Comprehensive Money Management Services provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 101–250 clients last fiscal year.
Comprehensive Money Management Services reports 105 clients. They include 53 individual clients, 49 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 85.8% ($172M across 392 accounts) are managed with discretion; $28.5M across 108 accounts are not. Of its clients, 1% are outside the U.S. It advised 105 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 7% |
| High-net-worth individuals | 47% | 86% |
| Banking or thrift institutions | Fewer than 5 | 0% |
| Pension and profit-sharing plans | Fewer than 5 | 0% |
| Charitable organizations | <1% | 6% |
| Other client typesState or municipal government entities; Other investment advisers; Insurance companies; Sovereign wealth funds and foreign official institutions; Corporations and other businesses | 2% | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 53 | $14M | 7.0% | $265K |
| High-net-worth individuals | 49 | $173M | 86.1% | $3.52M |
| Banking or thrift institutions | Fewer than 5 | $0 | 0.0% | — |
| Pension and profit-sharing plans | Fewer than 5 | $0 | 0.0% | — |
| Charitable organizations | Fewer than 5 | $12.9M | 6.5% | $12.9M |
| State or municipal government entities | Fewer than 5 | $0 | 0.0% | — |
| Other investment advisers | Fewer than 5 | $0 | 0.0% | — |
| Insurance companies | Fewer than 5 | $0 | 0.0% | — |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 | 0.0% | — |
| Corporations and other businesses | Fewer than 5 | $831K | 0.4% | $415K |
| Total | 105 | $200M | 100% | — |
- Clients
- 53
- Regulatory AUM
- $14M
- AUM share
- 7.0%
- Avg. per client
- $265K
- Clients
- 49
- Regulatory AUM
- $173M
- AUM share
- 86.1%
- Avg. per client
- $3.52M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $12.9M
- AUM share
- 6.5%
- Avg. per client
- $12.9M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $831K
- AUM share
- 0.4%
- Avg. per client
- $415K
Total
- Clients
- 105
- Regulatory AUM
- $200M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 105
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Comprehensive Money Management Services charges 0.20%–1.00% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $6,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2.5M | 1.00% |
| $2.5M–$5M | 0.85% |
| $5M–$7.5M | 0.65% |
| $7.5M–$10M | 0.50% |
| $10M–$20M | 0.35% |
| $20M and above | 0.20% |
Fee details and sources
Other fees
- Financial Planning Services
- Three planning levels: Investment Plan with a $2,500 minimum fee, Retirement Plan with a $5,000 minimum fee, and Comprehensive Financial Plan with a $7,500 minimum fee; fees are negotiable and half is due on signing.
- Special Projects
- Work beyond financial planning or investment management is charged a fixed fee or hourly, and fees are negotiable.
William Neubauer owns 75% or more of Comprehensive Money Management Services. The leadership team of Comprehensive Money Management Services includes Chief Compliance Officer William Neubauer. It has 2 employees, 1 of them in advisory roles.
Staff
- 2 employees
- 1 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Comprehensive Money Management Services LLC
William Neubauer
Control person · since March 2002
Comprehensive Money Management Services’ regulatory assets grew from $163M (July 2025) to $200M (January 2026); clients rose from 99 to 105 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $200M | 105 | 2 | 1 |
| Jul 2025July 2025 | $163M | 99 | 2 | 1 |
Besides its headquarters, Comprehensive Money Management Services has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Comprehensive Money Management Services LLC
- Headquarters
- Not reported
- Website
- comprehensivemoney.com
- Phone
- 786-261-6100
- SEC file
- 801-133720
- Structure
- Florida LLC
- Fiscal year end
- December
Comprehensive Money Management Services’ named custodian for separately managed accounts is Charles Schwab ($141M). Comprehensive Money Management Services does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $141M100%
At year end, Comprehensive Money Management Services’ separately managed accounts were mostly in stocks (84%) and funds (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $159M across 200 positions; the largest are Vanguard Malvern Fds (2.8%), Vanguard Intl Equity Index F (2.6%) and Vanguard World FD (2.0%).
What the accounts hold
- Stocks84%
- Exchange-traded equities83%
- Non-exchange-traded equities1%
- Funds11%
- Bonds1%
- Cash4%
How many clients does Comprehensive Money Management Services have?
Comprehensive Money Management Services has 105 clients and manages $200 million for them, as of January 2026. They include 53 individual clients, 49 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 January 2026
What services does Comprehensive Money Management Services offer?
Comprehensive Money Management Services provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Comprehensive Money Management Services charge?
Comprehensive Money Management Services charges 0.20%–1.00% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $6,000 annual minimum.
Which custodians does Comprehensive Money Management Services use?
Comprehensive Money Management Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $141M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 January 2026
How many financial advisors does Comprehensive Money Management Services have?
Comprehensive Money Management Services has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Comprehensive Money Management Services invest in?
At the end of its last fiscal year, Comprehensive Money Management Services’ separately managed accounts held 83% exchange-traded equities, 11% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 1% non-exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Comprehensive Money Management Services?
Comprehensive Money Management Services’ direct owner is William Neubauer (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 16 January 2026
How does Comprehensive Money Management Services get paid?
Comprehensive Money Management Services is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Comprehensive Money Management Services?
Its phone number is 786-261-6100. Its website is comprehensivemoney.com.