Fi401k Advisors provides pension consulting.
Fi401k Advisors reports 305 pension and profit-sharing plans. Of its assets, 74.5% ($681M across 163 accounts) are managed with discretion; $234M across 142 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Pension and profit-sharing plans | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Pension and profit-sharing plans | 305 | $915M | 100.0% | $3M |
| Total | 305 | $915M | 100% | $3M |
- Clients
- 305
- Regulatory AUM
- $915M
- AUM share
- 100.0%
- Avg. per client
- $3M
Total
- Clients
- 305
- Regulatory AUM
- $915M
- AUM share
- 100%
- Avg. per client
- $3M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Fi401k Advisors is paid through a percentage of assets under management and fixed fees (other than subscription fees); its fees and minimums are set out in its brochures on the SEC website.
Fiduciary Holdings Limited owns 75% or more of Fi401k Advisors and is in turn owned by Gut-Cross Holdings, LLC (25–50%). The leadership team of Fi401k Advisors includes Chief Compliance Officer Mark Gutrich. It has 2 employees, 1 of them in advisory roles.
Staff
- 2 employees
- 1 in advisory functions
- 2 state-registered reps
- 1 broker-dealer rep
- 30 soliciting firms
- Owns 75% or more of Fi401k Advisors, LLC
Fiduciary Holdings Limited
Control person · since June 2011
- Owns 25% to 50% of Fiduciary Holdings Limited
Gut-Cross Holdings, LLC
since June 2012
- Owns 25% to 50% of Fi401k Advisors, LLC
Mark Gutrich
Control person · since June 2013
Fi401k Advisors’ regulatory assets grew from $802M (January 2021) to $915M (January 2026); clients fell from 503 to 305 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $915M | 305 | 2 | 1 |
| Jan 2025January 2025 | $850M | 338 | 2 | 1 |
| Jan 2024January 2024 | $787M | 491 | 2 | 1 |
| Jan 2023January 2023 | $803M | 525 | 2 | 1 |
| Jan 2022January 2022 | $964M | 520 | 2 | 1 |
| Jan 2021January 2021 | $802M | 503 | 2 | 1 |
Besides its headquarters, Fi401k Advisors has 0 offices, with 1 listed address in 1 state.
Colorado · 1 listed address
- 9137 East Mineral Circle, Suite 210, CentennialHQ
Contact and registration details
- Legal name
- Fi401k Advisors, LLC
- Headquarters
- 9137 East Mineral Circle, Suite 210, Centennial, CO 80112
- Website
- Not reported
- Phone
- 303-495-5890
- SEC file
- 801-107736
- Structure
- Colorado LLC
- Fiscal year end
- December
Fi401k Advisors’ named custodians for separately managed accounts are Mid Atlantic Trust ($351M, 47%), Matrix Trust ($206M, 28%) and Reliance Trust ($190M, 25%). Fi401k Advisors does not have custody of client assets.
- Mid Atlantic TrustMid Atlantic Trust Company · Pittsburgh, PA · $351M47%
- Matrix TrustMatrix Trust Company · Denver, CO · $206M28%
- Reliance TrustReliance Trust Company · Atlanta, GA · $190M25%
At year end, Fi401k Advisors’ separately managed accounts were mostly in funds (100%).
What the accounts hold
- Funds100%
How many clients does Fi401k Advisors have?
Fi401k Advisors has 305 clients and manages $915 million for them, as of January 2026. They include 305 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 January 2026
What services does Fi401k Advisors offer?
Fi401k Advisors provides pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Fi401k Advisors use?
Fi401k Advisors’ separately managed account assets are held at Mid Atlantic Trust Company (Pittsburgh, PA), with $351M, Matrix Trust Company (Denver, CO), with $206M and Reliance Trust Company (Atlanta, GA), with $190M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 January 2026
How many financial advisors does Fi401k Advisors have?
Fi401k Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Fi401k Advisors invest in?
At the end of its last fiscal year, Fi401k Advisors’ separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Fi401k Advisors?
Fi401k Advisors is owned through a holding company by Gut-Cross Holdings, LLC. Its direct owners are Fiduciary Holdings Limited (75% or more) and Mark Gutrich (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 January 2026
How does Fi401k Advisors get paid?
Fi401k Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Fi401k Advisors?
Fi401k Advisors’ main office is at 9137 East Mineral Circle, Suite 210, Centennial, CO 80112. Its phone number is 303-495-5890.