Expressive Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Expressive Wealth reports 165 clients. They include 129 individual clients and 36 high-net-worth individuals. Nearly all assets ($165M across 467 accounts) are managed with discretion; $11.1K across 1 account is not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 21% |
| High-net-worth individuals | 22% | 79% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 129 | $34.3M | 20.8% | $266K |
| High-net-worth individuals | 36 | $131M | 79.2% | $3.63M |
| Total | 165 | $165M | 100% | $1M |
- Clients
- 129
- Regulatory AUM
- $34.3M
- AUM share
- 20.8%
- Avg. per client
- $266K
- Clients
- 36
- Regulatory AUM
- $131M
- AUM share
- 79.2%
- Avg. per client
- $3.63M
Total
- Clients
- 165
- Regulatory AUM
- $165M
- AUM share
- 100%
- Avg. per client
- $1M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Expressive Wealth charges 0.70%–1.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $250,000. The brochure also prices 4 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2.5M | 1.00% |
| $2.5M–$5M | 0.90% |
| $5M–$10M | 0.80% |
| $10M and above | 0.70% |
Fee details and sources
Other fees
- Assets Under Advisement
- Annual fee of 0.25% of assets under advisement, paid monthly in arrears.
- Consulting
- Consulting services are billed at $500 per hour.
- ERISA Plan Services
- Annual fee on included plan assets, negotiable and not to exceed 1.00%, billed quarterly or monthly.
- Financial Planning Fixed Fees
- Negotiable fixed fees from $4,000 to $10,000; new clients starting 01/01/25 with under $1,000,000 AUM pay $2,500 or $2,000 in addition to asset management fees.
Vanessa Martinez owns 50% to 75% of Expressive Wealth. The leadership team of Expressive Wealth includes Chief Compliance Officer Matthew Murray. It has 10 employees, 9 of them in advisory roles.
Leadership
- Matthew MurrayChief Compliance Officer
Lauren GenuardiManaging Partner
Vanessa MartinezManaging Partner
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
Staff
- 10 employees
- 9 in advisory functions
- 7 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Expressive Wealth LLC
Vanessa Martinez
Control person · since March 2024
- Owns 50% to 75% of Expressive Wealth LLC
Lauren Genuardi
Control person · since March 2024
Expressive Wealth’s regulatory assets grew from $120M (July 2024) to $165M (September 2026); clients rose from 109 to 165 and employees from 5 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $165M | 165 | 10 | 5 |
| July 2025 | $131M | 131 | 7 | 5 |
| July 2024 | $120M | 109 | 5 | 2 |
Besides its headquarters, Expressive Wealth has 4 offices (4 private residences, listed without an address), with 1 listed address in Illinois.
Illinois · 1 listed address
- 6601 N. Avondale Ave, Suite 200, ChicagoHQ
Contact and registration details
- Legal name
- Expressive Wealth LLC
- Headquarters
- 6601 N. Avondale Ave, Suite 200, Chicago, IL 60631
- Website
- expressivewealth.com
- Phone
- 847-595-8812
- @expressive-wealth
- SEC file
- 801-129561
- Structure
- Illinois LLC
- Fiscal year end
- December
Expressive Wealth uses Charles Schwab ($163M) as custodian for its separately managed accounts. Expressive Wealth does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Chicago, IL · $163M100%
At year end, Expressive Wealth’s separately managed accounts were largely in stocks (40%) and bonds (28%). Its reported 13F holdings for the quarter ended 30 June 2026 total $106M across 133 positions; the largest are Capital Group Dividend Value (4.8%), SPDR Gold TR (3.8%) and Capital Group Growth ETF (2.9%).
What the accounts hold
- Stocks40%
- Funds27%
- Bonds28%
- U.S. government and agency bonds10%
- State and local bonds9%
- Investment grade corporate bonds9%
- Cash5%
Reported 13F holdings
- $106M
- Reported 13F value
- 133
- Positions
- 28.6%
- In the 10 largest
- +0.9%
- Value vs. prior quarter
- Capital Group Dividend Value · Shs Creat Unit4.8%
- SPDR Gold TR · Gold Shs3.8%
- Capital Group Growth ETF · Shs Creat Unit2.9%
- Schwab Strategic TR · Intl Eqty ETF2.8%
- Nvidia Corporation2.6%
- iShares TR · S&P 500 Grwt ETF2.5%
- State Str SPDR S&P Midcap 40 · Utser1 S&pdcrp2.5%
- Vanguard Intl Equity Index F · FTSE Europe ETF2.4%
- iShares TR · MSCI Emg Mkt ETF2.2%
- iShares TR · Core S&P Scp ETF2.1%
Together, the ten largest are 28.6% of reported value.
How many clients does Expressive Wealth have?
Expressive Wealth has 165 clients and manages $165 million for them, as of September 2026. They include 129 individual clients and 36 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026
What services does Expressive Wealth offer?
Expressive Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Expressive Wealth charge?
Expressive Wealth charges 0.70%–1.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $250,000.
Which custodians does Expressive Wealth use?
Expressive Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Chicago, IL), with $163M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026
How many financial advisors does Expressive Wealth have?
Expressive Wealth has 7 investment adviser representatives registered with state securities authorities, out of 10 employees, and 9 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Expressive Wealth invest in?
At the end of its last fiscal year, Expressive Wealth’s separately managed accounts held 40% exchange-traded equities, 27% registered funds (mutual funds, ETFs, BDCs), 10% U.S. government and agency bonds, 9% state and local bonds, 9% investment grade corporate bonds and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Expressive Wealth have a minimum investment?
Yes, Expressive Wealth’s minimum account size for its Asset Management is $250K.
Who owns Expressive Wealth?
Expressive Wealth’s direct owners are Vanessa Martinez (50% to 75%) and Lauren Genuardi (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 29 September 2026
How does Expressive Wealth get paid?
Expressive Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Expressive Wealth registered with the SEC?
Yes, Expressive Wealth has been registered with the SEC as an investment adviser since 23 February 2024. Its CRD number is 329974 and its SEC file number is 801-129561.
Source: Form ADV Part 1A, Item 1, filed 29 September 2026; IAPD firm record
How do I contact Expressive Wealth?
Expressive Wealth’s main office is at 6601 N. Avondale Ave, Suite 200, Chicago, IL 60631. Its phone number is 847-595-8812. Its website is expressivewealth.com.