{"url":"https://nivawealth.com/firms/gci-financial-group-124193","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/124193","regulatoryAum":145100680,"crd":"124193","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2777345","suffix":null,"lastName":"GRECO","firstName":"MICHAEL","middleName":"FRANCIS"},{"crd":"2650517","suffix":null,"lastName":"SHERBINE","firstName":"MATTHEW","middleName":"WADE"},{"crd":"2305256","suffix":null,"lastName":"SPIEGEL","firstName":"DAVID","middleName":"LEO"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-02-28","regulatoryAum":105103169,"clients":104,"employees":2,"offices":1},{"filedOn":"2026-06-16","regulatoryAum":145100680,"clients":140,"employees":3,"offices":1}],"secFileNumber":"801-131018","legalName":"Gci Financial Group, Inc.","displayName":"GCI Financial Group","slug":"gci-financial-group-124193","website":"https://gcifg.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/gci-financial-group-inc/","founded":null,"organization":"New Jersey corporation","fiscalYearEnd":"December","headquarters":{"street":"5 Cold Hill Road South, Suite 23","city":"Mendham","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"07945"},"tradeNames":["Gci Group Benefits","Gci Insurance Services","Gci Wealth Advisors"],"registration":{"secApproved":"3 September 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":980968.723076923,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":145100680,"discretionary":137796046,"discretionaryAccounts":416,"nonDiscretionary":7304634,"nonDiscretionaryAccounts":47,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":82,"regulatoryAum":38891104},{"label":"High-net-worth individuals","clients":48,"regulatoryAum":88634830},{"label":"Pension and profit-sharing plans","clients":7,"regulatoryAum":8155170},{"label":"Corporations and other businesses","clients":3,"regulatoryAum":9419576}],"feePrograms":[{"role":"other","program":"Financial Planning and Consultations","summary":"Planning and consultations are charged at $250 an hour or as a flat fee of $500 to $2,500, with a 50% deposit.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048588","versionId":1048588,"submittedOn":"2026-06-16","documentName":"GCI - ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:42:56.524209+00:00","documents":[{"name":"GCI - ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048588","versionId":1048588,"submittedOn":"2026-06-16"}]},"custodians":[{"name":"Charles Schwab & Co.","shortName":"Charles Schwab","location":"El Paso, TX","smaAssets":142221897}],"custodyNote":"GCI Financial Group has custody of $90.9M in client assets for 112 clients.","otherCustodians":[],"leadership":[{"name":"Michael Greco","title":"President/Chief Compliance Officer","crd":"2777345"},{"name":"Matthew Sherbine","title":"Owner & Secretary","crd":"2650517"}],"ownership":[{"label":"Matthew Sherbine","detail":"Owner & secretary in the 10% to 25% ownership band, since June 2026."},{"label":"Michael Greco","detail":"President/chief compliance officer in the 75% or more ownership band and a control person, since January 2001."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":1,"addresses":[{"street":"5 Cold Hill Road South, Suite 23","city":"Mendham","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"973-543-2133","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":20},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":17},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":49},{"label":"Cash and cash equivalents","percent":7},{"label":"Other","percent":4,"detail":"Market Linked Notes & Variable Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"16 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/124193/PDF/124193.pdf","brochureDate":"16 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048588","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does GCI Financial Group have?","answer":"GCI Financial Group has 140 clients and manages $145 million for them, as of June 2026. They include 82 individual clients, 48 high-net-worth individuals, and 7 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does GCI Financial Group offer?","answer":"GCI Financial Group provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does GCI Financial Group use?","answer":"GCI Financial Group’s separately managed account assets are held at Charles Schwab & Co. (El Paso, TX), with $142M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does GCI Financial Group have?","answer":"GCI Financial Group has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does GCI Financial Group invest in?","answer":"At the end of its last fiscal year, GCI Financial Group’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 17% investment grade corporate bonds, 7% cash and equivalents, 4% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% high-yield corporate bonds. The 4% other category is described as: Market Linked Notes & Variable Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns GCI Financial Group?","answer":"GCI Financial Group’s direct owners are Matthew Sherbine (10% to 25%) and Michael Greco (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does GCI Financial Group get paid?","answer":"GCI Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact GCI Financial Group?","answer":"GCI Financial Group’s main office is at 5 Cold Hill Road South, Suite 23, Mendham, NJ 07945. Its phone number is 973-543-2133. Its website is gcifg.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}