Copperline Wealth Management & Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting. Financial planning was provided to 1–10 clients last fiscal year.
Copperline Wealth Management & Planning reports 440 clients. They include 308 individual clients, 122 high-net-worth individuals, and 5 pension and profit-sharing plans. Of its assets, 100.0% ($127M across 735 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $89.6M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 70% | 22% |
| High-net-worth individuals | 28% | 76% |
| Pension and profit-sharing plans | 1% | <1% |
| Charitable organizations | 1% | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 308 | $27.9M | 22.0% | $90.5K |
| High-net-worth individuals | 122 | $96.1M | 75.9% | $788K |
| Pension and profit-sharing plans | 5 | $755K | 0.6% | $151K |
| Charitable organizations | 5 | $904K | 0.7% | $181K |
| Corporations and other businesses | Fewer than 5 | $939K | 0.7% | — |
| Total | 440 | $127M | 100% | — |
- Clients
- 308
- Regulatory AUM
- $27.9M
- AUM share
- 22.0%
- Avg. per client
- $90.5K
- Clients
- 122
- Regulatory AUM
- $96.1M
- AUM share
- 75.9%
- Avg. per client
- $788K
- Clients
- 5
- Regulatory AUM
- $755K
- AUM share
- 0.6%
- Avg. per client
- $151K
- Clients
- 5
- Regulatory AUM
- $904K
- AUM share
- 0.7%
- Avg. per client
- $181K
- Clients
- Fewer than 5
- Regulatory AUM
- $939K
- AUM share
- 0.7%
- Avg. per client
- —
Total
- Clients
- 440
- Regulatory AUM
- $127M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Copperline Wealth Management & Planning is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Financial planning or consulting is billed hourly, typically $50 to $300 an hour, or as a flat fee from $250 to $30,000.
- Investment fiduciary and retirement plan consulting
- Plan-level fiduciary and retirement plan consulting is negotiable, billed as a percentage of plan assets or a flat annual fee, and never more than 1.25% of plan assets.
The leadership team of Copperline Wealth Management & Planning includes Chief Compliance Officer Elaine Selby. It has 3 employees, 2 of them in advisory roles.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 10% to 25% of Copperline Wealth Management & Planning
SMH Group, LLC
Control person · since April 2025
- Owns 50% to 75% of SMH Group, LLC
Lucas McNeely
Control person · since September 2019
- Owns 50% to 75% of SMH Group, LLC
Sara Schauermann
Control person · since September 2019
Copperline Wealth Management & Planning’s regulatory assets grew Infinity× from $0 (June 2025) to $127M (March 2026); employees rose from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $127M | 440 | 3 | 1 |
| Jun 2025June 2025 | $0 | 0 | 2 | 1 |
Besides its headquarters, Copperline Wealth Management & Planning has 0 offices, with 1 listed address in 1 state.
Wyoming · 1 listed address
- 1517 Rumsey Avenue, CodyHQ
Contact and registration details
- Legal name
- Copperline Wealth Management & Planning
- Headquarters
- 1517 Rumsey Avenue, Cody, WY 82414
- Website
- copperlinewealth.com
- Phone
- 307-586-1880
- SEC file
- 801-132972
- Structure
- Wyoming LLC
- Fiscal year end
- December
Copperline Wealth Management & Planning’s named custodians for separately managed accounts are LPL Financial ($88.6M, 70%) and Charles Schwab ($37.9M, 30%). Copperline Wealth Management & Planning does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $37.9M30%
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $88.6M70%
At year end, Copperline Wealth Management & Planning’s separately managed accounts were largely in funds (40%) and stocks (38%).
What the accounts hold
- Stocks38%
- Funds40%
- Bonds16%
- U.S. government and agency bonds14%
- Investment grade corporate bonds2%
- Cash4%
Filed values cover 98%. The neutral 2% gap has no reported category.
How many clients does Copperline Wealth Management & Planning have?
Copperline Wealth Management & Planning has 440 clients and manages $127 million for them, as of March 2026. They include 308 individual clients, 122 high-net-worth individuals, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 March 2026
What services does Copperline Wealth Management & Planning offer?
Copperline Wealth Management & Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Copperline Wealth Management & Planning use?
Copperline Wealth Management & Planning’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $88.6M and Charles Schwab & Co., Inc. (San Francisco, CA), with $37.9M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 March 2026
How many financial advisors does Copperline Wealth Management & Planning have?
Copperline Wealth Management & Planning has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Copperline Wealth Management & Planning invest in?
At the end of its last fiscal year, Copperline Wealth Management & Planning’s separately managed accounts held 40% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 14% U.S. government and agency bonds, 4% cash and equivalents and 2% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Copperline Wealth Management & Planning?
Copperline Wealth Management & Planning is owned through a holding company by Lucas McNeely and Sara Schauermann. Its direct owner is SMH Group, LLC, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 29 March 2026
How does Copperline Wealth Management & Planning get paid?
Copperline Wealth Management & Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Copperline Wealth Management & Planning?
Copperline Wealth Management & Planning’s main office is at 1517 Rumsey Avenue, Cody, WY 82414. Its phone number is 307-586-1880. Its website is copperlinewealth.com.
