Decker Retirement Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and publishing newsletters. Financial planning was provided to 500 clients last fiscal year.
Decker Retirement Planning reports 774 clients. They include 713 individual clients, 54 high-net-worth individuals, and 7 corporations and other businesses. Of its assets, 100.0% ($360M across 2,299 accounts) are managed with discretion. It advised 80 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 92% | 63% |
| High-net-worth individuals | 7% | 36% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Corporations and other businesses | <1% | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 713 | $226M | 62.8% | $317K |
| High-net-worth individuals | 54 | $131M | 36.4% | $2.43M |
| Pension and profit-sharing plans | Fewer than 5 | $460K | 0.1% | — |
| Corporations and other businesses | 7 | $2.49M | 0.7% | $356K |
| Total | 774 | $360M | 100% | — |
- Clients
- 713
- Regulatory AUM
- $226M
- AUM share
- 62.8%
- Avg. per client
- $317K
- Clients
- 54
- Regulatory AUM
- $131M
- AUM share
- 36.4%
- Avg. per client
- $2.43M
- Clients
- Fewer than 5
- Regulatory AUM
- $460K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- 7
- Regulatory AUM
- $2.49M
- AUM share
- 0.7%
- Avg. per client
- $356K
Total
- Clients
- 774
- Regulatory AUM
- $360M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 80
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 500
Decker Retirement Planning is paid through a percentage of assets under management and hourly charges. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- The one-time financial planning fee is estimated in hours at an hourly rate of $250; fees are due on delivery of the plan.
Brian Decker owns 75% or more of Decker Retirement Planning. The leadership team of Decker Retirement Planning includes President Brian Decker. It has 23 employees, 7 of them in advisory roles.
Leadership
- Brian DeckerChief Compliance Officer Treasurer and President
- Heidi AureSecretary
Investment adviser representatives
10 representatives listed in the SEC register as of 9 October 2026.
- Cameron James Archibald
- Scott Nolan Boyce
- Clayton W. Bradshaw
- Brian James Decker
- Bradley Thomas Geddes
- Marcus D Knauss
- Mitchell Marriott
- Chad Ryan Poulson
- Michael Bishop Schwartz
- Arrin C Wray
Staff
- 23 employees
- 7 in advisory functions
- 10 state-registered reps
- 13 insurance agents
- Owns 75% or more of Decker Retirement Planning Inc.
Brian Decker
Control person · since June 2016
Decker Retirement Planning’s regulatory assets grew 3.3× from $110M (June 2021) to $360M (May 2026); clients rose from 427 to 774 and employees from 18 to 23.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| May 2026 | $360M | 774 | 23 | 6 |
| March 2025 | $285M | 900 | 22 | 7 |
| July 2024 | $214M | 614 | 21 | 7 |
| June 2023 | $118M | 549 | 19 | 8 |
| January 2022 | $121M | 463 | 19 | 8 |
| June 2021 | $110M | 427 | 18 | 6 |
Besides its headquarters, Decker Retirement Planning has 5 offices, with 6 listed addresses in California, Utah and Washington.
Washington · 3 listed addresses
- 1201 Monster RD SW, Renton
- 701 Fifth Avenue, Seattle
- 10900 Ne 4th Street, Bellevue
Utah · 2 listed addresses
- 2889 W Ashton BLVD., Suite 125, LehiHQ
- 299 South Main, Suite 1300, Salt Lake City
California · 1 listed address
- 2 Belvedere Place, Mill Valley
Contact and registration details
- Legal name
- Decker Retirement Planning Inc.
- Headquarters
- 2889 W Ashton BLVD., Suite 125, Lehi, UT 84048
- Website
- deckerretirementplanning.com
- Phone
- 855-425-4566
- @decker-retirement-planning
- SEC file
- 801-120733
- Structure
- Utah corporation
- Fiscal year end
- December
Decker Retirement Planning uses Fidelity ($394M) as custodian for its separately managed accounts. Decker Retirement Planning does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- FidelityFidelity Distributors Company LLC · Smithfield, RI · $394M100%
At year end, Decker Retirement Planning’s separately managed accounts were largely in funds (45%) and stocks (40%). Its reported 13F holdings for the quarter ended 30 June 2026 total $294M across 441 positions; the largest are iShares TR (26.0%), Invesco Exch Traded FD TR II (4.3%) and Select Sector SPDR TR (4.1%).
What the accounts hold
- Stocks40%
- Exchange-traded equities39%
- Non-exchange-traded equities1%
- Funds45%
- Cash15%
Reported 13F holdings
- $294M
- Reported 13F value
- 441
- Positions
- 53.7%
- In the 10 largest
- +33.0%
- Value vs. prior quarter
- iShares TR · 0-3 Mth Treasury26.0%
- Invesco Exch Traded FD TR II · Solar ETF4.3%
- Select Sector SPDR TR · ST Str Energ ETF4.1%
- J P Morgan Exchange Traded F · Equity Premium3.7%
- iShares TR · Esg Awr MSCI USA3.3%
- Vanguard Index Fds · Total Stk Mkt3.0%
- Marvell Technology Inc.2.4%
- iShares TR · Esg MSCI USA ETF2.3%
- ARM Holdings PLC · Sponsored ADS2.3%
- Vaneck ETF Trust · Semiconductr ETF2.2%
Together, the ten largest are 53.7% of reported value.
How many clients does Decker Retirement Planning have?
Decker Retirement Planning has 774 clients and manages $360 million for them, as of May 2026. They include 713 individual clients, 54 high-net-worth individuals, and 7 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 May 2026
What services does Decker Retirement Planning offer?
Decker Retirement Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and publishing newsletters.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Decker Retirement Planning use?
Decker Retirement Planning’s separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $394M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 May 2026
How many financial advisors does Decker Retirement Planning have?
Decker Retirement Planning has 10 investment adviser representatives registered with state securities authorities, out of 23 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 13 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Decker Retirement Planning invest in?
At the end of its last fiscal year, Decker Retirement Planning’s separately managed accounts held 45% registered funds (mutual funds, ETFs, BDCs), 39% exchange-traded equities, 15% cash and equivalents and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Decker Retirement Planning?
Decker Retirement Planning’s direct owner is Brian Decker (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 29 May 2026
How does Decker Retirement Planning get paid?
Decker Retirement Planning is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Decker Retirement Planning registered with the SEC?
Yes, Decker Retirement Planning has been registered with the SEC as an investment adviser since 7 April 2021. Its CRD number is 284281 and its SEC file number is 801-120733.
Source: Form ADV Part 1A, Item 1, filed 29 May 2026; IAPD firm record
How do I contact Decker Retirement Planning?
Decker Retirement Planning’s main office is at 2889 W Ashton BLVD., Suite 125, Lehi, UT 84048. Its phone number is 855-425-4566. Its website is deckerretirementplanning.com.