Comprehensive Wealth Management provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, and insurance. Financial planning was provided to 251–500 clients last fiscal year.
Comprehensive Wealth Management reports 389 clients. They include 270 individual clients, 108 high-net-worth individuals, and 6 pension and profit-sharing plans. Of its assets, 95.4% ($323M across 179 accounts) are managed with discretion; $15.7M across 1,521 accounts are not. Of its clients, 2% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 27% |
| High-net-worth individuals | 28% | 72% |
| Pension and profit-sharing plans | 2% | <1% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 270 | $90M | 26.6% | $333K |
| High-net-worth individuals | 108 | $244M | 72.0% | $2.26M |
| Pension and profit-sharing plans | 6 | $2.35M | 0.7% | $391K |
| Corporations and other businesses | 5 | $2.36M | 0.7% | $472K |
| Total | 389 | $338M | 100% | $870K |
- Clients
- 270
- Regulatory AUM
- $90M
- AUM share
- 26.6%
- Avg. per client
- $333K
- Clients
- 108
- Regulatory AUM
- $244M
- AUM share
- 72.0%
- Avg. per client
- $2.26M
- Clients
- 6
- Regulatory AUM
- $2.35M
- AUM share
- 0.7%
- Avg. per client
- $391K
- Clients
- 5
- Regulatory AUM
- $2.36M
- AUM share
- 0.7%
- Avg. per client
- $472K
Total
- Clients
- 389
- Regulatory AUM
- $338M
- AUM share
- 100%
- Avg. per client
- $870K
- Clients outside the U.S.
- 2%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Comprehensive Wealth Management charges 0.50%–2.00% a year for its proVest Management Fee. The fee is billed in advance and has a $11,000 annual minimum. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Planning beyond the general scope
- Planning and consulting beyond the general scope may carry an additional fee, set out in a separate written notice to the client.
Fupa, Inc. owns 50% to 75% of Comprehensive Wealth Management and is in turn owned by Morgan Arford (75% or more). The leadership team of Comprehensive Wealth Management includes President Brian Lockett, Chief Investment Officer Morgan Arford and Chief Compliance Officer Christina Ybarra. It has 11 employees, 4 of them in advisory roles.
Leadership
- Brian LockettVice President
- Shilo LockettPresident
- Christina YbarraChief Compliance Officer
- Morgan ArfordChief Investment Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- Morgan Lewis Arford
- Chase Alexander Ferderer
- Brian Joseph Lockett
- Kris Alan Muhlestein
- Sophie Thilenius
- Jordan Allen Tuchek
Staff
- 11 employees
- 4 in advisory functions
- 2 state-registered reps
- 1 insurance agent
- Owns 50% to 75% of Comprehensive Wealth Management, LLC
Fupa, Inc.
Control person · since March 2009
- Owns 75% or more of Fupa, Inc.
Morgan Arford
Control person · since January 2009
- Owns 50% to 75% of Comprehensive Wealth Management, LLC
B&S Lockett, Inc.
Control person · since March 2009
- Owns 50% to 75% of B&S Lockett, Inc.
Brian Lockett
Control person · since November 2006
- Owns 50% to 75% of B&S Lockett, Inc.
Shilo Lockett
Control person · since November 2006
Comprehensive Wealth Management’s regulatory assets grew from $306M (March 2021) to $338M (March 2026); clients were 389 in both filings and employees were 11 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $338M | 389 | 11 | 1 |
| April 2025 | $308M | 451 | 12 | 1 |
| March 2024 | $299M | 468 | 13 | 1 |
| March 2023 | $281M | 487 | 12 | 1 |
| March 2022 | $329M | 472 | 11 | 1 |
| March 2021 | $306M | 376 | 11 | 1 |
Besides its headquarters, Comprehensive Wealth Management has 0 offices, with 1 listed address in Washington.
