{"url":"https://nivawealth.com/firms/garden-state-retirement-specialists-128414","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/128414","regulatoryAum":109308243,"crd":"128414","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1354920","suffix":null,"lastName":"SCIBETTA","firstName":"ANTHONY","middleName":"NICHOLAS"},{"crd":"5703395","suffix":null,"lastName":"SCIBETTA","firstName":"JOSEPH","middleName":"Alexander"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134796","legalName":"Garden State Retirement Specialists, LLC","displayName":"Garden State Retirement Specialists","slug":"garden-state-retirement-specialists-128414","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"27 West Street, Suite 16, Wall Street Corporate Center","city":"Red Bank","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"07701"},"tradeNames":[],"registration":{"secApproved":"19 November 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":719133.177631579,"staff":{"employees":3,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":109308243,"discretionary":86397800,"discretionaryAccounts":200,"nonDiscretionary":22910443,"nonDiscretionaryAccounts":50,"wrapProgram":9649613,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":89,"regulatoryAum":33407949},{"label":"High-net-worth individuals","clients":63,"regulatoryAum":75900294}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting (Stand-Alone)","summary":"Stand-alone financial planning and consulting are negotiable, generally $500 to $5,000 on a fixed fee basis or $400 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057840","versionId":1057840,"submittedOn":"2026-09-14","documentName":"PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:58:41.271464+00:00","documents":[{"name":"PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057840","versionId":1057840,"submittedOn":"2026-09-14"}]},"custodians":[{"name":"Pershing LLC","shortName":"Pershing","location":"Jersey City, NJ","smaAssets":109308243}],"custodyNote":"Garden State Retirement Specialists does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Anthony Scibetta","title":"Chief Compliance Officer/Managing Member","crd":"1354920"},{"name":"Roseann Scibetta","title":"Member","crd":"4910823"}],"ownership":[{"label":"Anthony Scibetta","detail":"Chief compliance officer/managing member in the 75% or more ownership band and a control person, since November 1999."},{"label":"Roseann Scibetta","detail":"Member in the 10% to 25% ownership band, since December 1999."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":1,"addresses":[{"street":"27 West Street, Suite 16, Wall Street Corporate Center","city":"Red Bank","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"732-936-9641","stateRegisteredReps":2,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":25},{"label":"U.S. government/agency bonds","percent":10},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":60},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"15 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/128414/PDF/128414.pdf","brochureDate":"14 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057840","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Garden State Retirement Specialists have?","answer":"Garden State Retirement Specialists has 152 clients and manages $109 million for them, as of September 2026. They include 89 individual clients and 63 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Garden State Retirement Specialists offer?","answer":"Garden State Retirement Specialists provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Garden State Retirement Specialists use?","answer":"Garden State Retirement Specialists’ separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $109M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Garden State Retirement Specialists have?","answer":"Garden State Retirement Specialists has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Garden State Retirement Specialists invest in?","answer":"At the end of its last fiscal year, Garden State Retirement Specialists’ separately managed accounts held 60% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 10% U.S. government and agency bonds, 2% cash and equivalents, 1% state and local bonds, 1% investment grade corporate bonds and 1% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Garden State Retirement Specialists?","answer":"Garden State Retirement Specialists’ direct owners are Anthony Scibetta (75% or more) and Roseann Scibetta (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Garden State Retirement Specialists get paid?","answer":"Garden State Retirement Specialists is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Garden State Retirement Specialists?","answer":"Garden State Retirement Specialists’ main office is at 27 West Street, Suite 16, Wall Street Corporate Center, Red Bank, NJ 07701. Its phone number is 732-936-9641.","source":"Form ADV Part 1A, Item 1.F, filed 15 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}