{"url":"https://nivawealth.com/firms/grand-wealth-management-132137","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/132137","regulatoryAum":597808427,"crd":"132137","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6902144","suffix":null,"lastName":"Clemens","firstName":"Cameron","middleName":"J"},{"crd":"7313942","suffix":null,"lastName":"DETERS","firstName":"RYAN","middleName":"MATTHEW"},{"crd":"8092345","suffix":null,"lastName":"Fabiano","firstName":"Emma","middleName":"Michelle"},{"crd":"6307738","suffix":null,"lastName":"JOHNSON","firstName":"DOUGLAS","middleName":"ANTHONY"},{"crd":"7635533","suffix":null,"lastName":"Rougas","firstName":"Mark","middleName":"Andrew"},{"crd":"7096772","suffix":null,"lastName":"WIERSMA","firstName":"CALVIN","middleName":"DANIEL"},{"crd":"2974931","suffix":null,"lastName":"WILLIAMS","firstName":"JEFFREY","middleName":"SCOTT"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-23","regulatoryAum":487509716,"clients":151,"employees":12,"offices":1},{"filedOn":"2022-04-28","regulatoryAum":582326800,"clients":171,"employees":13,"offices":1},{"filedOn":"2023-07-12","regulatoryAum":509769566,"clients":186,"employees":13,"offices":1},{"filedOn":"2024-06-25","regulatoryAum":604519121,"clients":194,"employees":13,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":530300621,"clients":164,"employees":13,"offices":1},{"filedOn":"2026-09-25","regulatoryAum":597808427,"clients":156,"employees":12,"offices":1}],"secFileNumber":"801-63306","legalName":"Grand Wealth Management, LLC","displayName":"Grand Wealth Management","slug":"grand-wealth-management-132137","website":"https://grandwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/132137/d80d83d522052671-r1.webp","tone":"light","width":449,"height":200,"sourceUrl":"https://www.grandwealth.com/","sourceLabel":"Grand Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/grand-wealth-management/","founded":"2004","organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"333 Bridge Street NW, Suite 800","city":"Grand Rapids","state":"MI","stateName":"Michigan","country":"United States","postalCode":"49504"},"tradeNames":[],"registration":{"secApproved":"15 July 2004","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":3342459.863945578,"staff":{"employees":12,"advisory":6,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":597808427,"discretionary":597808427,"discretionaryAccounts":929,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":35,"regulatoryAum":16110602},{"label":"High-net-worth individuals","clients":112,"regulatoryAum":475230998},{"label":"Pension and profit-sharing plans","clients":4,"regulatoryAum":58388376},{"label":"Charitable organizations","clients":3,"regulatoryAum":20470787},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":27607664}],"feePrograms":[{"role":"main","program":"Wealth management fee","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":4000000,"pct":0.8,"from":2000000},{"to":6000000,"pct":0.6,"from":4000000},{"to":10000000,"pct":0.5,"from":6000000},{"to":25000000,"pct":0.4,"from":10000000},{"to":null,"pct":0.3,"from":25000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059110","versionId":1059110,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-09-25","documentName":"GRAND WEALTH ADV 2A OTAA  9.25.2026","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"quarterly","fee_minimum_annual":10000},{"role":"other","program":"Financial planning and consulting","summary":"Financial planning and consulting are billed at a maximum hourly rate of $500, with a minimum engagement fee of $2,500.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059110","versionId":1059110,"submittedOn":"2026-09-25","documentName":"GRAND WEALTH ADV 2A OTAA  9.25.2026"},{"role":"other","program":"Portfolio management","summary":"The annual portfolio management fee is 1.00% of assets, subject to a minimum quarterly fee of $1,250.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059110","versionId":1059110,"submittedOn":"2026-09-25","documentName":"GRAND WEALTH ADV 2A OTAA  9.25.2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T06:33:16.685827+00:00","documents":[{"name":"GRAND WEALTH ADV 2A OTAA  9.25.2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059110","versionId":1059110,"submittedOn":"2026-09-25"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":493697450}],"custodyNote":"Grand Wealth Management has custody of $418M in client assets for 132 clients.","leadership":[{"name":"Janelle Anderson","title":"Chief Compliance Officer","crd":"5401820"},{"name":"Jeffrey Williams","title":"Member - Managing Principal","crd":"2974931"},{"name":"Calvin Wiersma","title":"Financial Advisor","crd":"7096772"},{"name":"Ryan Deters","title":"Financial Advisor","crd":"7313942"}],"ownership":[{"label":"Jeffrey Williams","detail":"Member - managing principal in the 50% to 75% ownership band and a control person, since June 2004."},{"label":"Janelle Anderson","detail":"Chief compliance officer in the 10% to 25% ownership band and a control person, since March 2020."},{"label":"Calvin Wiersma","detail":"Financial advisor in the 10% to 25% ownership band, since October 2022."},{"label":"Ryan Deters","detail":"Financial advisor in the 5% to 10% ownership band, since January 2026."