Washington · 1 listed address
- 3500 188th St SW, Suite 102, LynnwoodHQ
Contact and registration details
- Legal name
- Comprehensive Wealth Management, LLC
- Headquarters
- 3500 188th St SW, Suite 102, Lynnwood, WA 98037-4757
- Phone
- 425-778-6160
- SEC file
- 801-69045
- Founded
- 2001
- Structure
- Washington LLC
- Fiscal year end
- December
Comprehensive Wealth Management uses Charles Schwab ($270M) as custodian for its separately managed accounts. Comprehensive Wealth Management has custody of $80.6M in client assets for 317 clients.
- Charles SchwabCharles Schwab & Co. Inc. · San Francisco, CA · $270M100%
At year end, Comprehensive Wealth Management’s separately managed accounts were largely in stocks (43%) and funds (34%). Its reported 13F holdings for the quarter ended 30 June 2026 total $219M across 43 positions; the largest are Guinness Atkinson Fds (17.2%), First TR Exchange Traded FD (15.0%) and SPDR Index Shs Fds (12.9%).
What the accounts hold
- Stocks43%
- Funds34%
- Cash6%
- Other14%
- Brokerage accounts such as direct mutual funds, insurance products such as variable annuities and variable universal life, alternative investments such as reit's14%
Filed values cover 97%. The neutral 3% gap has no reported category.
Reported 13F holdings
- $219M
- Reported 13F value
- 43
- Positions
- 76.2%
- In the 10 largest
- +10.6%
- Value vs. prior quarter
- Guinness Atkinson Fds · Asia Pac ETF17.2%
- First TR Exchange Traded FD · Rba Indl ETF15.0%
- SPDR Index Shs Fds · ST Mar Divid ETF12.9%
- Select Sector SPDR TR · ST Str Svc ETF11.2%
- Select Sector SPDR TR · ST Str Techn ETF8.7%
- Capitol Ser TR · Hull Tactical3.0%
- Vaneck ETF Trust · Gold Miners ETF2.8%
- Select Sector SPDR TR · ST Str Finl ETF2.1%
- First TR Exchange-traded FD · Lng Dur Oprtun1.6%
- iShares TR · MSCI Eafe Smcp1.6%
Together, the ten largest are 76.2% of reported value.
How many clients does Comprehensive Wealth Management have?
Comprehensive Wealth Management has 389 clients and manages $338 million for them, as of March 2026. They include 270 individual clients, 108 high-net-worth individuals, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does Comprehensive Wealth Management offer?
Comprehensive Wealth Management provides financial planning, portfolio management for individuals and small businesses, educational seminars, education planning, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Comprehensive Wealth Management charge?
Comprehensive Wealth Management charges 0.50%–2.00% a year for its proVest Management Fee. The fee is billed in advance and has a $11,000 annual minimum.
Which custodians does Comprehensive Wealth Management use?
Comprehensive Wealth Management’s separately managed account assets are held at Charles Schwab & Co. Inc. (San Francisco, CA), with $270M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does Comprehensive Wealth Management have?
Comprehensive Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 11 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Comprehensive Wealth Management invest in?
At the end of its last fiscal year, Comprehensive Wealth Management’s separately managed accounts held 43% exchange-traded equities, 34% registered funds (mutual funds, ETFs, BDCs), 14% other and 6% cash and equivalents. The 14% other category is described as: Brokerage Accounts Such As Direct Mutual Funds, Insurance Products Such As Variable Annuities and Variable Universal Life, Alternative Investments Such As Reit'S.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Comprehensive Wealth Management?
Comprehensive Wealth Management is owned through holding companies by Brian and Shilo Lockett and Morgan Arford. Its direct owners are Fupa, Inc. (50% to 75%) and B&S Lockett, Inc. (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does Comprehensive Wealth Management get paid?
Comprehensive Wealth Management is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Comprehensive Wealth Management?
Comprehensive Wealth Management’s main office is at 3500 188th St SW, Suite 102, Lynnwood, WA 98037-4757. Its phone number is 425-778-6160. Its website is comprehensivewealthmanagement.com.