Foundation Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting. Financial planning was provided to 251–500 clients last fiscal year.
Foundation Wealth Management reports 359 clients. They include 194 high-net-worth individuals, 157 individual clients and 5 state or municipal government entities. Of its assets, 87.7% ($579M across 1,608 accounts) are managed with discretion; $81.5M across 170 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 44% | 6% |
| High-net-worth individuals | 54% | 83% |
| Pension and profit-sharing plans | <1% | <1% |
| State or municipal government entities | 1% | 10% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 157 | $41.5M | 6.3% | $264K |
| High-net-worth individuals | 194 | $546M | 82.6% | $2.81M |
| Pension and profit-sharing plans | Fewer than 5 | $4.88M | 0.7% | $1.63M |
| State or municipal government entities | 5 | $68.8M | 10.4% | $13.8M |
| Total | 359 | $661M | 100% | — |
- Clients
- 157
- Regulatory AUM
- $41.5M
- AUM share
- 6.3%
- Avg. per client
- $264K
- Clients
- 194
- Regulatory AUM
- $546M
- AUM share
- 82.6%
- Avg. per client
- $2.81M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.88M
- AUM share
- 0.7%
- Avg. per client
- $1.63M
- Clients
- 5
- Regulatory AUM
- $68.8M
- AUM share
- 10.4%
- Avg. per client
- $13.8M
Total
- Clients
- 359
- Regulatory AUM
- $661M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Foundation Wealth Management charges 0.50%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $10,000 annual minimum and requires an account of at least $1,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.25% |
| $1M–$2M | 1.00% |
| $2M–$3M | 0.75% |
| $3M and above | 0.50% |
Fee details and sources
Other fees
- Financial planning and consulting
- Fixed fee agreed for each engagement, negotiable and based on scope; one-half is payable on signing and the balance on delivery. No rate stated.
Pamela Hardin owns 75% or more of Foundation Wealth Management. The leadership team of Foundation Wealth Management includes Chief Operating Officer Hannah Leone and Chief Compliance Officer Matthew Hardin. It has 6 employees, 4 of them in advisory roles.
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Foundation Wealth Management, LLC
Pamela Hardin
Control person · since May 2003
- Owns 10% to 25% of Foundation Wealth Management, LLC
Sugarloaf, LLC
since July 2025
Foundation Wealth Management’s regulatory assets grew from $456M (March 2021) to $661M (April 2026); clients rose from 254 to 359 and employees from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $661M | 359 | 6 | 1 |
| Mar 2025March 2025 | $593M | 345 | 6 | 1 |
| Jul 2024July 2024 | $525M | 326 | 5 | 1 |
| Mar 2023March 2023 | $478M | 313 | 6 | 1 |
| May 2022May 2022 | $529M | 274 | 6 | 1 |
| Mar 2021March 2021 | $456M | 254 | 5 | 1 |
Besides its headquarters, Foundation Wealth Management has 0 offices, with 1 listed address in 1 state.
Missouri · 1 listed address
- 168 N. Meramec Ave, Suite 100, ClaytonHQ
Contact and registration details
- Legal name
- Foundation Wealth Management, LLC
- Headquarters
- 168 N. Meramec Ave, Suite 100, Clayton, MO 63105
- Website
- fwmria.com
- Phone
- 314-726-6789
- @foundation-wealth-management
- SEC file
- 801-62187
- Founded
- 2003
- Structure
- Missouri LLC
- Fiscal year end
- December
Foundation Wealth Management’s named custodian for separately managed accounts is Fidelity ($570M). Foundation Wealth Management has custody of $36.2M for 10 clients.
- FidelityFidelity Brokerage Services LLC · New York, NY · $570M100%
At year end, Foundation Wealth Management’s separately managed accounts were mostly in funds (62%) and bonds (24%).
What the accounts hold
- Stocks6%
- Funds62%
- Bonds24%
- Investment grade corporate bonds16%
- State and local bonds6%
- High-yield corporate bonds2%
- Cash9%
How many clients does Foundation Wealth Management have?
Foundation Wealth Management has 359 clients and manages $661 million for them, as of April 2026. They include 194 high-net-worth individuals, 157 individual clients and 5 state or municipal government entities.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 April 2026
What services does Foundation Wealth Management offer?
Foundation Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Foundation Wealth Management charge?
Foundation Wealth Management charges 0.50%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $10,000 annual minimum and requires an account of at least $1,000,000.
Which custodians does Foundation Wealth Management use?
Foundation Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (New York, NY), with $570M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 April 2026
How many financial advisors does Foundation Wealth Management have?
Foundation Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Foundation Wealth Management invest in?
At the end of its last fiscal year, Foundation Wealth Management’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 16% investment grade corporate bonds, 9% cash and equivalents, 6% exchange-traded equities, 6% state and local bonds and 2% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Foundation Wealth Management have a minimum investment?
Yes, Foundation Wealth Management’s minimum account size for its Investment Management Services is $1M. It charges a $10K annual minimum fee.
Who owns Foundation Wealth Management?
Foundation Wealth Management’s direct owners are Pamela Hardin (75% or more) and Sugarloaf, LLC (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 20 April 2026
How does Foundation Wealth Management get paid?
Foundation Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Foundation Wealth Management?
Foundation Wealth Management’s main office is at 168 N. Meramec Ave, Suite 100, Clayton, MO 63105. Its phone number is 314-726-6789. Its website is fwmria.com.