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"333 Bridge Street NW, Suite 800","city":"Grand Rapids","headquarters":true}]}],"brochureServices":["business succession planning","education planning","estate planning","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"616-451-4228","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":93},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"25 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/132137/PDF/132137.pdf","brochureDate":"25 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059110","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Grand Wealth Management have?","answer":"Grand Wealth Management has 156 clients and manages $598 million for them, as of September 2026. They include 112 high-net-worth individuals, 35 individual clients, and 4 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Grand Wealth Management offer?","answer":"Grand Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Grand Wealth Management charge?","answer":"Grand Wealth Management charges 0.30%–1.00% a year for its Wealth management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.","source":"GRAND WEALTH ADV 2A OTAA  9.25.2026, filed 25 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Grand Wealth Management use?","answer":"Grand Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $494M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Grand Wealth Management have?","answer":"Grand Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 12 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Grand Wealth Management invest in?","answer":"At the end of its last fiscal year, Grand Wealth Management’s separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Grand Wealth Management?","answer":"Grand Wealth Management’s direct owners are Jeffrey Williams (50% to 75%), Janelle Anderson (10% to 25%), Calvin Wiersma (10% to 25%) and Ryan Deters (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Grand Wealth Management get paid?","answer":"Grand Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Grand Wealth Management registered with the SEC?","answer":"Yes, Grand Wealth Management has been registered with the SEC as an investment adviser since 15 July 2004. Its CRD number is 132137 and its SEC file number is 801-63306.","source":"Form ADV Part 1A, Item 1, filed 25 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Grand Wealth Management?","answer":"Grand Wealth Management’s main office is at 333 Bridge Street NW, Suite 800, Grand Rapids, MI 49504. Its phone number is 616-451-4228. Its website is grandwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/grand-wealth-management-132137/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-11","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1939443/000139834426014017/0001398344-26-014017-index.html","totalValue":239940574,"positionCount":49,"top10Share":0.8283303139884962,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":83095961,"shares":1873218,"shareType":"SH","priorValue":71857815,"priorShares":1849146},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":26643006,"shares":298688,"shareType":"SH","priorValue":22804929,"priorShares":268799},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":16431462,"shares":446022,"shareType":"SH","priorValue":15497260,"priorShares":456204},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":15787312,"shares":123261,"shareType":"SH","priorValue":14413423,"priorShares":129640},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":15258585,"shares":158136,"shareType":"SH","priorValue":12445737,"priorShares":154452},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOB CO PLUS ETF","cusip":"25434V583","value":10723801,"shares":196912,"shareType":"SH","priorValue":9763864,"priorShares":180846},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":8033082,"shares":104011,"shareType":"SH","priorValue":7076904,"priorShares":91457},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":7834858,"shares":47695,"shareType":"SH","priorValue":6944350,"priorShares":48756},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":7562056,"shares":202954,"shareType":"SH","priorValue":7695660,"priorShares":216596},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":7379928,"shares":93381,"shareType":"SH","priorValue":6472061,"priorShares":81646}],"positionsListed":49,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":83095961,"shares":1873218,"shareType":"SH","priorValue":71857815,"priorShares":1849146},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":26643006,"shares":298688,"shareType":"SH","priorValue":22804929,"priorShares":268799},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":16431462,"shares":446022,"shareType":"SH","priorValue":15497260,"priorShares":456204},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT ETF","cusip":"025072885","value":15787312,"shares":123261,"shareType":"SH","priorValue":14413423,"priorShares":129640},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":15258585,"shares":158136,"shareType":"SH","priorValue":12445737,"priorShares":154452},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOB CO PLUS ETF","cusip":"25434V583","value":10723801,"shares":196912,"shareType":"SH","priorValue":9763864,"priorShares":180846},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"CORE BD ETF","cusip":"922020748","value":8033082,"shares":104011,"shareType":"SH","priorValue":7076904,"priorShares":91457},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":7834858,"shares":47695,"shareType":"SH","priorValue":6944350,"priorShares":48756},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":7562056,"shares":202954,"shareType":"SH","priorValue":7695660,"priorShares":216596},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":7379928,"shares":93381,"shareType":"SH","priorValue":6472061,"priorShares":81646},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTA