GCI Financial Group provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
GCI Financial Group reports 140 clients. They include 82 individual clients, 48 high-net-worth individuals, and 7 pension and profit-sharing plans. Of its assets, 95.0% ($138M across 416 accounts) are managed with discretion; $7.3M across 47 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 59% | 27% |
| High-net-worth individuals | 34% | 61% |
| Pension and profit-sharing plans | 5% | 6% |
| Corporations and other businesses | 2% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 82 | $38.9M | 26.8% | $474K |
| High-net-worth individuals | 48 | $88.6M | 61.1% | $1.85M |
| Pension and profit-sharing plans | 7 | $8.16M | 5.6% | $1.17M |
| Corporations and other businesses | 3 | $9.42M | 6.5% | $3.14M |
| Total | 140 | $145M | 100% | $1.04M |
- Clients
- 82
- Regulatory AUM
- $38.9M
- AUM share
- 26.8%
- Avg. per client
- $474K
- Clients
- 48
- Regulatory AUM
- $88.6M
- AUM share
- 61.1%
- Avg. per client
- $1.85M
- Clients
- 7
- Regulatory AUM
- $8.16M
- AUM share
- 5.6%
- Avg. per client
- $1.17M
- Clients
- 3
- Regulatory AUM
- $9.42M
- AUM share
- 6.5%
- Avg. per client
- $3.14M
Total
- Clients
- 140
- Regulatory AUM
- $145M
- AUM share
- 100%
- Avg. per client
- $1.04M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
GCI Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consultations
- Planning and consultations are charged at $250 an hour or as a flat fee of $500 to $2,500, with a 50% deposit.
Michael Greco owns 75% or more of GCI Financial Group. The leadership team of GCI Financial Group includes President Michael Greco. It has 3 employees.
Leadership
- Michael GrecoPresident/Chief Compliance Officer
- Matthew SherbineOwner & Secretary
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 3 insurance agents
- Owns 75% or more of Gci Financial Group, Inc.
Michael Greco
Control person · since January 2001
- Owns 10% to 25% of Gci Financial Group, Inc.
Matthew Sherbine
since June 2026
GCI Financial Group’s regulatory assets grew from $105M (February 2025) to $145M (June 2026); clients rose from 104 to 140 and employees from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $145M | 140 | 3 | 1 |
| February 2025 | $105M | 104 | 2 | 1 |
Besides its headquarters, GCI Financial Group has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 5 Cold Hill Road South, Suite 23, MendhamHQ
Other business names
GCI Financial Group has reported 3 other business names to the SEC.
- Gci Group Benefits
- Gci Insurance Services
- Gci Wealth Advisors
Contact and registration details
- Legal name
- Gci Financial Group, Inc.
- Headquarters
- 5 Cold Hill Road South, Suite 23, Mendham, NJ 07945
- Website
- gcifg.com
- Phone
- 973-543-2133
- @gci-financial-group-inc
- SEC file
- 801-131018
- Structure
- New Jersey corporation
- Fiscal year end
- December
GCI Financial Group uses Charles Schwab ($142M) as custodian for its separately managed accounts. GCI Financial Group has custody of $90.9M in client assets for 112 clients.
- Charles SchwabCharles Schwab & Co. · El Paso, TX · $142M100%
At year end, GCI Financial Group’s separately managed accounts were largely in funds (49%) and stocks (20%).
What the accounts hold
- Stocks20%
- Funds49%
- Bonds20%
- Investment grade corporate bonds17%
- U.S. government and agency bonds1%
- State and local bonds1%
- High-yield corporate bonds1%
- Cash7%
- Other4%
- Market linked notes & variable annuities4%
How many clients does GCI Financial Group have?
GCI Financial Group has 140 clients and manages $145 million for them, as of June 2026. They include 82 individual clients, 48 high-net-worth individuals, and 7 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 June 2026
What services does GCI Financial Group offer?
GCI Financial Group provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does GCI Financial Group use?
GCI Financial Group’s separately managed account assets are held at Charles Schwab & Co. (El Paso, TX), with $142M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 June 2026
How many financial advisors does GCI Financial Group have?
GCI Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does GCI Financial Group invest in?
At the end of its last fiscal year, GCI Financial Group’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 17% investment grade corporate bonds, 7% cash and equivalents, 4% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% high-yield corporate bonds. The 4% other category is described as: Market Linked Notes & Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns GCI Financial Group?
GCI Financial Group’s direct owners are Matthew Sherbine (10% to 25%) and Michael Greco (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 June 2026
How does GCI Financial Group get paid?
GCI Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact GCI Financial Group?
GCI Financial Group’s main office is at 5 Cold Hill Road South, Suite 23, Mendham, NJ 07945. Its phone number is 973-543-2133. Its website is gcifg.com.