Cpwa provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 26–50 clients last fiscal year.
Cpwa reports 675 clients. They include 527 individual clients, 126 high-net-worth individuals, and 22 corporations and other businesses. Of its assets, 96.8% ($180M across 1,257 accounts) are managed with discretion; $5.9M across 17 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 78% | 28% |
| High-net-worth individuals | 19% | 69% |
| Charitable organizations | 0% | <1% |
| Insurance companies | 0% | <1% |
| Corporations and other businesses | 3% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 527 | $52M | 28.0% | $98.7K |
| High-net-worth individuals | 126 | $127M | 68.6% | $1.01M |
| Charitable organizations | Fewer than 5 | $633K | 0.3% | — |
| Insurance companies | Fewer than 5 | $4.36K | 0.0% | — |
| Corporations and other businesses | 22 | $5.7M | 3.1% | $259K |
| Total | 675 | $186M | 100% | — |
- Clients
- 527
- Regulatory AUM
- $52M
- AUM share
- 28.0%
- Avg. per client
- $98.7K
- Clients
- 126
- Regulatory AUM
- $127M
- AUM share
- 68.6%
- Avg. per client
- $1.01M
- Clients
- Fewer than 5
- Regulatory AUM
- $633K
- AUM share
- 0.3%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $4.36K
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 22
- Regulatory AUM
- $5.7M
- AUM share
- 3.1%
- Avg. per client
- $259K
Total
- Clients
- 675
- Regulatory AUM
- $186M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Cpwa charges 0.50%–1.00% a year for its Investment Management. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Retirement plan advisory services
- Retirement plan fees are negotiable by plan size and services, paid quarterly in advance or arrears; the maximum investment advisory fee is 1%.
Joseph Guenther owns 75% or more of Cpwa. The leadership team of Cpwa includes Chief Compliance Officer James Williams. It has 3 employees.
Leadership
James WilliamsChief Compliance Officer
Joseph GuentherManaging Member
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 broker-dealer rep
- 2 insurance agents
- Owns 75% or more of Cpwa LLC
Joseph Guenther
Control person · since July 2022
- Owns 25% to 50% of Cpwa LLC
James Williams
Control person · since October 2022
Cpwa’s regulatory assets grew 1.7× from $111M (March 2024) to $186M (March 2026); clients rose from 509 to 675 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $186M | 675 | 3 | 1 |
| April 2025 | $141M | 444 | 3 | 1 |
| March 2024 | $111M | 509 | 3 | 1 |
Besides its headquarters, Cpwa has 0 offices, with 1 listed address in Oregon.
Oregon · 1 listed address
- 1313 Belmont Ave., Hood RiverHQ
Contact and registration details
- Legal name
- Cpwa LLC
- Headquarters
- 1313 Belmont Ave., Hood River, OR 97031
- Website
- crownpointwealth.com
- Phone
- 541-386-2792
- @crown-point-wealth-advisors
- SEC file
- 801-129946
- Structure
- Oregon LLC
- Fiscal year end
- December
Cpwa uses Charles Schwab ($56.5M) as custodian for its separately managed accounts. Cpwa does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Franciso, CA · $56.5M100%
At year end, Cpwa’s separately managed accounts were mostly in funds (55%) and stocks (25%). Its reported 13F holdings for the quarter ended 30 June 2026 total $86.1M across 94 positions; the largest are Schwab Strategic TR (10.3%), Wisdomtree TR (7.3%) and Apple Inc. (5.0%).
What the accounts hold
- Stocks25%
- Funds55%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash15%
- Other1%
- Variable and fixed annuities1%
Reported 13F holdings
- $86.1M
- Reported 13F value
- 94
- Positions
- 45.9%
- In the 10 largest
- +2.9%
- Value vs. prior quarter
- Schwab Strategic TR · US Lcap GR ETF10.3%
- Wisdomtree TR · US Qtly Div Grt7.3%
- Apple Inc.5.0%
- Invesco Exch Traded FD TR II · S&P Intl Momnt4.8%
- Schwab Strategic TR · US Dividend EQ4.8%
- Costco Wholesale Corporation3.2%
- Amazon Com Inc.3.0%
- Microsoft Corp.2.6%
- Alphabet Inc. · Cap Stk CL A2.5%
- iShares TR · U.S. Tech ETF2.4%
Together, the ten largest are 45.9% of reported value.
How many clients does Cpwa have?
Cpwa has 675 clients and manages $186 million for them, as of March 2026. They include 527 individual clients, 126 high-net-worth individuals, and 22 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 March 2026
What services does Cpwa offer?
Cpwa provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cpwa charge?
Cpwa charges 0.50%–1.00% a year for its Investment Management. The fee is billed in arrears and is negotiable.
Which custodians does Cpwa use?
Cpwa’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Franciso, CA), with $56.5M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 March 2026
How many financial advisors does Cpwa have?
Cpwa has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cpwa invest in?
At the end of its last fiscal year, Cpwa’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 25% exchange-traded equities, 15% cash and equivalents, 2% U.S. government and agency bonds, 1% state and local bonds, 1% investment grade corporate bonds and 1% other. The 1% other category is described as: Variable and Fixed Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cpwa?
Cpwa’s direct owners are Joseph Guenther (75% or more) and James Williams (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 13 March 2026
How does Cpwa get paid?
Cpwa is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Cpwa registered with the SEC?
Yes, Cpwa has been registered with the SEC as an investment adviser since 18 April 2024. Its CRD number is 322424 and its SEC file number is 801-129946.
Source: Form ADV Part 1A, Item 1, filed 13 March 2026; IAPD firm record
How do I contact Cpwa?
Cpwa’s main office is at 1313 Belmont Ave., Hood River, OR 97031. Its phone number is 541-386-2792. Its website is crownpointwealth.com.