Cornerstone Planning Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars. Financial planning was provided to 101–250 clients last fiscal year.
Cornerstone Planning Group reports 1,251 clients. They include 967 individual clients, 225 high-net-worth individuals, and 46 pension and profit-sharing plans. Of its assets, 83.7% ($796M across 2,997 accounts) are managed with discretion; $155M across 46 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 77% | 30% |
| High-net-worth individuals | 18% | 51% |
| Pension and profit-sharing plans | 4% | 16% |
| Charitable organizations | 0% | <1% |
| Corporations and other businesses | 1% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 967 | $286M | 30.0% | $295K |
| High-net-worth individuals | 225 | $482M | 50.7% | $2.14M |
| Pension and profit-sharing plans | 46 | $155M | 16.3% | $3.38M |
| Charitable organizations | Fewer than 5 | $139K | 0.0% | — |
| Corporations and other businesses | 13 | $28.5M | 3.0% | $2.19M |
| Total | 1,251 | $952M | 100% | — |
- Clients
- 967
- Regulatory AUM
- $286M
- AUM share
- 30.0%
- Avg. per client
- $295K
- Clients
- 225
- Regulatory AUM
- $482M
- AUM share
- 50.7%
- Avg. per client
- $2.14M
- Clients
- 46
- Regulatory AUM
- $155M
- AUM share
- 16.3%
- Avg. per client
- $3.38M
- Clients
- Fewer than 5
- Regulatory AUM
- $139K
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 13
- Regulatory AUM
- $28.5M
- AUM share
- 3.0%
- Avg. per client
- $2.19M
Total
- Clients
- 1,251
- Regulatory AUM
- $952M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Cornerstone Planning Group charges 0.50%–1.35% a year for its Investment management services. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning fees range from $500 to $100,000, or are payable hourly at $100 to $1,000 an hour, depending on the complexity of the client's circumstances.
Carmine Corino owns 75% or more of Cornerstone Planning Group. The leadership team of Cornerstone Planning Group includes Chief Operating Officer Jon Tarno. It has 21 employees, 16 of them in advisory roles.
Staff
- 21 employees
- 16 in advisory functions
- 16 state-registered reps
- 13 insurance agents
- Owns 75% or more of Cornerstone Planning Group Inc.
Carmine Corino
Control person · since January 2020
Cornerstone Planning Group’s regulatory assets grew 4.5× from $209M (June 2021) to $952M (September 2026); clients rose from 686 to 1,251 and employees from 5 to 21.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $952M | 1,251 | 21 | 8 |
| Jul 2025July 2025 | $650M | 1,093 | 19 | 7 |
| Apr 2024April 2024 | $523M | 1,051 | 15 | 5 |
| Apr 2023April 2023 | $419M | 1,010 | 14 | 5 |
| Jul 2022July 2022 | $262M | 476 | 7 | 5 |
| Jun 2021June 2021 | $209M | 686 | 5 | 2 |
Besides its headquarters, Cornerstone Planning Group has 7 offices (1 private residence, listed without an address), with 7 listed addresses across 5 states.
New Jersey · 2 listed addresses
- 350 Passaic Avenue, Suite 201, FairfieldHQ
- 14-16 Broad Street, 3rd Floor, Redbank
Texas · 2 listed addresses
- 1607 FM306, Suite 502, New Braunfels
- 3305 Northland Drive, Suite 412, Austin
Connecticut · 1 listed address
- 95 Glastonbury BLVD, Suite 100, Glastonbury
Florida · 1 listed address
- 1555 Bonaventure BLVD #1018, Weston
Pennsylvania · 1 listed address
- 2150 Hillholm Street, Johnstown
Other business names
Cornerstone Planning Group has reported 6 other business names to the SEC.
- Allen Financial Group
- Angle + Fifth
- Highlift Financial
- Horizon Wealth Strategies, LLC
- Luna Financial Group
- Strata Capital
Contact and registration details
- Legal name
- Cornerstone Planning Group Inc.
- Headquarters
- 350 Passaic Avenue, Suite 201, Fairfield, NJ 07004
- Website
- cornerstoneplanninggroup.com
- Phone
- 973-487-3220
- SEC file
- 801-118222
- Structure
- New Jersey corporation
- Fiscal year end
- December
Cornerstone Planning Group’s named custodian for separately managed accounts is Charles Schwab ($795M). Cornerstone Planning Group does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Omaha, NE · $795M100%
At year end, Cornerstone Planning Group’s separately managed accounts were mostly in stocks (77%) and funds (12%). Its reported 13F holdings for the quarter ended 31 March 2026 total $749M across 1,818 positions; the largest are Invesco Nasdaq 100 ETF (10.9%), Fidelity Enhanced International ETF (9.4%) and Schwab Fundamental U.S. Large Company ETF (6.8%).
What the accounts hold
- Stocks77%
- Funds12%
- Bonds3%
- State and local bonds2%
- U.S. government and agency bonds1%
- Cash8%
How many clients does Cornerstone Planning Group have?
Cornerstone Planning Group has 1,251 clients and manages $952 million for them, as of September 2026. They include 967 individual clients, 225 high-net-worth individuals, and 46 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 September 2026
What services does Cornerstone Planning Group offer?
Cornerstone Planning Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cornerstone Planning Group charge?
Cornerstone Planning Group charges 0.50%–1.35% a year for its Investment management services. The fee is billed in arrears and is negotiable.
Which custodians does Cornerstone Planning Group use?
Cornerstone Planning Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $795M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 September 2026
How many financial advisors does Cornerstone Planning Group have?
Cornerstone Planning Group has 16 investment adviser representatives registered with state securities authorities, out of 21 employees, and 16 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 13 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cornerstone Planning Group invest in?
At the end of its last fiscal year, Cornerstone Planning Group’s separately managed accounts held 77% exchange-traded equities, 12% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 2% state and local bonds and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cornerstone Planning Group?
Cornerstone Planning Group’s direct owner is Carmine Corino (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 8 September 2026
How does Cornerstone Planning Group get paid?
Cornerstone Planning Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cornerstone Planning Group?
Cornerstone Planning Group’s main office is at 350 Passaic Avenue, Suite 201, Fairfield, NJ 07004. Its phone number is 973-487-3220. Its website is cornerstoneplanninggroup.com.
