{"url":"https://nivawealth.com/firms/foundation-wealth-management-127134","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/127134","regulatoryAum":660649789,"crd":"127134","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1741367","suffix":null,"lastName":"HARDIN","firstName":"PAMELA","middleName":"ANN"},{"crd":"6610411","suffix":null,"lastName":"Ladd","firstName":"Daniel","middleName":"Joseph"},{"crd":"6547838","suffix":null,"lastName":"LEONE","firstName":"HANNAH","middleName":"RAE"},{"crd":"6855199","suffix":null,"lastName":"MCLAUGHLIN","firstName":"PATRICK","middleName":"RUSSELL"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":455924368,"clients":254,"employees":5,"offices":1},{"filedOn":"2022-05-19","regulatoryAum":529401575,"clients":274,"employees":6,"offices":1},{"filedOn":"2023-03-22","regulatoryAum":478007412,"clients":313,"employees":6,"offices":1},{"filedOn":"2024-07-02","regulatoryAum":525135470,"clients":326,"employees":5,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":593216493,"clients":345,"employees":6,"offices":1},{"filedOn":"2026-04-20","regulatoryAum":660649789,"clients":359,"employees":6,"offices":1}],"secFileNumber":"801-62187","legalName":"Foundation Wealth Management, LLC","displayName":"Foundation Wealth Management","slug":"foundation-wealth-management-127134","website":"https://fwmria.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/foundation-wealth-management/","founded":"2003","organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"168 N. Meramec Ave, Suite 100","city":"Clayton","state":"MO","stateName":"Missouri","country":"United States","postalCode":"63105"},"tradeNames":[],"registration":{"secApproved":"10 July 2003","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1672379.4216524216,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":660649789,"discretionary":579137329,"discretionaryAccounts":1608,"nonDiscretionary":81512460,"nonDiscretionaryAccounts":170,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":157,"regulatoryAum":41488220},{"label":"High-net-worth individuals","clients":194,"regulatoryAum":545516957},{"label":"Pension and profit-sharing plans","clients":3,"fewerThan5":true,"regulatoryAum":4881606},{"label":"State or municipal government entities","clients":5,"regulatoryAum":68763006}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.25,"from":0},{"to":2000000,"pct":1,"from":1000000},{"to":3000000,"pct":0.75,"from":2000000},{"to":null,"pct":0.5,"from":3000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038173","versionId":1038173,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-31","documentName":"FWM PART 2A MARCH 2026","fee_rate_low":0.5,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":1000000,"feeMinimumPeriod":"annual","fee_minimum_annual":10000},{"role":"other","program":"Financial planning and consulting","summary":"Fixed fee agreed for each engagement, negotiable and based on scope; one-half is payable on signing and the balance on delivery. No rate stated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038173","versionId":1038173,"submittedOn":"2026-03-31","documentName":"FWM PART 2A MARCH 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T06:28:56.070279+00:00","documents":[{"name":"FWM PART 2A MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038173","versionId":1038173,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"New York, NY","smaAssets":570389723}],"custodyNote":"Foundation Wealth Management has custody of $36.2M in client assets for 10 clients.","otherCustodians":[],"leadership":[{"name":"Hannah Leone","title":"Chief Operating Officer","crd":"6547838"},{"name":"Matthew Hardin","title":"Chief Compliance Officer","crd":"2366634"},{"name":"Daniel Ladd","title":"Chief","crd":"6610411"},{"name":"Pamela Hardin","title":"Owner","crd":"1741367"}],"ownership":[{"label":"Pamela Hardin","detail":"Owner in the 75% or more ownership band and a control person, since May 2003. Also a member of Sugarloaf, LLC in the 75% or more band and a control person, since April 2003."},{"label":"Sugarloaf, LLC","detail":"Member in the 10% to 25% ownership band, since July 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Missouri","offices":1,"addresses":[{"street":"168 N. Meramec Ave, Suite 100","city":"Clayton","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"314-726-6789","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"U.S. state and local bonds","percent":6},{"label":"Investment grade corporate bonds","percent":16},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":62},{"label":"Cash and cash equivalents","percent":9}],"privateFunds":0},"sources":{"adv1FilingDate":"20 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/127134/PDF/127134.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1038173","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Foundation Wealth Management have?","answer":"Foundation Wealth Management has 359 clients and manages $661 million for them, as of April 2026. They include 194 high-net-worth individuals, 157 individual clients and 5 state or municipal government entities.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Foundation Wealth Management offer?","answer":"Foundation Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Foundation Wealth Management charge?","answer":"Foundation Wealth Management charges 0.50%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $10,000 annual minimum and requires an account of at least $1,000,000.","source":"FWM PART 2A MARCH 2026, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Foundation Wealth Management use?","answer":"Foundation Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (New York, NY), with $570M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Foundation Wealth Management have?","answer":"Foundation Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Foundation Wealth Management invest in?","answer":"At the end of its last fiscal year, Foundation Wealth Management’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 16% investment grade corporate bonds, 9% cash and equivalents, 6% exchange-traded equities, 6% state and local bonds and 2% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Foundation Wealth Management have a minimum investment?","answer":"Yes, Foundation Wealth Management’s minimum account size for its Investment Management Services is $1M. It charges a $10K annual minimum fee.","source":"FWM PART 2A MARCH 2026, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Foundation Wealth Management?","answer":"Foundation Wealth Management’s direct owners are Pamela Hardin (75% or more) and Sugarloaf, LLC (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Foundation Wealth Management get paid?","answer":"Foundation Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Foundation Wealth Management?","answer":"Foundation Wealth Management’s main office is at 168 N. Meramec Ave, Suite 100, Clayton, MO 63105. Its phone number is 314-726-6789. Its website is fwmria.com.","source":"Form ADV Part 1A, Item 1.F, filed 20 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}