Clearwave Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Clearwave Capital reports 314 clients. They include 233 individual clients, 72 high-net-worth individuals, and 9 corporations and other businesses. Of its assets, 91.1% ($327M across 555 accounts) are managed with discretion; $31.9M across 203 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 74% | 19% |
| High-net-worth individuals | 23% | 65% |
| Corporations and other businesses | 3% | 16% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 233 | $68.8M | 19.2% | $295K |
| High-net-worth individuals | 72 | $233M | 64.9% | $3.24M |
| Corporations and other businesses | 9 | $57.1M | 15.9% | $6.35M |
| Total | 314 | $359M | 100% | $1.14M |
- Clients
- 233
- Regulatory AUM
- $68.8M
- AUM share
- 19.2%
- Avg. per client
- $295K
- Clients
- 72
- Regulatory AUM
- $233M
- AUM share
- 64.9%
- Avg. per client
- $3.24M
- Clients
- 9
- Regulatory AUM
- $57.1M
- AUM share
- 15.9%
- Avg. per client
- $6.35M
Total
- Clients
- 314
- Regulatory AUM
- $359M
- AUM share
- 100%
- Avg. per client
- $1.14M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Clearwave Capital is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and commissions. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- American Funds F-2 Share Directly Held Funds
- Advisory fee of 0.25% to 1.00% flat annually on accounts holding F-2 shares directly, non-negotiable.
- Financial Planning and Consulting
- Flat fee for financial planning and consulting, set by scope and complexity and not to exceed $30,000.
- Retirement Plan Consulting
- Flat fee not to exceed $50,000, or a fee on plan assets not to exceed 1.00%.
Garrett Cunningham owns 75% or more of Clearwave Capital. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 insurance agents
- Owns 75% or more of Clearwave Capital, LLC
Garrett Cunningham
Control person · since August 2025
- Owns 25% to 50% of Clearwave Capital, LLC
Corey Cunningham
Control person · since August 2025
Besides its headquarters, Clearwave Capital has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 1425 West Foothill BLVD, Suite 120, UplandHQ
Contact and registration details
- Legal name
- Clearwave Capital, LLC
- Headquarters
- 1425 West Foothill BLVD, Suite 120, Upland, CA 91786
- Website
- clearwavecap.com
- Phone
- 909-949-9446
- @clearwave-capital
- SEC file
- 801-134103
- Founded
- 2025
- Structure
- California LLC
- Fiscal year end
- December
Clearwave Capital’s named custodians for separately managed accounts are Fidelity ($326M, 91%) and Capital Client Group ($32.7M, 9%). Clearwave Capital has custody of $28.2M for 13 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $326M91%
- Capital Client GroupCapital Client Group, Inc. · Los Angeles, CA · $32.7M9%
At year end, Clearwave Capital’s separately managed accounts were largely in stocks (43%) and funds (35%). Its reported 13F holdings for the quarter ended 30 June 2026 total $181M across 166 positions; the largest are Fidelity Covington Trust (4.2%), Alphabet Inc. (3.9%) and Fidelity Merrimack Str TR (3.6%).
What the accounts hold
- Stocks43%
- Funds35%
- Bonds10%
- Cash12%
How many clients does Clearwave Capital have?
Clearwave Capital has 314 clients and manages $359 million for them, as of March 2026. They include 233 individual clients, 72 high-net-worth individuals, and 9 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026
What services does Clearwave Capital offer?
Clearwave Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, pension consulting, selecting other managers, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Clearwave Capital use?
Clearwave Capital’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $326M and Capital Client Group, Inc. (Los Angeles, CA), with $32.7M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026
How many financial advisors does Clearwave Capital have?
Clearwave Capital has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Clearwave Capital invest in?
At the end of its last fiscal year, Clearwave Capital’s separately managed accounts held 43% exchange-traded equities, 35% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents and 10% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Clearwave Capital?
Clearwave Capital’s direct owners are Corey Cunningham (25% to 50%) and Garrett Cunningham (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 5 March 2026
How does Clearwave Capital get paid?
Clearwave Capital is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Clearwave Capital?
Clearwave Capital’s main office is at 1425 West Foothill BLVD, Suite 120, Upland, CA 91786. Its phone number is 909-949-9446. Its website is clearwavecap.com.