ETF","cusip":"25434V823","value":5726683,"shares":218910,"shareType":"SH","priorValue":4829917,"priorShares":204225},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":5259512,"shares":63490,"shareType":"SH","priorValue":4537098,"priorShares":65048},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":5004436,"shares":98941,"shareType":"SH","priorValue":4165466,"priorShares":83493},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":3928732,"shares":96672,"shareType":"SH","priorValue":3779659,"priorShares":109397},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 1 ETF","cusip":"25434V625","value":1973153,"shares":24069,"shareType":"SH","priorValue":1753400,"priorShares":24326},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":1970617,"shares":5325,"shareType":"SH","priorValue":1606780,"priorShares":5009},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":1732897,"shares":16102,"shareType":"SH","priorValue":1709227,"priorShares":16102},{"issuer":"ISHARES TR","titleOfClass":"ISHS 1-5YR INVS","cusip":"464288646","value":1411925,"shares":26940,"shareType":"SH","priorValue":890577,"priorShares":16944},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":1216400,"shares":17402,"shareType":"SH","priorValue":1091064,"priorShares":17471},{"issuer":"ISHARES TR","titleOfClass":"ESG AWR US AGRGT","cusip":"46435U549","value":1171844,"shares":24717,"shareType":"SH","priorValue":1154083,"priorShares":24271},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS CORE FI","cusip":"025072562","value":1061756,"shares":25640,"shareType":"SH","priorValue":1074103,"priorShares":25857},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATIONAL","cusip":"25434V690","value":1042631,"shares":23118,"shareType":"SH","priorValue":811135,"priorShares":19131},{"issuer":"ISHARES TR","titleOfClass":"CORE INTL AGGR","cusip":"46435G672","value":602039,"shares":11898,"shareType":"SH","priorValue":625500,"priorShares":12500},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":581165,"shares":1558,"shareType":"SH","priorValue":699436,"priorShares":1890},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMER MARK SU ETF","cusip":"25434V682","value":522682,"shares":10693,"shareType":"SH","priorValue":374967,"priorShares":8850},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SUSTAINABILTY","cusip":"25434V716","value":521012,"shares":11173,"shareType":"SH","priorValue":293714,"priorShares":7148},{"issuer":"ISHARES TR","titleOfClass":"0-5 YR TIPS ETF","cusip":"46429B747","value":498847,"shares":4883,"shareType":"SH","priorValue":317323,"priorShares":3068},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":494848,"shares":5124,"shareType":"SH","priorValue":466746,"priorShares":5156},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL SUSTAINA","cusip":"25434V674","value":480151,"shares":9214,"shareType":"SH","priorValue":361363,"priorShares":6984},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":473973,"shares":1951,"shareType":"SH","priorValue":422587,"priorShares":1945},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":406647,"shares":543,"shareType":"SH","priorValue":354693,"priorShares":543},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US SML CP VALU","cusip":"025072877","value":373282,"shares":2992,"shareType":"SH","priorValue":330526,"priorShares":2992},{"issuer":"ISHARES TR","titleOfClass":"ESG AWARE MSCI","cusip":"46435U663","value":368283,"shares":6585,"shareType":"SH","priorValue":292715,"priorShares":6225},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":360889,"shares":490,"shareType":"SH","priorValue":282860,"priorShares":490},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":355677,"shares":334,"shareType":"SH","priorValue":277008,"priorShares":391},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":335402,"shares":6605,"shareType":"SH","priorValue":102688,"priorShares":2025},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":301407,"shares":1180,"shareType":"SH"},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":297788,"shares":987,"shareType":"SH"},{"issuer":"CENCORA INC","titleOfClass":"COM","cusip":"03073E105","value":283829,"shares":1003,"shareType":"SH","priorValue":314140,"priorShares":1000},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":283796,"shares":666,"shareType":"SH","priorValue":236062,"priorShares":660},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":266790,"shares":922,"shareType":"SH","priorValue":207600,"priorShares":818},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL COR FIX ETF","cusip":"25434V575","value":265509,"shares":4954,"shareType":"SH","priorValue":265767,"priorShares":5067},{"issuer":"ISHARES TR","titleOfClass":"ESG AWRE 1 5 YR","cusip":"46435G243","value":260846,"shares":10438,"shareType":"SH","priorValue":260074,"priorShares":10376},{"issuer":"VALERO ENERGY CORP","titleOfClass":"COM","cusip":"91913Y100","value":253929,"shares":975,"shareType":"SH","priorValue":250786,"priorShares":1015},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":243509,"shares":2150,"shareType":"SH","priorValue":270060,"priorShares":2173},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":233158,"shares":1985,"shareType":"SH","priorValue":220356,"priorShares":2840},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVAN RE INTL ETF","cusip":"025072299","value":223676,"shares":2800,"shareType":"SH","priorValue":206211,"priorShares":2800},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":200636,"shares":790,"shareType":"SH","priorValue":225251,"priorShares":922},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"STRM INFPROIDX","cusip":"922020805","value":200167,"shares":3985,"shareType":"SH","priorValue":200749,"priorShares":4019}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}