Curbstone Financial Management provides portfolio management for individuals and small businesses and portfolio management for institutions.
Curbstone Financial Management reports 277 clients. They include 149 high-net-worth individuals, 118 individual clients and 7 charitable organizations. Of its assets, 100.0% ($412M across 653 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 43% | 8% |
| High-net-worth individuals | 54% | 85% |
| Pension and profit-sharing plans | <1% | <1% |
| Charitable organizations | 3% | 7% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 118 | $31.6M | 7.7% | $268K |
| High-net-worth individuals | 149 | $352M | 85.4% | $2.36M |
| Pension and profit-sharing plans | Fewer than 5 | $284K | 0.1% | $142K |
| Charitable organizations | 7 | $27.8M | 6.8% | $3.97M |
| Corporations and other businesses | 1 | $364K | 0.1% | $364K |
| Total | 277 | $412M | 100% | — |
- Clients
- 118
- Regulatory AUM
- $31.6M
- AUM share
- 7.7%
- Avg. per client
- $268K
- Clients
- 149
- Regulatory AUM
- $352M
- AUM share
- 85.4%
- Avg. per client
- $2.36M
- Clients
- Fewer than 5
- Regulatory AUM
- $284K
- AUM share
- 0.1%
- Avg. per client
- $142K
- Clients
- 7
- Regulatory AUM
- $27.8M
- AUM share
- 6.8%
- Avg. per client
- $3.97M
- Clients
- 1
- Regulatory AUM
- $364K
- AUM share
- 0.1%
- Avg. per client
- $364K
Total
- Clients
- 277
- Regulatory AUM
- $412M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Curbstone Financial Management charges 0.50%–1.00% a year for its Fee Schedule. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$5M | 0.85% |
| $5M and above | 0.50% |
Fee details and sources
Thomas Mott IV Lewry owns 75% or more of Curbstone Financial Management. The leadership team of Curbstone Financial Management includes President Thomas Mott IV Lewry. It has 10 employees, 6 of them in advisory roles.
Leadership
Thomas Mott IV LewryPresident, Chief Compliance Officer, Financial Operations Principal- Pamela Gay DiamantisPrincipal
Melvin Jonathan III SeverancePrincipal- Jon SparkmanSecretary / Legal Counsel
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 10 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 75% or more of Curbstone Financial Management Corporation
Thomas Mott IV Lewry
Control person · since February 1983
Curbstone Financial Management’s regulatory assets grew from $364M (June 2021) to $412M (June 2026); clients rose from 245 to 277 and employees from 9 to 10.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $412M | 277 | 10 | 1 |
| June 2025 | $385M | 266 | 10 | 1 |
| June 2024 | $372M | 265 | 9 | 1 |
| June 2023 | $337M | 253 | 9 | 1 |
| June 2022 | $382M | 258 | 9 | 1 |
| June 2021 | $364M | 245 | 9 | 1 |
Besides its headquarters, Curbstone Financial Management has 0 offices, with 1 listed address in New Hampshire.
New Hampshire · 1 listed address
- 741 Chestnut Street, ManchesterHQ
Contact and registration details
- Legal name
- Curbstone Financial Management Corporation
- Headquarters
- 741 Chestnut Street, Manchester, NH 03104-3002
- Website
- curbstonefinancial.com
- Phone
- 603-624-8462
- SEC file
- 801-67354
- Founded
- 1983
- Structure
- New Hampshire corporation
- Fiscal year end
- March
Curbstone Financial Management uses Charles Schwab ($412M) as custodian for its separately managed accounts. Curbstone Financial Management has custody of $37.4M in client assets for 30 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $412M100%
At year end, Curbstone Financial Management’s separately managed accounts were largely in funds (42%) and stocks (34%). Its reported 13F holdings for the quarter ended 30 June 2026 total $587M across 215 positions; the largest are SPDR Bloomberg Inter Floating (6.9%), Schwab International Equity ET (3.9%) and SPDR S&P Mid Cap 400 ETF (mdy) (3.5%).
What the accounts hold
- Stocks34%
- Funds42%
- Bonds16%
- Investment grade corporate bonds14%
- State and local bonds2%
- Cash8%
Reported 13F holdings
- $587M
- Reported 13F value
- 215
- Positions
- 34.2%
- In the 10 largest
- +12.3%
- Value vs. prior quarter
- SPDR Bloomberg Inter Floating · Bdfund6.9%
- Schwab International Equity ETETF3.9%
- SPDR S&P Mid Cap 400 ETF (mdy)ETF3.5%
- Apple Inc. (aapl)3.3%
- Schwab US Mid Cap ETF (schm)ETF3.3%
- Vanguard S&P 500 ETF (voo)ETF3.0%
- Schwab US Large Cap Growth ETFETF2.9%
- Vanguard Short Ter Corp. Bd ETF · Bdfund2.8%
- Schwab US Dividend Equity ETFETF2.7%
- Alphabet Inc. Class C (goog)2.0%
Together, the ten largest are 34.2% of reported value.
How many clients does Curbstone Financial Management have?
Curbstone Financial Management has 277 clients and manages $412 million for them, as of June 2026. They include 149 high-net-worth individuals, 118 individual clients and 7 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 22 June 2026
What services does Curbstone Financial Management offer?
Curbstone Financial Management provides portfolio management for individuals and small businesses and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Curbstone Financial Management charge?
Curbstone Financial Management charges 0.50%–1.00% a year for its Fee Schedule. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Curbstone Financial Management use?
Curbstone Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $412M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 June 2026
How many financial advisors does Curbstone Financial Management have?
Curbstone Financial Management has 6 investment adviser representatives registered with state securities authorities, out of 10 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Curbstone Financial Management invest in?
At the end of its last fiscal year, Curbstone Financial Management’s separately managed accounts held 42% registered funds (mutual funds, ETFs, BDCs), 34% exchange-traded equities, 14% investment grade corporate bonds, 8% cash and equivalents and 2% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Curbstone Financial Management?
Curbstone Financial Management’s direct owner is Thomas Mott IV Lewry (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 22 June 2026
How does Curbstone Financial Management get paid?
Curbstone Financial Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Curbstone Financial Management?
Curbstone Financial Management’s main office is at 741 Chestnut Street, Manchester, NH 03104-3002. Its phone number is 603-624-8462. Its website is curbstonefinancial.com.