Foster & Motley provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, publishing newsletters, educational seminars, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 500 clients last fiscal year.
Foster & Motley reports 926 clients. They include 668 high-net-worth individuals, 251 individual clients and 3 charitable organizations. Of its assets, 98.1% ($2.88B across 888 accounts) are managed with discretion; $54.6M across 38 accounts are not. It advised 38 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 27% | 4% |
| High-net-worth individuals | 72% | 95% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | <1% | 1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 251 | $111M | 3.8% | $444K |
| High-net-worth individuals | 668 | $2.78B | 94.5% | $4.16M |
| Pension and profit-sharing plans | Fewer than 5 | $1.16M | 0.0% | $579K |
| Charitable organizations | Fewer than 5 | $34.5M | 1.2% | $11.5M |
| Corporations and other businesses | Fewer than 5 | $13.6M | 0.5% | $6.78M |
| Total | 926 | $2.94B | 100% | — |
- Clients
- 251
- Regulatory AUM
- $111M
- AUM share
- 3.8%
- Avg. per client
- $444K
- Clients
- 668
- Regulatory AUM
- $2.78B
- AUM share
- 94.5%
- Avg. per client
- $4.16M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.16M
- AUM share
- 0.0%
- Avg. per client
- $579K
- Clients
- Fewer than 5
- Regulatory AUM
- $34.5M
- AUM share
- 1.2%
- Avg. per client
- $11.5M
- Clients
- Fewer than 5
- Regulatory AUM
- $13.6M
- AUM share
- 0.5%
- Avg. per client
- $6.78M
Total
- Clients
- 926
- Regulatory AUM
- $2.94B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 38
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 500
Foster & Motley charges 0.25%–1.00% a year for its Wealth Management. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $10,000 annual minimum and requires an account of at least $2,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M–$10M | 0.50% |
| $10M and above | 0.25% |
Fee details and sources
Other fees
- Stand-alone financial planning and investment management
- Stand-alone financial planning and stand-alone investment management advice are offered in some circumstances; the brochure gives no fee for them and refers clients to their adviser for details.
The leadership team of Foster & Motley includes President Zachary Horn and Chief Compliance Officer Lawrence Bernhard. It has 51 employees, 22 of them in advisory roles.
Leadership
- Zachary HornPresident, Shareholder & Director
- Lawrence BernhardChief Compliance Officer
- Jeffrey EnglishShareholder & Director
- David FosterShareholder
- Thomas GuidiShareholder & Director
- William MotleyChairman, Shareholder & Director
- David NienaberSecretary, Shareholder & Director
- Joseph PattersonShareholder & Director
- Ralph SchererShareholder
- Bradley SoperTreasurer, Shareholder
- Elizabeth GreenShareholder
- Lucas HailShareholder
- Anthony LuckhardtShareholder
- Zachary BinzerShareholder
- Rachel RasmussenShareholder &
Investment adviser representatives
29 representatives listed in the SEC register as of 9 October 2026.
- Amina Addington
- Zachary Thomas Binzer
- Sarah Katherine Browne
- Emily Katherine Diaz
- Jeffrey Ryan English
- David Alan Foster
- Elizabeth Marchal Green
- Nathaniel Patrick Green
- Thomas J. Guidi
- Lucas Parker Hail
- Zachary Tyler Horn
- Lindsey Renee Keith
- Allison Elizabeth Koenig
- Nathan Jerome Lorenz
- Zachary Christopher Losey
- Anthony Robert Luckhardt
- Megan Lyons
- Andrew Michael Montanus
- William Mark Motley
- David J Nienaber
- Chia-Hui Ou Yang
- Joseph Anthony Patterson
- Rachel Ann Rasmussen
- Nicole Eileen Roland
- Nicholas Edmund Roth
- Kevin Michael Schmitt
- Bradley Michael Soper
- Amy Lynn Thomas
- Irene Ay-Luen Tsai
Staff
- 51 employees
- 22 in advisory functions
- 22 state-registered reps
- Owns 10% to 25% of Foster & Motley, Inc.
Lucas Hail
Control person · since January 2006
- Owns 5% to 10% of Foster & Motley, Inc.
William Motley
Control person · since January 1997
- Owns 5% to 10% of Foster & Motley, Inc.
Elizabeth Green
Control person · since January 2006
- Owns 5% to 10% of Foster & Motley, Inc.
Anthony Luckhardt
Control person · since January 2012
- Owns 5% to 10% of Foster & Motley, Inc.
Thomas Guidi
Control person · since January 2012
- Owns 5% to 10% of Foster & Motley, Inc.
David Nienaber
Control person · since January 2015
- Owns 5% to 10% of Foster & Motley, Inc.
Zachary Horn
Control person · since January 2015
- Owns 5% to 10% of Foster & Motley, Inc.
Joseph Patterson
Control person · since January 2017
- Owns 5% to 10% of Foster & Motley, Inc.
Jeffrey English
Control person · since January 2018
- Owns 5% to 10% of Foster & Motley, Inc.
