Curtis Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
Curtis Advisory Group reports 157 clients. They include 73 individual clients, 64 high-net-worth individuals, and 11 pension and profit-sharing plans. Of its assets, 99.8% ($572M across 542 accounts) are managed with discretion; $1.3M across 6 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 46% | 3% |
| High-net-worth individuals | 41% | 70% |
| Pension and profit-sharing plans | 7% | 3% |
| Charitable organizations | 2% | 21% |
| Corporations and other businesses | 4% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 73 | $20M | 3.5% | $273K |
| High-net-worth individuals | 64 | $403M | 70.2% | $6.29M |
| Pension and profit-sharing plans | 11 | $15.1M | 2.6% | $1.37M |
| Charitable organizations | Fewer than 5 | $119M | 20.7% | $39.6M |
| Corporations and other businesses | 6 | $17M | 3.0% | $2.84M |
| Total | 157 | $574M | 100% | — |
- Clients
- 73
- Regulatory AUM
- $20M
- AUM share
- 3.5%
- Avg. per client
- $273K
- Clients
- 64
- Regulatory AUM
- $403M
- AUM share
- 70.2%
- Avg. per client
- $6.29M
- Clients
- 11
- Regulatory AUM
- $15.1M
- AUM share
- 2.6%
- Avg. per client
- $1.37M
- Clients
- Fewer than 5
- Regulatory AUM
- $119M
- AUM share
- 20.7%
- Avg. per client
- $39.6M
- Clients
- 6
- Regulatory AUM
- $17M
- AUM share
- 3.0%
- Avg. per client
- $2.84M
Total
- Clients
- 157
- Regulatory AUM
- $574M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Curtis Advisory Group charges 0.10%–1.00% a year for its Portfolio Management & Participant Account Management Fees. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $1,000,000. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Investment Oversight and Tracking
- Typically a fixed amount charged monthly in arrears, which may be negotiable.
- Ongoing Financial Planning
- Ongoing financial planning is negotiated at $1,800 to $5,000 depending on the level of services.
- Tax Preparation and Representation
- Tax return preparation fees start at $700; additional services are billed at an agreed hourly rate.
Ryan Curtis owns 50% to 75% of Curtis Advisory Group. It has 3 employees.
Leadership
- Ryan CurtisManaging Member/Principal
- Joshua HayesMember/CCO
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Curtis Advisory Group, LLC
Ryan Curtis
Control person · since August 2009
- Owns 50% to 75% of Curtis Advisory Group, LLC
Joshua Hayes
Control person · since January 2021
Curtis Advisory Group’s regulatory assets grew 2.3× from $250M (March 2021) to $574M (April 2026); clients rose from 99 to 157 and employees from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $574M | 157 | 3 | 1 |
| March 2025 | $485M | 147 | 3 | 1 |
| March 2024 | $419M | 126 | 3 | 1 |
| July 2023 | $396M | 124 | 3 | 1 |
| March 2022 | $371M | 106 | 2 | 1 |
| March 2021 | $250M | 99 | 2 | 1 |
Besides its headquarters, Curtis Advisory Group has 0 offices, with 1 listed address in California.
California · 1 listed address
- 735 State Street, Suite 214, Santa BarbaraHQ
Contact and registration details
- Legal name
- Curtis Advisory Group, LLC
- Headquarters
- 735 State Street, Suite 214, Santa Barbara, CA 93101
- Website
- curtisadvisorygroup.com
- Phone
- 805-963-6181
- @curtis-advisory-group
- SEC file
- 801-81082
- Structure
- California LLC
- Fiscal year end
- December
Curtis Advisory Group uses Charles Schwab ($553M) as custodian for its separately managed accounts. Curtis Advisory Group has custody of $60.1M in client assets for 41 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $553M100%
At year end, Curtis Advisory Group’s separately managed accounts were mostly in funds (70%) and stocks (22%). Its reported 13F holdings for the quarter ended 30 June 2026 total $515M across 117 positions; the largest are Nvidia Corporation (11.3%), State Str SPDR S&P 500 ETF T (9.2%) and Schwab Strategic TR (8.3%).
What the accounts hold
- Stocks22%
- Funds70%
- Bonds5%
- U.S. government and agency bonds3%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash3%
Reported 13F holdings
- $515M
- Reported 13F value
- 117
- Positions
- 52.2%
- In the 10 largest
- +11.0%
- Value vs. prior quarter
- Nvidia Corporation11.3%
- State Str SPDR S&P 500 ETF T · TR Unit9.2%
- Schwab Strategic TR · US Lcap GR ETF8.3%
- Amazon Com Inc.5.3%
- Vanguard World FD · Inf Tech ETF4.3%
- iShares TR · Rus 1000 Grw ETF3.8%
- SPDR Series Trust · ST Str P500etf3.5%
- Invesco Qqq TR · Unit Ser 12.3%
- Invesco Exchange Traded FD T · Buyback Achiev2.2%
- J P Morgan Exchange Traded F · Equity Premium2.1%
Together, the ten largest are 52.2% of reported value.
How many clients does Curtis Advisory Group have?
Curtis Advisory Group has 157 clients and manages $574 million for them, as of April 2026. They include 73 individual clients, 64 high-net-worth individuals, and 11 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 April 2026
What services does Curtis Advisory Group offer?
Curtis Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Curtis Advisory Group charge?
Curtis Advisory Group charges 0.10%–1.00% a year for its Portfolio Management & Participant Account Management Fees. The fee is billed in advance or in arrears, is negotiable and requires an account of at least $1,000,000.
Source: CURTIS ADVISORY GROUP ADV PART 2, filed 15 April 2026
Which custodians does Curtis Advisory Group use?
Curtis Advisory Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $553M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 April 2026
How many financial advisors does Curtis Advisory Group have?
Curtis Advisory Group has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Curtis Advisory Group invest in?
At the end of its last fiscal year, Curtis Advisory Group’s separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 22% exchange-traded equities, 3% U.S. government and agency bonds, 3% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Curtis Advisory Group have a minimum investment?
Yes, Curtis Advisory Group’s minimum account size for its Portfolio Management & Participant Account Management Fees is $1M.
Source: CURTIS ADVISORY GROUP ADV PART 2, filed 15 April 2026
Who owns Curtis Advisory Group?
Curtis Advisory Group’s direct owners are Ryan Curtis (50% to 75%) and Joshua Hayes (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 15 April 2026
How does Curtis Advisory Group get paid?
Curtis Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Curtis Advisory Group registered with the SEC?
Yes, Curtis Advisory Group has been registered with the SEC as an investment adviser since 9 March 2015. Its CRD number is 151695 and its SEC file number is 801-81082.
Source: Form ADV Part 1A, Item 1, filed 15 April 2026; IAPD firm record
How do I contact Curtis Advisory Group?
Curtis Advisory Group’s main office is at 735 State Street, Suite 214, Santa Barbara, CA 93101. Its phone number is 805-963-6181. Its website is curtisadvisorygroup.com.