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FAI Advisors

Wealth managementRIA

Farmington Hills, MICRD 122132Updated

FAI Advisors is an investment adviser based in Farmington Hills, MI, registered with the SEC since 2023. It provides financial planning and investment management. Its clients include high-net-worth individuals, individual clients, and corporations and other businesses. Its regulatory assets under management total $302 million, as filed on 20 March 2026.

370
Clients
$828K
AUM per individual client
5
Advisory staff
1
Offices
0.45–1.00%
Annual fee

From Form ADV filed 20 March 2026SEC record

Services and clients

FAI Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, and insurance. Financial planning was provided to 51–100 clients last fiscal year.

FAI Advisors reports 370 clients. They include 270 individual clients, 93 high-net-worth individuals, and 4 corporations and other businesses. Of its assets, 93.2% ($281M across 649 accounts) are managed with discretion; $20.6M across 141 accounts are not. A wrap fee program the firm both sponsors and manages holds $119M.

Clients and assets by client type
Clients370 clients
Assets$302M
Share of clients and assets by client type
Client typeClientsAssets
Individuals (other than HNW)73%29%
High-net-worth individuals25%70%
Charitable organizations<1%<1%
Corporations and other businesses1%<1%
Client breakdown and activity details
Individuals (other than HNW)
Clients
270
Regulatory AUM
$88.6M
AUM share
29.3%
Avg. per client
$328K
High-net-worth individuals
Clients
93
Regulatory AUM
$212M
AUM share
70.2%
Avg. per client
$2.28M
Charitable organizations
Clients
Fewer than 5
Regulatory AUM
$456K
AUM share
0.2%
Avg. per client
$152K
Corporations and other businesses
Clients
Fewer than 5
Regulatory AUM
$996K
AUM share
0.3%
Avg. per client
$249K

Total

Clients
370
Regulatory AUM
$302M
AUM share
100%
Avg. per client
—
Clients outside the U.S.
0%
Clients advised without assets under management last fiscal year
0
Private funds advised
0
Financial planning clients last fiscal year
51–100

Fees and minimums

FAI Advisors charges 0.45%–1.00% a year for its Investment Management Services. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.

Fee details and sources

Other fees

Consulting Services
Consulting fees are agreed in writing before work starts, as a one-time fixed fee or an annual fee set in the client agreement; they are negotiable and no fee is charged for the initial consultation.

Ownership and people

Christopher Cousins owns 50% to 75% of FAI Advisors. The leadership team of FAI Advisors includes President Christopher Cousins. It has 11 employees, 5 of them in advisory roles.

Leadership

  • Christopher Cousins
    President and CCO
  • Patrick Marody
    Vice President

Investment adviser representatives

5 representatives listed in the SEC register as of 9 October 2026.

  • Bryan Azzo
  • Christopher George Cousins
  • Patrick Joseph Marody
  • Clifford James Robison
  • Chavez Vincent

Staff

  • 11 employees
  • 5 in advisory functions
  • 5 state-registered reps
  • 8 insurance agents
Who owns the firm
Fai Advisors, Inc.· the adviser
  • Christopher Cousins

    Control person · since June 2019

    Owns 50% to 75% of Fai Advisors, Inc.
  • Patrick Marody

    Control person · since June 2019

    Owns 50% to 75% of Fai Advisors, Inc.

Growth and acquisitions

FAI Advisors’ regulatory assets grew from $210M (March 2023) to $302M (March 2026); clients were 370 in both filings and employees rose from 8 to 11.

By annual filing
Measure
Figures from each annual filing
FAI Advisors figures from each annual Form ADV filing
FiledRegulatory AUMClientsEmployeesOffices
March 2026$302M370111
July 2025$301M521121
June 2024$250M513131
March 2023$210M35581

Offices and registration details

Besides its headquarters, FAI Advisors has 0 offices, with 1 listed address in Michigan.

Listed office addresses in Michigan
Farmington Hills

Michigan · 1 listed address

  • 27500 Drake RD., Suite 110, Farmington HillsHQ

Other business names

FAI Advisors has reported 1 other business name to the SEC.

  • Financial Architects, Inc.

Contact and registration details

Legal name
Fai Advisors, Inc.
Headquarters
27500 Drake RD., Suite 110, Farmington Hills, MI 48331
SEC file
801-127868
Founded
2006
Structure
Michigan corporation
Fiscal year end
December

Custodians

FAI Advisors uses SEI Investments Distribution ($300M) as custodian for its separately managed accounts. FAI Advisors has custody of $55.7K in client assets for 1 client.

Reported separately managed account assets by custodian
$300M
named custodians
  • SEI Investments DistributionSEI Investments Distribution Co. · 1 Freedom Valley Drive, PA · $300M100%

Investments and reported holdings

At year end, FAI Advisors’ separately managed accounts were largely in funds (49%) and stocks (40%).

What the accounts hold

Separately managed account assets by class, year end
  • Stocks40%
  • Funds49%
  • Bonds4%
    • State and local bonds2%
    • U.S. government and agency bonds1%
    • Investment grade corporate bonds1%
  • Cash6%
  • Other1%
    • Investment company securities (variable annuities)1%

Common questions

How many clients does FAI Advisors have?

FAI Advisors has 370 clients and manages $302 million for them, as of March 2026. They include 270 individual clients, 93 high-net-worth individuals, and 4 corporations and other businesses.

Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026

What services does FAI Advisors offer?

FAI Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, estate planning, and insurance.

Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4

How much does FAI Advisors charge?

FAI Advisors charges 0.45%–1.00% a year for its Investment Management Services. The fee is billed in arrears and is negotiable.

Source: ADV PART 2, filed 20 March 2026

Which custodians does FAI Advisors use?

FAI Advisors’ separately managed account assets are held at SEI Investments Distribution Co. (1 Freedom Valley Drive, PA), with $300M. Only custodians holding at least a tenth of those assets are named.

Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 March 2026

How many financial advisors does FAI Advisors have?

FAI Advisors has 5 investment adviser representatives registered with state securities authorities, out of 11 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.

Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file

What does FAI Advisors invest in?

At the end of its last fiscal year, FAI Advisors’ separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities, 6% cash and equivalents, 2% state and local bonds, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% other. The 1% other category is described as: Investment Company Securities (Variable Annuities).

Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file

Who owns FAI Advisors?

FAI Advisors’ direct owners are Christopher Cousins (50% to 75%) and Patrick Marody (50% to 75%).

Source: Form ADV Part 1A, Schedules A and B, filed 20 March 2026

How does FAI Advisors get paid?

FAI Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.

Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file

How do I contact FAI Advisors?

FAI Advisors’ main office is at 27500 Drake RD., Suite 110, Farmington Hills, MI 48331. Its phone number is 248-482-3600. Its website is financialarch.com.

Source: Form ADV Part 1A, Item 1.F, filed 20 March 2026

Sources and methodology

  1. Form ADV Part 1A, amendment filed 20 March 2026. Items 1, 5, 9, 11 and Schedules A, B and D.
  2. ADV PART 2, submitted 20 March 2026.
  3. IAPD firm record, CRD 122132.
  4. SEC registered adviser data, annual Form ADV amendments filed 31 March 2023 to 20 March 2026. Items 1.F and 5.
  5. SEC investment adviser representative register, as of 9 October 2026; loaded 10 October 2026.

Retrieved 15 October 2026. All are published by the SEC and may have been amended since. Disciplinary history is not yet shown here. The SEC publishes the complete record, including any disciplinary events, and it is the authoritative place to check one.

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