FSC Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and educational seminars. Financial planning was provided to 101–250 clients last fiscal year.
FSC Wealth Advisors reports 688 clients. They include 677 individual clients, 9 high-net-worth individuals and 2 pooled investment vehicles. Of its assets, 100.0% ($122M across 879 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 98% | 65% |
| High-net-worth individuals | 1% | 10% |
| Pooled investment vehicles | <1% | 25% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 677 | $79.4M | 65.0% | $117K |
| High-net-worth individuals | 9 | $11.8M | 9.7% | $1.31M |
| Pooled investment vehicles | 2 | $30.6M | 25.0% | $15.3M |
| Corporations and other businesses | Fewer than 5 | $490K | 0.4% | — |
| Total | 688 | $122M | 100% | — |
- Clients
- 677
- Regulatory AUM
- $79.4M
- AUM share
- 65.0%
- Avg. per client
- $117K
- Clients
- 9
- Regulatory AUM
- $11.8M
- AUM share
- 9.7%
- Avg. per client
- $1.31M
- Clients
- 2
- Regulatory AUM
- $30.6M
- AUM share
- 25.0%
- Avg. per client
- $15.3M
- Clients
- Fewer than 5
- Regulatory AUM
- $490K
- AUM share
- 0.4%
- Avg. per client
- —
Total
- Clients
- 688
- Regulatory AUM
- $122M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
FSC Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly Financial Planning and Advice
- Hourly fee with a maximum rate of $275 an hour, depending on the complexity of the issue.
James Comblo owns 75% or more of FSC Wealth Advisors. The leadership team of FSC Wealth Advisors includes Chief Compliance Officer James Comblo. It has 5 employees.
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- 5 broker-dealer reps
- 4 insurance agents
- 2 soliciting firms
- Owns 75% or more of FSC Wealth Advisors, LLC
James Comblo
Control person · since January 2018
FSC Wealth Advisors’ regulatory assets fell from $181M (March 2021) to $122M (March 2026); clients fell from 1,181 to 688 and employees from 9 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $122M | 688 | 5 | 3 |
| Mar 2025March 2025 | $283M | 1,180 | 5 | 3 |
| Mar 2024March 2024 | $249M | 1,175 | 5 | 3 |
| Apr 2023April 2023 | $221M | 1,160 | 6 | 3 |
| Mar 2022March 2022 | $218M | 1,086 | 5 | 3 |
| Mar 2021March 2021 | $181M | 1,181 | 9 | 3 |
Besides its headquarters, FSC Wealth Advisors has 2 offices, with 3 listed addresses across 2 states.
New York · 2 listed addresses
- 1 Summit Court, Suite 100, FishkillHQ
- 11 Watkins Avenue, Oneonta
Connecticut · 1 listed address
- 711 Broad Street, Waterford
Contact and registration details
- Legal name
- FSC Wealth Advisors, LLC
- Headquarters
- 1 Summit Court, Suite 100, Fishkill, NY 12524
- Website
- fscwealthadvisors.com
- Phone
- 845-297-0300
- @fsc-wealth-advisors-llc
- SEC file
- 801-71646
- Structure
- New York LLC
- Fiscal year end
- December
FSC Wealth Advisors’ named custodians for separately managed accounts are Broadridge Business Process Outsourcing ($46.6M, 38%), Fidelity ($45.1M, 37%) and Charles Schwab ($30.6M, 25%). FSC Wealth Advisors has custody of $21.6M for 59 clients.
- FidelityNational Financial Services LLC · Boston, MA · $45.1M37%
- Broadridge Business Process OutsourcingBroadridge Business Process Outsourcing, LLC · Edgewood, NY · $46.6M38%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $30.6M25%
At year end, FSC Wealth Advisors’ separately managed accounts were mostly in funds (94%). Its reported 13F holdings for the quarter ended 30 June 2026 total $513K across 1 positions; the largest are Invesco Actvely Mngd Etc FD (100.0%).
What the accounts hold
- Stocks2%
- Funds94%
- Registered funds69%
- Pooled vehicles25%
- Cash5%
How many clients does FSC Wealth Advisors have?
FSC Wealth Advisors has 688 clients and manages $122 million for them, as of March 2026. They include 677 individual clients, 9 high-net-worth individuals and 2 pooled investment vehicles.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does FSC Wealth Advisors offer?
FSC Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does FSC Wealth Advisors use?
FSC Wealth Advisors’ separately managed account assets are held at Broadridge Business Process Outsourcing, LLC (Edgewood, NY), with $46.6M, National Financial Services LLC (Boston, MA), with $45.1M and Charles Schwab & Co., Inc. (Westlake, TX), with $30.6M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does FSC Wealth Advisors have?
FSC Wealth Advisors has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 5 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does FSC Wealth Advisors invest in?
At the end of its last fiscal year, FSC Wealth Advisors’ separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 25% pooled vehicles (private funds and similar), 5% cash and equivalents and 2% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns FSC Wealth Advisors?
FSC Wealth Advisors’ direct owner is James Comblo (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does FSC Wealth Advisors get paid?
FSC Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact FSC Wealth Advisors?
FSC Wealth Advisors’ main office is at 1 Summit Court, Suite 100, Fishkill, NY 12524. Its phone number is 845-297-0300. Its website is fscwealthadvisors.com.