Zachary Binzer
Control person · since January 2021
- Owns 5% to 10% of Foster & Motley, Inc.
Rachel Rasmussen
Control person · since January 2019
Foster & Motley’s regulatory assets grew 1.7× from $1.73B (March 2021) to $2.94B (March 2026); clients rose from 729 to 926 and employees from 38 to 51.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $2.94B | 926 | 51 | 1 |
| March 2025 | $2.54B | 889 | 50 | 1 |
| March 2024 | $2.27B | 861 | 48 | 1 |
| March 2023 | $1.96B | 835 | 47 | 1 |
| March 2022 | $2.06B | 795 | 43 | 1 |
| March 2021 | $1.73B | 729 | 38 | 1 |
Besides its headquarters, Foster & Motley has 0 offices, with 1 listed address in Ohio.
Ohio · 1 listed address
- 7755 Montgomery Road, Suite 100, CincinnatiHQ
Contact and registration details
- Legal name
- Foster & Motley, Inc.
- Headquarters
- 7755 Montgomery Road, Suite 100, Cincinnati, OH 45236
- Website
- fosterandmotley.com
- Phone
- 513-561-6640
- @foster-&-motley-inc-
- SEC file
- 801-53289
- Founded
- 1997
- Structure
- Ohio corporation
- Fiscal year end
- December
Foster & Motley uses Charles Schwab ($2.76B) as custodian for its separately managed accounts. Foster & Motley has custody of $1.93B in client assets for 641 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $2.76B100%
At year end, Foster & Motley’s separately managed accounts were mostly in stocks (63%) and funds (26%). Its reported 13F holdings for the quarter ended 30 June 2026 total $2.17M across 405 positions; the largest are Schwab Fundamental Intl Lg Co ETF (6.2%), Schwab International Equity ETF (4.2%) and Janus Henderson Mortgage-backed ETF (3.8%).
What the accounts hold
- Stocks63%
- Funds26%
- Registered funds22%
- Pooled vehicles4%
- Bonds10%
- U.S. government and agency bonds6%
- State and local bonds4%
- Cash1%
Reported 13F holdings
- $2.17M
- Reported 13F value
- 405
- Positions
- 31.2%
- In the 10 largest
- +12.1%
- Value vs. prior quarter
- Schwab Fundamental Intl Lg Co ETFETF6.2%
- Schwab International Equity ETFETF4.2%
- Janus Henderson Mortgage-backed ETFETF3.8%
- Apple Computer Inc.3.4%
- Vanguard Intl Hi Div Yld Idx ETFETF2.8%
- Avantis Emerging Markets Equity ETFETF2.3%
- Schwab Fundamental Emerg Mkts Lg Co ETFETF2.3%
- Avantis International Equity ETFETF2.2%
- Cambria Emerging Shareholder Yield ETFETF2.2%
- Hartford Multifactor Developed Markets ETFETF1.9%
Together, the ten largest are 31.2% of reported value.
How many clients does Foster & Motley have?
Foster & Motley has 926 clients and manages $2.94 billion for them, as of March 2026. They include 668 high-net-worth individuals, 251 individual clients and 3 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026
What services does Foster & Motley offer?
Foster & Motley provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, publishing newsletters, educational seminars, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Foster & Motley charge?
Foster & Motley charges 0.25%–1.00% a year for its Wealth Management. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $10,000 annual minimum and requires an account of at least $2,000,000.
Source: FOSTER & MOTLEY ADV 2A BROCHURE, filed 26 March 2026
Which custodians does Foster & Motley use?
Foster & Motley’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $2.76B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026
How many financial advisors does Foster & Motley have?
Foster & Motley has 22 investment adviser representatives registered with state securities authorities, out of 51 employees, and 22 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Foster & Motley invest in?
At the end of its last fiscal year, Foster & Motley’s separately managed accounts held 63% exchange-traded equities, 22% registered funds (mutual funds, ETFs, BDCs), 6% U.S. government and agency bonds, 4% state and local bonds, 4% pooled vehicles (private funds and similar) and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Foster & Motley have a minimum investment?
Yes, Foster & Motley’s minimum account size for its Wealth Management is $2M. It charges a $10K annual minimum fee.
Source: FOSTER & MOTLEY ADV 2A BROCHURE, filed 26 March 2026
Who owns Foster & Motley?
Foster & Motley’s direct owners are William Motley, Elizabeth Green, Lucas Hail, Anthony Luckhardt, Thomas Guidi, David Nienaber, Zachary Horn, Joseph Patterson, Jeffrey English, Zachary Binzer and Rachel Rasmussen, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 26 March 2026
How does Foster & Motley get paid?
Foster & Motley is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Foster & Motley registered with the SEC?
Yes, Foster & Motley has been registered with the SEC as an investment adviser since 18 November 1996. Its CRD number is 106905 and its SEC file number is 801-53289.
Source: Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record
How do I contact Foster & Motley?
Foster & Motley’s main office is at 7755 Montgomery Road, Suite 100, Cincinnati, OH 45236. Its phone number is 513-561-6640. Its website is fosterandmotley.com.