Golden Reserve Retirement provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 2,000 clients last fiscal year.
Golden Reserve Retirement reports 2,008 clients. They include 1,933 individual clients and 75 high-net-worth individuals. Of its assets, 100.0% ($544M across 2,008 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 96% | 81% |
| High-net-worth individuals | 4% | 19% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,933 | $440M | 80.9% | $228K |
| High-net-worth individuals | 75 | $104M | 19.1% | $1.39M |
| Total | 2,008 | $544M | 100% | $271K |
- Clients
- 1,933
- Regulatory AUM
- $440M
- AUM share
- 80.9%
- Avg. per client
- $228K
- Clients
- 75
- Regulatory AUM
- $104M
- AUM share
- 19.1%
- Avg. per client
- $1.39M
Total
- Clients
- 2,008
- Regulatory AUM
- $544M
- AUM share
- 100%
- Avg. per client
- $271K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 2000
Golden Reserve Retirement is paid through fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Gregory Aler owns 50% to 75% of Golden Reserve Retirement. The leadership team of Golden Reserve Retirement includes Chief Compliance Officer Anna Christine. It has 45 employees, 22 of them in advisory roles.
Leadership
Anna ChristineChief Compliance Officer- Gregory AlerSilent Owner
- Justin SpringSilent Partner
Investment adviser representatives
28 representatives listed in the SEC register as of 9 October 2026.
Staff
- 45 employees
- 22 in advisory functions
- 22 state-registered reps
- 22 insurance agents
- Owns 50% to 75% of Golden Reserve Retirement, LLC
Gregory Aler
Control person · since June 2016
- Owns 5% to 10% of Golden Reserve Retirement, LLC
Justin Spring
since January 2021
Golden Reserve Retirement’s regulatory assets grew 4.2× from $128M (June 2021) to $544M (March 2026); clients rose from 631 to 2,008 and employees from 17 to 45.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $544M | 2,008 | 45 | 46 |
| May 2025 | $311M | 1,385 | 31 | 42 |
| July 2024 | $201M | 1,337 | 9 | 17 |
| April 2023 | $109M | 849 | 9 | 18 |
| June 2022 | $124M | 849 | 9 | 13 |
| June 2021 | $128M | 631 | 17 | 11 |
Besides its headquarters, Golden Reserve Retirement has 45 offices, with 26 listed addresses across 5 states.
Ohio · 16 listed addresses
- 270 Bradenton Avenue, DublinHQ
- 3395 Farm Bank Way, Grove City
- 1502 University BLVD, Hamilton
- 29425 Chagrin Boulevard, Pepper Pike
- 1475 West Main Street, Tipp City
- 4665 South Douglas Circle, NW, Canton
- 5054 Waterford Drive, Sheffield Village
- 9545 Kenwood Road, Cincinnati
- 1925 Indian Wood Circle, Maumee
- 6133 Rockside RD., Independence
- 302 N. Cleveland Massillon Road, Akron
- 535 Metro Place South, Dublin
- 698 Morrison RD., Gahanna
- 925 Congress Park Drive, Dayton
- 270 Bradenton Ave, Dublin
- 321 South Main Street, Findlay
Michigan · 4 listed addresses
- 901 Wilshire Drive, Troy
- 41100 Plymouth RD, Plymouth
- 41850 West Eleven Mile Road, Novi
- 14460 Lakeside Circle, Sterling Heights
Pennsylvania · 3 listed addresses
- 651 Holiday Drive, Pittsburgh
- 375 Southpointe BLVD, Canonsburg
- 4500 Brooktree RD, Wexford
Indiana · 2 listed addresses
- 12900 N. Meridian St., Caramel
- 9998 Crosspoint BLVD, Fishers
Kentucky · 1 listed address
- 1881 Dixie Highway, Fort Wright
Other business names
Golden Reserve Retirement has reported 1 other business name to the SEC.
- Golden Reserve
Contact and registration details
- Legal name
- Golden Reserve Retirement, LLC
- Headquarters
- 270 Bradenton Avenue, Dublin, OH 43017
- Website
- goldenreserve.com
- Phone
- 855-456-4777
- @golden-reserve
- SEC file
- 801-121383
- Structure
- Ohio LLC
- Fiscal year end
- December
Golden Reserve Retirement uses Charles Schwab ($544M) as custodian for its separately managed accounts. Golden Reserve Retirement has custody of $120M in client assets for 597 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $544M100%
At year end, Golden Reserve Retirement’s separately managed accounts were mostly in funds (82%) and cash (13%). Its reported 13F holdings for the quarter ended 30 June 2026 total $635M across 112 positions; the largest are Vanguard Index Fds (23.9%), Schwab Strategic TR (22.7%) and Invesco Qqq TR (12.7%).
What the accounts hold
- Stocks5%
- Funds82%
- Cash13%
Reported 13F holdings
- $635M
- Reported 13F value
- 112
- Positions
- 84.5%
- In the 10 largest
- +31.0%
- Value vs. prior quarter
- Vanguard Index Fds · Total Stk Mkt23.9%
- Schwab Strategic TR · US Lcap GR ETF22.7%
- Invesco Qqq TR · Unit Ser 112.7%
- Schwab Strategic TR · US Dividend EQ11.7%
- Schwab Strategic TR · US Sml Cap ETF8.7%
- Apple Inc.1.6%
- Nvidia Corporation1.2%
- Microsoft Corp.0.8%
- Amazon Com Inc.0.7%
- Alphabet Inc. · Cap Stk CL A0.6%
Together, the ten largest are 84.5% of reported value.
How many clients does Golden Reserve Retirement have?
Golden Reserve Retirement has 2,008 clients and manages $544 million for them, as of March 2026. They include 1,933 individual clients and 75 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026
What services does Golden Reserve Retirement offer?
Golden Reserve Retirement provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Golden Reserve Retirement use?
Golden Reserve Retirement’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $544M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026
How many financial advisors does Golden Reserve Retirement have?
Golden Reserve Retirement has 22 investment adviser representatives registered with state securities authorities, out of 45 employees, and 22 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 22 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Golden Reserve Retirement invest in?
At the end of its last fiscal year, Golden Reserve Retirement’s separately managed accounts held 82% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents and 5% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Golden Reserve Retirement?
Golden Reserve Retirement’s direct owners are Gregory Aler (50% to 75%) and Justin Spring (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 March 2026
How does Golden Reserve Retirement get paid?
Golden Reserve Retirement is paid through fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Golden Reserve Retirement registered with the SEC?
Yes, Golden Reserve Retirement has been registered with the SEC as an investment adviser since 2 June 2021. Its CRD number is 283588 and its SEC file number is 801-121383.
Source: Form ADV Part 1A, Item 1, filed 10 March 2026; IAPD firm record
How do I contact Golden Reserve Retirement?
Golden Reserve Retirement’s main office is at 270 Bradenton Avenue, Dublin, OH 43017. Its phone number is 855-456-4777. Its website is goldenreserve.com.