Melvin Severance has been Principal of Curbstone Financial Management since September 2005, is not listed as a control person, but directly owns under 5% of the firm. Melvin Severance holds a Bachelor's degree in Business Administration from New Hampshire College (Southern New Hampshire University) and a Master's degree in Occupational Education from the University of New Hampshire.
Curbstone Financial Management Corporation is a Manchester, NH firm with $412M under management, 277 clients and 6 advisers in one office, as of its June 2026 filing.
Melvin J. Severance, III is Principal of Curbstone Financial Management Corporation. He joined the firm in 1986 to provide settlement services to trial attorneys and in 1988 started managing money for individual and corporate clients. More recently he has developed evaluation strategies for 401(k) plans to help trustees.
- – present · 28 yearsManchester, NH · Adviser representative · Firm CRD 13348
Professional designations
Listed by Curbstone Financial Management
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Accredited Asset Management Specialist (AAMS®)
Investment adviser representative registrations
Melvin Severance is registered as an investment adviser representative in New Hampshire, since December 1997.
- New HampshireSince 19 December 1997
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 7 | General Securities Representative Examination | 15 September 1984 |
| Series 63 | Uniform Securities Agent State Law Examination | 13 September 1984 |
- Name
- Securities Industry Essentials Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Full name
- Melvin Jonathan Severance
- CRD
- 1281226
- Firm
- Curbstone Financial Management · CRD 13348
- Role
- Principal
- Office
- 741 CHESTNUT STREET, Manchester, NH 03104-3002
- Registration
- Investment adviser registration
- In the industry since
- September 1984
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- curbstonefinancial.com
Where does Melvin Severance work?
Melvin Severance has been Principal of Curbstone Financial Management Corporation since September 2005.
Is Melvin Severance a financial advisor?
Yes. Melvin Severance has a current investment-adviser registration in New Hampshire, through Curbstone Financial Management since December 1997.
How many years of experience does Melvin Severance have?
Melvin Severance has 42 years in the financial industry, since September 1984, across 1 adviser firm.
What exams has Melvin Severance passed?
Melvin Severance has passed 2 licensing exams: the Series 63 and Series 7. The earliest, the Series 63, was passed in September 1984. FINRA credited Melvin Severance with the SIE, which began in October 2018.
Where is Melvin Severance based?
Melvin Severance’s registered office is in Manchester, NH.
Is Melvin Severance registered with FINRA?
No. Melvin Severance has no current broker registration.
Is Melvin Severance a CFP?
Curbstone Financial Management lists Melvin Severance with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
Source: Melvin J. Severance, III biography, curbstonefinancial.com
How can I verify Melvin Severance’s record?
Search CRD 1281226 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Melvin Severance’s full registration record.
Thomas LewryPresident, Chief Compliance Officer, Financial Operations Principal- Pamela Gay DiamantisPrincipal
- Jon SparkmanSecretary / Legal Counsel