Concord Atlantic provides portfolio management for individuals and small businesses.
Concord Atlantic reports 50 clients. They include 40 high-net-worth individuals and 10 individual clients. Of its assets, 99.3% ($144M across 40 accounts) are managed with discretion; $1M across 10 accounts are not. It advised 50 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 20% | <1% |
| High-net-worth individuals | 80% | 99% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 10 | $1M | 0.7% | $100K |
| High-net-worth individuals | 40 | $144M | 99.3% | $3.6M |
| Total | 50 | $145M | 100% | $2.9M |
- Clients
- 10
- Regulatory AUM
- $1M
- AUM share
- 0.7%
- Avg. per client
- $100K
- Clients
- 40
- Regulatory AUM
- $144M
- AUM share
- 99.3%
- Avg. per client
- $3.6M
Total
- Clients
- 50
- Regulatory AUM
- $145M
- AUM share
- 100%
- Avg. per client
- $2.9M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 50
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Concord Atlantic is paid through a percentage of assets under management. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Stephen Moroz owns 75% or more of Concord Atlantic. The leadership team of Concord Atlantic includes Chief Compliance Officer Stephen Moroz. It has 1 employee.
Leadership
- Stephen MorozManaging Director/Chief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- Owns 75% or more of Concord Atlantic, Inc.
Stephen Moroz
Control person · since April 1993
Concord Atlantic’s regulatory assets grew from $110M (July 2021) to $145M (March 2026); clients fell from 105 to 50 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $145M | 50 | 1 | 1 |
| April 2025 | $130M | 55 | 1 | 1 |
| April 2024 | $120M | 75 | 1 | 1 |
| May 2023 | $109M | 65 | 1 | 1 |
| April 2022 | $125M | 65 | 1 | 1 |
| July 2021 | $110M | 105 | 1 | 1 |
Besides its headquarters, Concord Atlantic has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Concord Atlantic, Inc.
- Headquarters
- Not reported
- Website
- Not reported
- Phone
- 978-369-6060
- SEC file
- 801-120993
- Structure
- Massachusetts other (specify)
- Fiscal year end
- December
Concord Atlantic does not have custody of client assets.
At year end, Concord Atlantic’s separately managed accounts were mostly in stocks (90%).
What the accounts hold
- Stocks90%
- Bonds2%
- Cash8%
How many clients does Concord Atlantic have?
Concord Atlantic has 50 clients and manages $145 million for them, as of March 2026. They include 40 high-net-worth individuals and 10 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026
What services does Concord Atlantic offer?
Concord Atlantic provides portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How many financial advisors does Concord Atlantic have?
Concord Atlantic has 0 investment adviser representatives registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Concord Atlantic invest in?
At the end of its last fiscal year, Concord Atlantic’s separately managed accounts held 90% exchange-traded equities, 8% cash and equivalents and 2% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Concord Atlantic?
Concord Atlantic’s direct owner is Stephen Moroz (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 March 2026
How does Concord Atlantic get paid?
Concord Atlantic is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Concord Atlantic registered with the SEC?
Yes, Concord Atlantic has been registered with the SEC as an investment adviser since 7 July 2021. Its CRD number is 121820 and its SEC file number is 801-120993.
Source: Form ADV Part 1A, Item 1, filed 16 March 2026; IAPD firm record
How do I contact Concord Atlantic?
Its phone number is 978-369-6060.