{"url":"https://nivawealth.com/firms/copperline-wealth-management-and-planning-335796","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/335796","regulatoryAum":126553954,"crd":"335796","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6590316","suffix":null,"lastName":"MCNEELY","firstName":"LUCAS","middleName":null},{"crd":"6170972","suffix":null,"lastName":"SCHAUERMANN","firstName":"SARA","middleName":"MARIE"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-13","regulatoryAum":0,"clients":0,"employees":2,"offices":1},{"filedOn":"2026-03-29","regulatoryAum":126553954,"clients":440,"employees":3,"offices":1}],"secFileNumber":"801-132972","legalName":"Copperline Wealth Management & Planning","displayName":"Copperline Wealth Management & 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from $250 to $30,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030606","versionId":1030606,"submittedOn":"2026-03-29","documentName":"CWM ADV 2A"},{"role":"other","program":"Investment fiduciary and retirement plan consulting","summary":"Plan-level fiduciary and retirement plan consulting is negotiable, billed as a percentage of plan assets or a flat annual fee, and never more than 1.25% of plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030606","versionId":1030606,"submittedOn":"2026-03-29","documentName":"CWM ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T18:01:07.097744+00:00","documents":[{"name":"CWM ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030606","versionId":1030606,"submittedOn":"2026-03-29"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030607","versionId":1030607,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":37932341},{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":88621613}],"custodyNote":"Copperline Wealth Management & Planning does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Elaine Selby","title":"Chief Compliance Officer","crd":"8090807"},{"name":"Lucas McNeely","title":"Partner/Investment Adviser Representative","crd":"6590316"},{"name":"Sara Schauermann","title":"Partner/Investment Adviser Representative","crd":"6170972"}],"ownership":[{"label":"SMH Group, LLC","detail":"Owner in the 10% to 25% ownership band and a control person, since April 2025."},{"label":"Lucas McNeely","detail":"Indirect owner: a owner of SMH Group, LLC in the 50% to 75% band and a control person, since September 2019.","parent":"SMH Group, LLC"},{"label":"Sara Schauermann","detail":"Indirect owner: a owner of SMH Group, LLC in the 50% to 75% band and a control person, since September 2019.","parent":"SMH Group, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Wyoming","offices":1,"addresses":[{"street":"1517 Rumsey Avenue","city":"Cody","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"307-586-1880","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":38},{"label":"U.S. government/agency bonds","percent":14},{"label":"Investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":40},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"29 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/335796/PDF/335796.pdf","brochureDate":"29 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030606","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Copperline Wealth Management & Planning have?","answer":"Copperline Wealth Management & Planning has 440 clients and manages $127 million for them, as of March 2026. They include 308 individual clients, 122 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Copperline Wealth Management & Planning offer?","answer":"Copperline Wealth Management & Planning provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Copperline Wealth Management & Planning use?","answer":"Copperline Wealth Management & Planning’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $88.6M and Charles Schwab & Co., Inc. (San Francisco, CA), with $37.9M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Copperline Wealth Management & Planning have?","answer":"Copperline Wealth Management & Planning has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Copperline Wealth Management & Planning invest in?","answer":"At the end of its last fiscal year, Copperline Wealth Management & Planning’s separately managed accounts held 40% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 14% U.S. government and agency bonds, 4% cash and equivalents and 2% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Copperline Wealth Management & Planning?","answer":"Copperline Wealth Management & Planning is owned through a holding company by Lucas McNeely and Sara Schauermann. Its direct owner is SMH Group, LLC, each holding 25% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Copperline Wealth Management & Planning get paid?","answer":"Copperline Wealth Management & Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Copperline Wealth Management & Planning?","answer":"Copperline Wealth Management & Planning’s main office is at 1517 Rumsey Avenue, Cody, WY 82414. Its phone number is 307-586-1880. Its website is copperlinewealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}