions
- 82.8%
- In the 10 largest
- +12.9%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF34.6%
- American Centy ETF TR · Intl EQT ETF11.1%
- Dimensional ETF Trust · World EX US Core6.8%
- American Centy ETF TR · US EQT ETF6.6%
- American Centy ETF TR · Avantis Emgmkt6.4%
- Dimensional ETF Trust · Glob CO Plus ETF4.5%
- Vanguard Malvern Fds · Core BD ETF3.3%
- iShares TR · Core S&P Ttl Stk3.3%
- Dimensional ETF Trust · Intl Core Equity3.2%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD3.1%
Together, the ten largest are 82.8% of reported value.
How many clients does Grand Wealth Management have?
Grand Wealth Management has 156 clients and manages $598 million for them, as of September 2026. They include 112 high-net-worth individuals, 35 individual clients, and 4 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 September 2026
What services does Grand Wealth Management offer?
Grand Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Grand Wealth Management charge?
Grand Wealth Management charges 0.30%–1.00% a year for its Wealth management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.
Source: GRAND WEALTH ADV 2A OTAA 9.25.2026, filed 25 September 2026
Which custodians does Grand Wealth Management use?
Grand Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $494M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 September 2026
How many financial advisors does Grand Wealth Management have?
Grand Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 12 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Grand Wealth Management invest in?
At the end of its last fiscal year, Grand Wealth Management’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Grand Wealth Management?
Grand Wealth Management’s direct owners are Jeffrey Williams (50% to 75%), Janelle Anderson (10% to 25%), Calvin Wiersma (10% to 25%) and Ryan Deters (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 25 September 2026
How does Grand Wealth Management get paid?
Grand Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Grand Wealth Management registered with the SEC?
Yes, Grand Wealth Management has been registered with the SEC as an investment adviser since 15 July 2004. Its CRD number is 132137 and its SEC file number is 801-63306.
Source: Form ADV Part 1A, Item 1, filed 25 September 2026; IAPD firm record
How do I contact Grand Wealth Management?
Grand Wealth Management’s main office is at 333 Bridge Street NW, Suite 800, Grand Rapids, MI 49504. Its phone number is 616-451-4228. Its website is grandwealth.com.