Garden State Retirement Specialists provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.
Garden State Retirement Specialists reports 152 clients. They include 89 individual clients and 63 high-net-worth individuals. Of its assets, 79.0% ($86.4M across 200 accounts) are managed with discretion; $22.9M across 50 accounts are not. A wrap fee program the firm both sponsors and manages holds $9.65M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 59% | 31% |
| High-net-worth individuals | 41% | 69% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 89 | $33.4M | 30.6% | $375K |
| High-net-worth individuals | 63 | $75.9M | 69.4% | $1.2M |
| Total | 152 | $109M | 100% | $719K |
- Clients
- 89
- Regulatory AUM
- $33.4M
- AUM share
- 30.6%
- Avg. per client
- $375K
- Clients
- 63
- Regulatory AUM
- $75.9M
- AUM share
- 69.4%
- Avg. per client
- $1.2M
Total
- Clients
- 152
- Regulatory AUM
- $109M
- AUM share
- 100%
- Avg. per client
- $719K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Garden State Retirement Specialists is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting (Stand-Alone)
- Stand-alone financial planning and consulting are negotiable, generally $500 to $5,000 on a fixed fee basis or $400 per hour.
Anthony Scibetta owns 75% or more of Garden State Retirement Specialists. The leadership team of Garden State Retirement Specialists includes Chief Compliance Officer Anthony Scibetta. It has 3 employees, 2 of them in advisory roles.
Leadership
- Anthony ScibettaChief Compliance Officer/Managing Member
- Roseann ScibettaMember
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 75% or more of Garden State Retirement Specialists, LLC
Anthony Scibetta
Control person · since November 1999
- Owns 10% to 25% of Garden State Retirement Specialists, LLC
Roseann Scibetta
since December 1999
Besides its headquarters, Garden State Retirement Specialists has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 27 West Street, Suite 16, Wall Street Corporate Center, Red BankHQ
Contact and registration details
- Legal name
- Garden State Retirement Specialists, LLC
- Headquarters
- 27 West Street, Suite 16, Wall Street Corporate Center, Red Bank, NJ 07701
- Website
- Not reported
- Phone
- 732-936-9641
- SEC file
- 801-134796
- Structure
- New Jersey LLC
- Fiscal year end
- December
Garden State Retirement Specialists uses Pershing ($109M) as custodian for its separately managed accounts. Garden State Retirement Specialists does not have custody of client assets.
- PershingPershing LLC · Jersey City, NJ · $109M100%
At year end, Garden State Retirement Specialists’ separately managed accounts were mostly in funds (60%) and stocks (25%).
What the accounts hold
- Stocks25%
- Funds60%
- Bonds13%
- U.S. government and agency bonds10%
- State and local bonds1%
- Investment grade corporate bonds1%
- High-yield corporate bonds1%
- Cash2%
How many clients does Garden State Retirement Specialists have?
Garden State Retirement Specialists has 152 clients and manages $109 million for them, as of September 2026. They include 89 individual clients and 63 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 September 2026
What services does Garden State Retirement Specialists offer?
Garden State Retirement Specialists provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Garden State Retirement Specialists use?
Garden State Retirement Specialists’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $109M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026
How many financial advisors does Garden State Retirement Specialists have?
Garden State Retirement Specialists has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Garden State Retirement Specialists invest in?
At the end of its last fiscal year, Garden State Retirement Specialists’ separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 10% U.S. government and agency bonds, 2% cash and equivalents, 1% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Garden State Retirement Specialists?
Garden State Retirement Specialists’ direct owners are Anthony Scibetta (75% or more) and Roseann Scibetta (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 15 September 2026
How does Garden State Retirement Specialists get paid?
Garden State Retirement Specialists is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Garden State Retirement Specialists?
Garden State Retirement Specialists’ main office is at 27 West Street, Suite 16, Wall Street Corporate Center, Red Bank, NJ 07701. Its phone number is 732-936-9641.