Copper Leaf Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Copper Leaf Financial reports 155 clients. They include 78 high-net-worth individuals, 59 individual clients and 18 charitable organizations. Of its assets, 100.0% ($220M across 552 accounts) are managed with discretion. It advised 10 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 38% | 17% |
| High-net-worth individuals | 50% | 82% |
| Charitable organizations | 12% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 59 | $36.8M | 16.8% | $625K |
| High-net-worth individuals | 78 | $180M | 81.9% | $2.31M |
| Charitable organizations | 18 | $2.89M | 1.3% | $160K |
| Total | 155 | $220M | 100% | $1.42M |
- Clients
- 59
- Regulatory AUM
- $36.8M
- AUM share
- 16.8%
- Avg. per client
- $625K
- Clients
- 78
- Regulatory AUM
- $180M
- AUM share
- 81.9%
- Avg. per client
- $2.31M
- Clients
- 18
- Regulatory AUM
- $2.89M
- AUM share
- 1.3%
- Avg. per client
- $160K
Total
- Clients
- 155
- Regulatory AUM
- $220M
- AUM share
- 100%
- Avg. per client
- $1.42M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 10
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Copper Leaf Financial is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Hourly Consulting
- Limited consulting engagements are billed at $250 per hour plus expenses, with a minimum engagement of 2.5 hours.
- On-boarding Financial Planning
- The on-boarding financial planning fee is set at engagement and is generally between $2,500 and $10,000, depending on complexity.
John Davis owns 75% or more of Copper Leaf Financial. The leadership team of Copper Leaf Financial includes Chief Compliance Officer Bret Hodgdon. It has 4 employees.
Leadership
Bret HodgdonChief Compliance Officer, Shareholder
John DavisShareholder
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Copper Leaf Financial, LLC
John Davis
Control person · since March 2015
- Owns 25% to 50% of Copper Leaf Financial, LLC
Bret Hodgdon
Control person · since March 2015
Copper Leaf Financial’s regulatory assets grew 1.9× from $116M (July 2021) to $220M (February 2026); clients rose from 120 to 155 and employees fell from 6 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $220M | 155 | 4 | 2 |
| February 2025 | $190M | 158 | 5 | 2 |
| May 2024 | $189M | 156 | 5 | 2 |
| April 2023 | $149M | 151 | 5 | 2 |
| March 2022 | $144M | 139 | 6 | 2 |
| July 2021 | $116M | 120 | 6 | 2 |
Besides its headquarters, Copper Leaf Financial has 1 office, with 2 listed addresses in Vermont.
Vermont · 2 listed addresses
- 33 Blair Park Road, Suite 203, WillistonHQ
- 225 South Main Street, Rutland
Contact and registration details
- Legal name
- Copper Leaf Financial, LLC
- Headquarters
- 33 Blair Park Road, Suite 203, Williston, VT 05495
- Website
- copperleaffinancial.com
- Phone
- 802-878-2731
- @copper-leaf-financial
- SEC file
- 801-120617
- Founded
- 2016
- Structure
- Vermont LLC
- Fiscal year end
- December
Copper Leaf Financial uses Fidelity ($150M, 68%) and Charles Schwab ($69.1M, 32%) as custodians for its separately managed accounts. Copper Leaf Financial does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $150M68%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $69.1M32%
At year end, Copper Leaf Financial’s separately managed accounts were mostly in funds (75%) and bonds (10%).
What the accounts hold
- Stocks5%
- Funds75%
- Bonds10%
- U.S. government and agency bonds5%
- State and local bonds5%
- Cash10%
How many clients does Copper Leaf Financial have?
Copper Leaf Financial has 155 clients and manages $220 million for them, as of February 2026. They include 78 high-net-worth individuals, 59 individual clients and 18 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 February 2026
What services does Copper Leaf Financial offer?
Copper Leaf Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Copper Leaf Financial use?
Copper Leaf Financial’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $150M and Charles Schwab & Co., Inc. (San Francisco, CA), with $69.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 February 2026
How many financial advisors does Copper Leaf Financial have?
Copper Leaf Financial has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Copper Leaf Financial invest in?
At the end of its last fiscal year, Copper Leaf Financial’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 5% exchange-traded equities, 5% U.S. government and agency bonds and 5% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Copper Leaf Financial?
Copper Leaf Financial’s direct owners are John Davis (75% or more) and Bret Hodgdon (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 February 2026
How does Copper Leaf Financial get paid?
Copper Leaf Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Copper Leaf Financial?
Copper Leaf Financial’s main office is at 33 Blair Park Road, Suite 203, Williston, VT 05495. Its phone number is 802-878-2731. Its website is copperleaffinancial.com.